SURVECO
ActiveThe computed 12-month bankruptcy probability of SURVECO is 2.2% (moderate). The 2026 annual accounts show negative equity (€-19k) and a net result of €9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 73 sector peers (fiscal year 2026). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2026
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability100▲+100
Solvency0=
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.23 against 0.3 in 2025; short-term debt: 227.9% and cash: 41.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
-127.9%
Return on assets
59%
Age of the figures
6 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 73 sector peers (2026).
NBB · sector comparisonPosition among 73 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 16-09-2026, 45 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2026
45 d early
2025
4 d early
2024
35 d early
2023
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€-19k▲ 31.6%
2025 · €-27k
2023: €3k
2024: €-19k
2025: €-27k
2023 → 2026
Total assets
€15k▼ 8.6%
2025 · €16k
2023: €15k
2024: €18k
2025: €16k
2023 → 2026
Net result
€9k
2025 · €-8k
2023: €407
2024: €-22k
2025: €-8k
2023 → 2026
Working capital
€-26k▲ 2.6%
2025 · €-26k
2023: €1k
2024: €-8k
2025: €-26k
2023 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2023202420252026Trend
Equity€3k-€-19k€-27k▼ 44.6%€-19k▲ 31.6%
Operating result€2k-€-22k€-10k▲ 55.2%€9k
Net result€407-€-22k€-8k▲ 61.3%€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2026: €9k after a loss of €10k in 2025, the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €15k
Fixed assets
€7k▲ 35.9%
Current assets
€8k▼ 28.9%
Key figures and ratios
EBITDA
€10k▲
2025 · €-9k
Cash flow
€10k▲
2025 · €-7k
Solvency
-127.9%▲
2025 · -170.7%
Current ratio
0.23▼
2025 · 0.30
Quick ratio
0.23▼
2025 · 0.30
Debt / equity
-1.78▼
2025 · -1.59
ROA
59.0%▲
2025 · -52.6%
Interest coverage
35.22▲
2025 · -24.15
Debt
€34k▼
2025 · €44k
Debt ≤ 1 year
€34k▼
2025 · €37k
Staff costs
€-68▼
2025 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€16k€15k▼
Fixed assets21/28€5k€7k▲
Intangible fixed assets21€4k€6k▲
Tangible fixed assets22/27€240-
Furniture and vehicles24€240-
Financial fixed assets28€560€560=
Current assets29/58€11k€8k▼
Amounts receivable within one year40/41-€2k
Trade receivables40-€2k
Cash at bank and in hand54/58€10k€6k▼
Deferred charges and accrued income490/1€593€99▼
Equity and liabilities
Total equity and liabilities10/49€16k€15k▼
Equity10/15€-27k€-19k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-30k€-21k▲
Amounts payable17/49€44k€34k▼
Amounts payable after more than one year17€6k-
Financial debts170/4€6k-
Amounts payable within one year42/48€37k€34k▼
Current portion of amounts payable after more than one year42€10k€12k▲
Trade debts44€7k€1k▼
Suppliers440/4€7k€1k▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€491€940▲
Remuneration and social security454/9€1k€736▼
Other amounts payable47/48€18k€18k▲
Income statement
Code20252026
Remuneration, social security and pensions62€22k€-68▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€576€483▼
Gross operating margin9900€14k€11k▼
Operating profit (loss)9901€-10k€9k▲
Financial income75/76B€2k€0▼
Recurring financial income75€2k€0▼
Financial charges65/66B€355€294▼
Recurring financial charges65€355€294▼
Profit (loss) for the period before taxes9903€-8k€9k▲
Profit (loss) for the period9904€-8k€9k▲
Profit (loss) for the period to be appropriated9905€-8k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-21k▲
Profit (loss) brought forward from the previous period14P€-22k€-30k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
16-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
2025
27-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-22k ▼5485%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
2023
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Esseghemstraat 1291090 JetteGround area
225 m²
Building footprint
215 m²
Volume, LiDAR
1,150 m³
Parcel 21463D0306/00Z002, Brussels · tallest building 12.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Ora
since 20222.331.083.511
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21463D0306/00Z002 | Brussels | 225 m² | 1 · 215 m² | 12.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MIT
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BE 0525.732.179
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B&C Cie
BE 0711.766.697
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YOGA OFFICE
BE 0795.544.609
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Plan B Solutions
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Of 4,574 companies in sector 82300 we hold annual accounts for 1,669. 454 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2022
Fiscal year end31-03
Activities, NACEBEL
82300Organisation of conventions and trade shows
46190Agents in non-specialised wholesale trade
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82990Other business support services
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:teambuilding@surveco.be
Phone:0474429320
Phone:0493506132