PRECICARB
ActivePRECICARB has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €753k and a net result of €33k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 24% of 1029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability63▼-11
Solvency50=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.42 in 2024; short-term debt: 44.4% and cash: 17.1% of total assets), and 75.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Ten signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.6%
Return on assets
1.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 1029 sector peers (2025).
NBB · sector comparisonPosition among 1029 sector peers
Solvency
better than 24%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €753k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
34 d early
2023
20 d early
2022
3 d early
2021
40 d early
2020
23 d early
2019
35 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€33k▼ 74.4%
2024 · €128k
2018: €156k
2019: €79k
2020: €-199k
2021: €-109k
2022: €2k
2023: €115k
2024: €128k
2018 → 2025
Working capital
€434k▼ 26.2%
2024 · €589k
2018: €1.09M
2019: €869k
2020: €744k
2021: €595k
2022: €442k
2023: €451k
2024: €589k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€494k-€485k▼ 1.8%€593k▲ 22.2%€720k▲ 21.5%€753k▲ 4.5%
Operating result€-89k-€30k€200k▲ 566%€169k▼ 15.4%€84k▼ 50.0%
Net result€-109k-€2k€115k▲ 5,947%€128k▲ 10.6%€33k▼ 74.4%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.06M
Fixed assets
€1.27M▲ 47.0%
Current assets
€1.79M▼ 9.4%
Equity and liabilities €3.06M
Equity
€753k▲ 4.5%
Provisions
€7k=
Debt
€2.30M▲ 8.8%
The debt ratio rises from 74.4% to 75.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€397k▼
2024 · €440k
Cash flow
€345k▼
2024 · €399k
Solvency
24.6%▼
2024 · 25.3%
Current ratio
1.32▼
2024 · 1.42
Quick ratio
1.12▼
2024 · 1.15
Debt / equity
3.06▲
2024 · 2.94
ROE
4.3%▼
2024 · 17.7%
ROA
1.1%▼
2024 · 4.5%
Interest coverage
5.17▼
2024 · 6.42
Debt
€2.30M▲
2024 · €2.12M
Debt ≤ 1 year
€1.36M▼
2024 · €1.39M
Debt > 1 year
€887k▲
2024 · €633k
Income taxes
€6k▲
2024 · €-19k
Staff costs
€2.75M▲
2024 · €2.64M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.84M€3.06M▲
Fixed assets21/28€863k€1.27M▲
Tangible fixed assets22/27€863k€1.27M▲
Land and buildings22€262k€246k▼
Plant, machinery and equipment23€524k€916k▲
Furniture and vehicles24€76k€106k▲
Current assets29/58€1.98M€1.79M▼
Stocks and contracts in progress3€378k€275k▼
Stocks30/36€378k€275k▼
Amounts receivable within one year40/41€1.20M€991k▼
Trade receivables40€1.16M€934k▼
Other amounts receivable41€37k€57k▲
Cash at bank and in hand54/58€404k€523k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€2.84M€3.06M▲
Equity10/15€720k€753k▲
Contributions10/11€100k€100k=
Reserves13€70k€70k=
Non-distributable reserves130/1€10k€10k=
Reserves not available under the articles1311€10k€10k=
Distributable reserves133€60k€60k=
Profit (loss) carried forward14€550k€583k▲
Provisions and deferred taxes16€7k€7k=
Provisions for liabilities and charges160/5€7k€7k=
Other liabilities and charges164/5€7k€7k=
Amounts payable17/49€2.12M€2.30M▲
Amounts payable after more than one year17€633k€887k▲
Financial debts170/4€633k€887k▲
Amounts payable within one year42/48€1.39M€1.36M▼
Current portion of amounts payable after more than one year42€207k€242k▲
Trade debts44€362k€335k▼
Suppliers440/4€362k€335k▼
Taxes, remuneration and social security45€559k€540k▼
Taxes450/3€55k€56k▲
Remuneration and social security454/9€504k€484k▼
Other amounts payable47/48€265k€244k▼
Accrued charges and deferred income492/3€91k€56k▼
Income statement
Code20242025
Remuneration, social security and pensions62€2.64M€2.75M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€271k€313k▲
Other operating charges640/8€45k€38k▼
Gross operating margin9900€3.13M€3.19M▲
Operating profit (loss)9901€169k€84k▼
Financial income75/76B€8k€31k▲
Recurring financial income75€8k€31k▲
Financial charges65/66B€69k€77k▲
Recurring financial charges65€69k€77k▲
Profit (loss) for the period before taxes9903€109k€39k▼
Income taxes67/77€-19k€6k▲
Profit (loss) for the period9904€128k€33k▼
Profit (loss) for the period to be appropriated9905€128k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€550k€583k▲
Profit (loss) brought forward from the previous period14P€423k€550k▲
Social balance
Average headcount (FTE)908731.632.1▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €500kEq €593k ▲22.2%
2 profitable years in a row build equity to €593k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €-199k ▼351%
Net result drops to €-199k, the lowest in the series; recovery starts the following year.
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 35 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 27 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Biolleux 54800 VerviersGround area
3.6 ha
Building footprint
4,605 m²
Volume, LiDAR
24,994 m³
2 parcels, Wallonia · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Avenue des Biolleux, 4800 Verviers
since 19982.085.941.844
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63059A0349/00X000 | Wallonia | 3.5 ha | 1 · 3,156 m² | 10.4 m · 2 fl. |
| 63059A0349/00F002 | Wallonia | 1,450 m² | 1 · 1,449 m² | 7.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 108 companies in sector 25639 we hold annual accounts for 81. 61 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded16-01-1998
Fiscal year end31-12
Activities, NACEBEL
25530Machining of metals
25639Manufacture of fabricated metal products, except machinery and equipment
28620
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.