SURPLUS

Active

Public limited companyfounded 1991active for 34 yearsDe Vunt 10, 3220 Holsbeek, BelgiumKBO/BCE: BE 0446.175.155

Summary

SURPLUS has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €276,288 and a net result of €16,819. Equity remains stable across the filed financial years (±2.4% per year). Its solvency ranks better than 92% of 1,203 sector peers (NACE 18, financial year 2024). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisFollow Report Compare

SURPLUSActiveChecked score 56/100

Risk analysis Report Compare

Activity

Other printing

NACE 18120

1 site

Size

€308,112total assets 2024

Equity: €276,288
Profit: €16,819

Turnover not published (micro format)

Financial health

56 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 0.8%

Structure

2025 accounts not filed, 85 days past the deadline4 deeds in the Belgian Official Gazette

Why 56raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 27-08-2025)Size: total assets €308,112lowers riskFounded in 1991Equity €276,288 (89.7% of total assets)Show the evidence

Checked score

Score 2024

56 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 64% of its sector peers (NACE 18, micro)

A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 100=

equity 89.7% of total assets

Liquidity 58+5

short-term debt 10.3% · cash 6.6%

Profitability 76+32

return on assets 5.5%

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,607 companies, NACE 18, micro)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▲ +0.2 percentage points vs 07-2025 09-2025: 0.2%▼ -0.4 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026lowest value 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026 10-2026: 0.8%▲ +0.3 percentage points vs 09-2026highest value

Credit of up to €15,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity ample (current ratio 2.74, compared with 2.03 in 2023, above the usual 1.5; short-term debt: 10.3% and cash: 6.6% of total assets), and 10.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 18, micro): better than 88% on solvency, 53% on liquidity, 57% on profitability and 58% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Figures for financial year 2024 (filed 27-08-2025)

NBB · annual accounts

Founded in 1991

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Equity €276,288 (89.7% of total assets)

NBB · annual accounts

Size: total assets €308,112

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 85 days later.

NBB · 10 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline24-10-2026 today

2024 accounts filed 25 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

25 days late

2023

27 days late

2022

57 days late

2021

121 days late

2020

59 days late

2019

382 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 112 days after the deadline; the sector median (NACE 18) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

25-08-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Highest result from 2018 to 2024net €16,819 ▲1,486%
27-08-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Caution: 2025 accounts not fileddeadline was 31-07-2026 85 days past the deadline View
Positive: Among the best 9% on solvencysector median 50.4% · 1,203 companies 89.7% View
Active since 1991founded 30-12-1991 34 years View

By topic

Financials

Financial year: 2024
Total assets: €308,112
Profit: €16,819
Solvency: 89.7%

Total assets▼ 10.2%

Net result

20182024

Go to Financials

Timeline

Events: 38
Since: 1993

31-12-2023Back to profit
31-12-2023Liquidity more than 5 times
26-09-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Public limited company
Activity: Other printingNACE 18120
Founded: 30-12-1991
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about SURPLUS

What is the company number of SURPLUS?: 0446.175.155. In Belgium the VAT number is the company number with BE in front: BE 0446.175.155.
Where is SURPLUS based?: The registered office is at De Vunt 10, 3220 Holsbeek.Company details
What does SURPLUS do?: According to the KBO register, the main activity is other printing (NACE 18120).
What is the legal form of SURPLUS?: Public limited company (NV).
When was SURPLUS founded?: On 30-12-1991.
Is SURPLUS still active?: Yes, SURPLUS is an active enterprise in the KBO register.
What is the turnover of SURPLUS?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is SURPLUS profitable?: In financial year 2024, SURPLUS made a profit of €16,819.
Where can I find the annual accounts of SURPLUS?: SURPLUS filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2024.