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SURTECHNO

Active Public limited companyfounded 2001active for 25 yearsSiberiëstraat 5, 3900 PeltKBO/BCE: BE 0473.892.807 subsidiary of JMP HOLDING

Lifetime

20 annual accounts with figures on one time axis, 24 filings since 2002
peak €2.5m (2017)
€2.1m▼ 10.3%
lowest -€5,076 (2020)
€120,425▼ 20.4%
peak €1.1m (2017)
€685,415▲ 3.1%
€1.7m▼ 33.9%
peak 26.8 FTE (2023)
19.9 FTE▼ 19.4%
Board10 names since 2016
6 directorsSOLDIVA and 5 others
Owners5 names in the annual accounts
  
Documentsfilings and deeds
17-06-202644 days before the deadline
2025financial year
Staff from 24.7 FTE to 19.9 FTEDebts from €2.6m to €1.7mCash from €122,975 to €44,151

Key points

from the 2025 annual accounts

Equity

€685,415 ▲ 3.1%

SURTECHNO has made a profit without a break since 2021.

Turnover

≈ €3.6m estimated

The accounts state no turnover.

Debts

€1.7m 72% of the balance sheet
Financial debts 37%Suppliers 32%Taxes and wages 14%Other 17%

Of this, €1.7m falls due within a year.

Investments

€34,552 0.2 × depreciation
2022202320242025

Green is investment, beige is depreciation.

Staff

23 employees on 31-12-2025
23202022353520232225202426272025

In 2025, 26 people joined and 27 left.

Filings

24 annual accounts since 2002
AprilJune31 JulyOctober20102020

The last five annual accounts were filed 44 to 160 days before the end of the period.

Checked score

82
Excellent
Financially stronger than 26% of small companies in fabricated metal products (NACE 25)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.3% across 749 companies (NACE 25, small).

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.6%▲ +0.1 percentage points vs 02-2025 04-2025: 0.5%▼ -0.1 percentage points vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.6%▲ +0.1 percentage points vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026highest value 07-2026: 0.3%▼ -0.3 percentage points vs 06-2026lowest value 08-2026: 0.3%● unchanged vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value

Financial strength
Weak

53+8equity 28.3% of total assets
15-8short-term debt 70.0% · cash 1.8%
49-17return on assets 5.0%

Score breakdown

raises risk
Sector: Manufacture of fabricated metal products, except machinery and equipment (NACE 25)
Liquidity: current ratio 1.16, cash €44,151, halved
lowers risk
Founded in 2001
Figures for financial year 2025 (filed on 17-06-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 25, small). It does better than 29% of them on solvency, 7% on liquidity, 23% on profitability and 45% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 4,685 companies had the same profile as SURTECHNO has now. Each dot stands for 12 companies, two years later.

97.0%
were still trading
1.9%
stopped another way
1.1%
went bankrupt
  • Small
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

That fits the bankruptcy probability of SURTECHNO itself: 0.3% within 12 months.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 4,685 companies, not a prediction for SURTECHNO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €55,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.16 (1.35 in 2024), below the usual 1.5. Short-term debt is 70% and cash 1.8% of total assets. 71.7% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 2001
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Manufacture of fabricated metal products, except machinery and equipment (NACE 25)
KBO
raises risk · Liquidity: current ratio 1.16, cash €44,151, halved
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 17-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-06-2026, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 days early
2024
142 days early
2023
160 days early
2022
52 days early
2021
122 days early
2020
15 days early
2019
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 79 days before the deadline. In the sector (NACE 25), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 March (4 of the last 5 accounts filed within 70 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

