Surventis Services
ActiveSummary
Surventis Services has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.45M and a net result of €804k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 30% of 267 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▲+3
Solvency58▲+7
Growth63▼-2
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €220k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.31 in 2024; short-term debt: 62.3% and cash: 0% of total assets), and 66.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 20
Relative position
BE, all sectors
reference
Sector 20
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.2%
Return on assets
7.8%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €3.45M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
76 d early
2023
75 d early
2022
66 d early
2021
80 d early
2020
96 d early
2019
69 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€26.09M▼ 9.2%
2024 · €28.73M
2018: €25.40M
2019: €26.47M
2020: €23.64M
2021: €25.01M
2022: €28.09M
2023: €30.15M
2024: €28.73M
2018 → 2025
EBIT margin
5.0%▲ 0.8pp
2024 · 4.2%
2018: 3.0%
2019: 0.8%
2020: 1.1%
2021: 2.7%
2022: -1.2%
2023: 0.1%
2024: 4.2%
2018 → 2025
Net result
€804k▲ 26.6%
2024 · €635k
2018: €330k
2019: €-137k
2020: €45k
2021: €341k
2022: €-439k
2023: €-285k
2024: €635k
2018 → 2025
Working capital
€2.92M▲ 31.6%
2024 · €2.22M
2018: €3.54M
2019: €2.25M
2020: €1.99M
2021: €3.37M
2022: €2.73M
2023: €1.95M
2024: €2.22M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€25.01M-€28.09M▲ 12.3%€30.15M▲ 7.3%€28.73M▼ 4.7%€26.09M▼ 9.2%
Equity€2.73M-€2.29M▼ 16.1%€2.01M▼ 12.4%€2.65M▲ 31.6%€3.45M▲ 30.4%
Operating result€667k-€-339k€43k€1.20M▲ 2,669%€1.29M▲ 7.9%
Net result€341k-€-439k€-285k▲ 35.2%€635k€804k▲ 26.6%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10.38M
Fixed assets
€992k ▲ 14.9%
Current assets
€9.39M ▼ 0.4%
Equity and liabilities €10.38M
Equity
€3.45M ▲ 30.4%
Provisions
€430k ▲ 8.7%
Debt
€6.50M ▼ 10.3%
Debt's share of the balance-sheet total falls from 70.4% to 62.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.53M▲
2024 · €1.41M
Cash flow
€1.04M▲
2024 · €853k
Current ratio
1.45▲
2024 · 1.31
Quick ratio
1.19▲
2024 · 1.08
Debt to equity
1.88▼
2024 · 2.74
ROE
23.3%▼
2024 · 24.0%
ROA
7.8%▲
2024 · 6.2%
Interest coverage
10.41▲
2024 · 10.38
Debt ≤ 1 year
€6.46M▼
2024 · €7.20M
Debt > 1 year
€31k▼
2024 · €43k
Income taxes
€346k▼
2024 · €432k
Staff costs
€8.01M▼
2024 · €8.12M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 77 lines
Balance sheet
Code20242025
Assets
Total assets20/58€10.29M€10.38M▲
Formation expenses20€0-
Fixed assets21/28€863k€992k▲
Intangible fixed assets21€47k€15k▼
Tangible fixed assets22/27€706k€866k▲
Land and buildings22€292k€267k▼
Plant, machinery and equipment23€26k€19k▼
Furniture and vehicles24€388k€580k▲
Financial fixed assets28€111k€111k=
Other financial fixed assets284/8€111k€111k=
Amounts receivable and cash guarantees285/8€111k€111k=
Current assets29/58€9.42M€9.39M▼
Amounts receivable after more than one year29€2.61M€3.33M▲
Other amounts receivable291€2.61M€3.33M▲
Stocks and contracts in progress3€1.66M€1.72M▲
Stocks30/36€1.66M€1.72M▲
Raw materials and consumables30/31€650€1k▲
Goods purchased for resale34€1.66M€1.72M▲
Amounts receivable within one year40/41€5.04M€4.23M▼
Trade receivables40€3.74M€2.96M▼
Other amounts receivable41€1.31M€1.27M▼
Cash at bank and in hand54/58€69€69=
Deferred charges and accrued income490/1€107k€107k=
Equity and liabilities
Total equity and liabilities10/49€10.29M€10.38M▲
Equity10/15€2.65M€3.45M▲
Contributions10/11€1.24M€1.24M=
Capital10€1.24M€1.24M=
Issued capital100€1.24M€1.24M=
Reserves13€124k€124k=
Non-distributable reserves130/1€124k€124k=
Legal reserve130€124k€124k=
Profit (loss) carried forward14€1.28M€2.09M▲
Provisions and deferred taxes16€396k€430k▲
Provisions for liabilities and charges160/5€396k€430k▲
Other liabilities and charges164/5€396k€430k▲
Amounts payable17/49€7.24M€6.50M▼
Amounts payable after more than one year17€43k€31k▼
Other amounts payable178/9€43k€31k▼
Amounts payable within one year42/48€7.20M€6.46M▼
