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SURVEY TECH

Active
Private limited companyfounded 199333 yrs activeMaasstraat (Oph) 17, 3640 Kinrooi, BelgiumKBO/BCE: BE 0450.618.151

SURVEY TECH has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €56k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 80% of 9388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
87 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100▲+1
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 5.22 against 3.47 in 2024; short-term debt: 18.2% and cash: 1.9% of total assets), and 18.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 33 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
81.2%
Return on assets
68.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €67k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
6 d late
2023
7 d late
2022
10 d late
2021
19 d late
2020
27 d late
2019
89 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€67k▲ 524%
2024 · €11k
2018: €36k 2019: €37k 2020: €43k 2021: €41k 2022: €42k 2023: €15k 2024: €11k
2018 → 2025
Total assets
€82k▲ 469%
2024 · €14k
2018: €53k 2019: €54k 2020: €52k 2021: €45k 2022: €46k 2023: €18k 2024: €14k
2018 → 2025
Net result
€56k
2024 · €-4k
2018: €1k 2019: €1k 2020: €5k 2021: €-2k 2022: €892 2023: €-27k 2024: €-4k
2018 → 2025
Working capital
€63k▲ 584%
2024 · €9k
2018: €36k 2019: €29k 2020: €34k 2021: €34k 2022: €37k 2023: €13k 2024: €9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€41k-€42k▲ 2.2%€15k▼ 63.9%€11k▼ 28.6%€67k▲ 524%
Operating result€-972-€3k€-26k€-4k▲ 85.7%€68k
Net result€-2k-€892€-27k€-4k▲ 83.8%€56k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€-25k€0€25k€50k€75kOperating result 2021: €-972€-972Net result 2021: €-2k€-2kOperating result 2022: €3k€3kNet result 2022: €892€892Operating result 2023: €-26k€-26kNet result 2023: €-27k€-27kOperating result 2024: €-4k€-4kNet result 2024: €-4k€-4kOperating result 2025: €68k€68kNet result 2025: €56k€56k20212022202320242025
The operating result returns to profit in 2025: €68k after a loss of €4k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €82k
Fixed assets €4k▲ 181%
Current assets €78k▲ 502%
Equity and liabilities €82k
Equity €67k▲ 524%
Debt €15k▲ 313%
The debt ratio falls from 25.9% to 18.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€69k
2024 · €-3k
Cash flow
€57k
2024 · €-4k
Solvency
81.2%
2024 · 74.1%
Current ratio
5.22
2024 · 3.47
Quick ratio
5.22
2024 · 3.47
Debt / equity
0.23
2024 · 0.35
ROE
84.0%
2024 · -40.1%
ROA
68.2%
2024 · -29.7%
Interest coverage
97.74
2024 · 22.36
Debt
€15k
2024 · €4k
Debt ≤ 1 year
€15k
2024 · €4k
Income taxes
€11k
2024 · €757
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€14k€82k
Fixed assets21/28€1k€4k
Tangible fixed assets22/27€1k€4k
Land and buildings22€1k€958
Plant, machinery and equipment23€458€42
Furniture and vehicles24-€3k
Current assets29/58€13k€78k
Amounts receivable within one year40/41€12k€77k
Trade receivables40€2k€77k
Other amounts receivable41€10k-
Cash at bank and in hand54/58€1k€2k
Equity and liabilities
Total equity and liabilities10/49€14k€82k
Equity10/15€11k€67k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-10k€47k
Amounts payable17/49€4k€15k
Amounts payable within one year42/48€4k€15k
Trade debts44€3k€2k
Suppliers440/4€3k€2k
Taxes, remuneration and social security45€991€12k
Taxes450/3€991€12k
Other amounts payable47/48-€618
Accrued charges and deferred income492/3-€500
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€480€761
Other operating charges640/8€1k€2k
Gross operating margin9900€-2k€71k
Operating profit (loss)9901€-4k€68k
Financial charges65/66B€-144€708
Recurring financial charges65€-144€708
Profit (loss) for the period before taxes9903€-4k€68k
Income taxes67/77€757€11k
Profit (loss) for the period9904€-4k€56k
Profit (loss) for the period to be appropriated9905€-4k€56k
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€47k
Profit (loss) brought forward from the previous period14P€-5k€-10k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial Back to profitnet €56k
Net result €56k after 2 loss-making years.
06-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
07-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2023
31-12
Financial Weakest financial yearnet €-27k ▼3081%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
10-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
31-12
Financial Back to profitnet €892
Net result €892 after one loss-making year.
19-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
27-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
28-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
26-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
09-10
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 70 days late
2017
26-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kinrooi · 1 establishment unit since 1993
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Maasstraat (Oph) 173640 Kinrooi
Ground area
926 m²
Building footprint
314 m²
Volume, LiDAR
1,601 m³
2 parcels, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Stationsstraat 47, 3680 Maaseik
NACE 5530203
since 19932.063.808.127
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72026A0853/00F000 Flanders 563 m² 1 · 187 m² 6.7 m · 2 fl.
72021D0022/00V000 Flanders 362 m² 1 · 127 m² 10.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,760 companies in sector 71122 we hold annual accounts for 769. 658 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-07-1993
Fiscal year end31-12
Activities, NACEBEL
71122Land surveying
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.