C
Managing director, VANGANSEWINKEL Peter
CB
Managing director
C
Managing director
G
Director, MEYLAERS Marc
JH
Director, KERKHOFS Jacobus Jozef
S
Director, KERKHOFS Marc Theodoor
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0473892807
1 director appointed, 4 reappointments Reappointments: SOLDIVA, CHALLENGE4YOU, GESTEL and JMP Holding · Permanent representatives: KERKHOFS Marc Theodoor, VANGANSEWINKEL Peter, MEYLAERS Marc and KERKHOFS Jacobus Jozef · Appointment: CHALLENGE4YOU (managing director) · General meeting of 26-06-2023 · Gazette deed
New director JMP Holding BV appointed, 4 Pro BV resigned · Permanent representative: Jacobus Kerkhofs · General meeting of 07-02-2022 · Gazette deed
Resignation: Cohesie BV (director) Permanent representative: Breemans Jozef · General meeting of 25-02-2022 · Gazette deed
All 43 events

Comparable companies

same main activity, similar in size and age
Company
SURTECHNO Pelt €2.4m €2.1m 28.3% 19.9
DIAMANT DRILLING SERVICES Charleroi €3.1m €1.7m -23.1% 19
PRECICARB Verviers €3.1m €3.2m 24.6% 32.1
DIAROTECH Fleurus €2.1m €1.1m 42.9% 12.2
FREPA Houthalen-Helchteren €2.3m €2.8m 19.3% 13.2
VERSCHUREN HUGO Begijnendijk €1.5m €1.0m 48.0% 13.9
FREBO Aarschot €1.8m €1.2m 2.5% 8.5

These companies have the same main activity as SURTECHNO: manufacture of fabricated metal products, except machinery and equipment (NACE 25639). They are comparable in size and age: total assets between €1.5m and €3.1m, founded between 1989 and 2000.

Official details

Source: KBO
Status
Active since 23-01-2001Normal situation
Activity
Manufacture of fabricated metal products, except machinery and equipmentNACE 25639and 4 others
Joint committee
209White-collar workers in metal manufacturing · annual accounts 2025
Establishment unit
2.095.508.9153900 Pelt, since 08-01-2002
Financial year end
31 December
Peppol
Reachable since 13-02-2025
Company details

Annual accounts 2025

€2.4m▼ 26.4%
Employeeson 31-12-2025
23▼ 4.2%
Filing
Filed on 17-06-2026, 44 days before the end of the filing period
Financials

Insights on SURTECHNO

SURTECHNO has existed since 2001. The gross margin grew from €607,044 in 2006 to €2.1m in 2025 and staff from 9 to 19.9 full-time equivalents.

Solvency rose in 2025 from 20.2% to 28.3% because of the retained profit and lower debts.

JMP HOLDING holds all the shares. In July 2023, the Official Gazette published the appointment of CHALLENGE4YOU as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SURTECHNO

What is the company number of SURTECHNO?
The company number of SURTECHNO is 0473.892.807. The VAT number is the same number with BE in front: BE 0473.892.807.
Where is SURTECHNO based?
The registered office is at Siberiëstraat 5, 3900 Pelt.Company details
What does SURTECHNO do?
According to the KBO register, the main activity is manufacture of fabricated metal products, except machinery and equipment (NACE 25639).
What is the legal form of SURTECHNO?
SURTECHNO is a public limited company (NV).
When was SURTECHNO founded?
SURTECHNO was founded on 23-01-2001.
Is SURTECHNO still active?
Yes, SURTECHNO is an active enterprise in the KBO register.
How many employees does SURTECHNO have?
SURTECHNO had an average of 19.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does SURTECHNO fall under?
In its 2025 annual accounts, SURTECHNO states joint committee 209 (White-collar workers in metal manufacturing).
What is the turnover of SURTECHNO?
The turnover in financial year 2025 is ≈ €3.6m. This figure is estimated from the gross margin of €2.1m and 1,585 comparable companies of the same size. It probably lies between €2.4m and €5.9m. It is a rough estimate.
Is SURTECHNO profitable?
In financial year 2025, SURTECHNO made a profit of €120,425.
Where can I find the annual accounts of SURTECHNO?
SURTECHNO filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SURTECHNO due?
SURTECHNO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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