Trade debts44€4.61M€4.79M▲
Suppliers440/4€4.61M€4.79M▲
Taxes, remuneration and social security45€2.55M€1.66M▼
Taxes450/3€348k€116k▼
Remuneration and social security454/9€2.20M€1.54M▼
Other amounts payable47/48€47k€16k▼
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Operating income70/76A€31.71M€28.26M▼
Turnover70€28.73M€26.09M▼
Other operating income74€2.98M€2.17M▼
Operating charges60/66A€30.51M€26.97M▼
Goods for resale, raw materials and consumables60€14.19M€12.55M▼
Purchases600/8€13.71M€12.61M▼
Change in stocks: decrease (increase)609€477k€-58k▼
Services and other goods61€7.55M€6.04M▼
Remuneration, social security and pensions62€8.12M€8.01M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€218k€241k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€377k€11k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€41k€102k▲
Other operating charges640/8€14k€12k▼
Operating profit (loss)9901€1.20M€1.29M▲
Financial income75/76B€7k€9k▲
Recurring financial income75€7k€9k▲
Income from current assets751€6k€9k▲
Other financial income752/9€445€165▼
Financial charges65/66B€137k€149k▲
Recurring financial charges65€137k€149k▲
Debt charges650€136k€147k▲
Other financial charges652/9€1k€2k▲
Profit (loss) for the period before taxes9903€1.07M€1.15M▲
Income taxes67/77€432k€346k▼
Taxes670/3€494k€520k▲
Tax adjustments and reversals of tax provisions77€63k€174k▲
Profit (loss) for the period9904€635k€804k▲
Profit (loss) for the period to be appropriated9905€635k€804k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.28M€2.09M▲
Profit (loss) brought forward from the previous period14P€647k€1.28M▲
Social balance
Average headcount (FTE)908768.268.5▲
The notes to these accounts (50 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-09
State Gazette act
BenamingName change2 facts ▸
State Gazette act
Benaming
Name change2 facts ▸
- General meeting, 07-09-2026
- Name change, Surventis Services
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €804k ▲26.6%
Operating result €1.29M, net result €804k, both a record.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Back to profitnet €635k
Net result €635k after 2 loss-making years.
17-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-439k ▼229%
Net result drops to €-439k, the lowest in the series; recovery starts the following year.
12-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
26-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €45k
Net result €45k after one loss-making year.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 69 days late
Show earlier events
2019
17-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
08-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
19-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
27 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijksweg(BOR) 142880 BornemGround area
6,433 m²
Building footprint
2,915 m²
Parcel 12007C0458/02F000, Flanders. Linked by address, not a title deed.
1 establishment unit
Rijksweg(BOR) 14, 2880 Bornem
since 20112.200.649.094
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007C0458/02F000 | Flanders | 6,433 m² | 1 · 2,915 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Articles of association
Other provisions of the articles (4)
- Name clause: Surventis Services
- Other provision: Klaas Thibaut
- Other provision: Vincent Denoncin
- Other provision: Adriaan de Leeuw
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,022 EUR awarded · 1,022 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,022 EUR | 1,022 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Recognitions · licences · registrations
Legal Entity Identifier
529900FS59Z3CAZQIZ12
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Of 14 companies in sector 20120 we hold annual accounts for 8. 6 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded24-11-1998
Fiscal year end31-12
Activities, NACEBEL 2025
20120Manufacture of chemicals and chemical products
46851Wholesale of industrial chemicals
20300Manufacture of chemicals and chemical products
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.