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SURINX

Active
Private limited companyfounded 199629 yrs activeSpelverstraat 34, 3740 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 0459.189.090

SURINX has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €517k and a net result of €110k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 55% of 7692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
80 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+46
Solvency73▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 2.59 against 1.59 in 2024; short-term debt: 33.6% and cash: 34.7% of total assets), but 52.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 29 years 0 30 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
47.9%
Return on assets
10.2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €517k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
14 d early
2024
16 d early
2023
21 d late
2022
30 d late
2021
23 d late
2020
2 d early
2019
2 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€517k▲ 27.0%
2024 · €407k
2019: €384k 2020: €376k 2021: €380k 2022: €389k 2023: €399k 2024: €407k
2019 → 2025
Total assets
€1.08M▲ 3.0%
2024 · €1.05M
2019: €1.83M 2020: €1.87M 2021: €1.55M 2022: €1.47M 2023: €1.19M 2024: €1.05M
2019 → 2025
Net result
€110k▲ 1,245%
2024 · €8k
2019: €7k 2020: €-9k 2021: €4k 2022: €9k 2023: €10k 2024: €8k
2019 → 2025
Working capital
€577k▲ 74.9%
2024 · €330k
2019: €207k 2020: €198k 2021: €213k 2022: €241k 2023: €319k 2024: €330k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€380k-€389k▲ 2.3%€399k▲ 2.6%€407k▲ 2.1%€517k▲ 27.0%
Operating result€-36k-€61k€54k▼ 11.5%€69k▲ 26.8%€179k▲ 160%
Net result€4k-€9k▲ 98.9%€10k▲ 12.1%€8k▼ 17.9%€110k▲ 1,245%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200kOperating result 2021: €-36k€-36kNet result 2021: €4k€4kOperating result 2022: €61k€61kNet result 2022: €9k€9kOperating result 2023: €54k€54kNet result 2023: €10k€10kOperating result 2024: €69k€69kNet result 2024: €8k€8kOperating result 2025: €179k€179kNet result 2025: €110k€110k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 160% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.08M
Fixed assets €140k▼ 9.8%
Current assets €940k▲ 5.2%
Equity and liabilities €1.08M
Equity €517k▲ 27.0%
Debt €563k▼ 12.3%
The debt ratio falls from 61.2% to 52.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€199k
2024 · €93k
Cash flow
€130k
2024 · €33k
Solvency
47.9%
2024 · 38.8%
Current ratio
2.59
2024 · 1.59
Quick ratio
2.59
2024 · 1.59
Debt / equity
1.09
2024 · 1.58
ROE
21.3%
2024 · 2.0%
ROA
10.2%
2024 · 0.8%
Interest coverage
13.01
2024 · 1.84
Debt
€563k
2024 · €642k
Debt ≤ 1 year
€363k
2024 · €564k
Debt > 1 year
€59k
2024 · €78k
Income taxes
€59k
2024 · €17k
Staff costs
€853k
2024 · €924k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.05M€1.08M
Fixed assets21/28€156k€140k
Tangible fixed assets22/27€153k€137k
Land and buildings22€148k€134k
Plant, machinery and equipment23€4k€0
Furniture and vehicles24€468€3k
Financial fixed assets28€3k€3k=
Current assets29/58€894k€940k
Amounts receivable within one year40/41€524k€562k
Trade receivables40€333k€239k
Other amounts receivable41€191k€323k
Cash at bank and in hand54/58€370k€375k
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€1.05M€1.08M
Equity10/15€407k€517k
Contributions10/11€19k€19k=
Reserves13€389k€499k
Distributable reserves133€389k€499k
Amounts payable17/49€642k€563k
Amounts payable after more than one year17€78k€59k
Financial debts170/4€78k€59k
Amounts payable within one year42/48€564k€363k
Current portion of amounts payable after more than one year42€23k€24k
Financial debts43€275k€150k
Credit institutions430/8€275k€150k
Trade debts44€114k€99k
Suppliers440/4€114k€99k
Advances received on contracts in progress46€45k-
Taxes, remuneration and social security45€54k€91k
Taxes450/3€10k€50k
Remuneration and social security454/9€43k€41k
Other amounts payable47/48€54k€0
Accrued charges and deferred income492/3-€141k
Income statement Code20242025
Non-recurring operating income76A-€6k
Remuneration, social security and pensions62€924k€853k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€20k
Other operating charges640/8€9k€6k
Non-recurring operating charges66A-€4k
Gross operating margin9900€1.03M€1.06M
Operating profit (loss)9901€69k€179k
Financial income75/76B€7k€6k
Recurring financial income75€7k€6k
Financial charges65/66B€51k€15k
Recurring financial charges65€51k€15k
Profit (loss) for the period before taxes9903€25k€169k
Income taxes67/77€17k€59k
Profit (loss) for the period9904€8k€110k
Profit (loss) for the period to be appropriated9905€8k€110k
Appropriation of the result
Profit (loss) to be appropriated9906€8k€110k
Transfer to equity691/2€8k€110k
To other reserves6921€8k€110k
Social balance
Average headcount (FTE)908723.614.7

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
17-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Highest result since 2019net €110k ▲1245%
Operating result €179k, net result €110k, both a record.
31-12
Financial Equity above €500kEq €517k ▲27%
5 profitable years in a row build equity to €517k.
15-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
21-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 21 days late
2023
30-08
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
23-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 23 days late
2021
31-12
Financial Back to profitnet €4k
Net result €4k after one loss-making year.
29-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial Weakest financial yearnet €-9k ▼220%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
29-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-01
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-01
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 2 establishment units since 2003
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Spelverstraat 343740 Bilzen-Hoeselt
Ground area
5,777 m²
Building footprint
529 m²
Volume, LiDAR
2,457 m³
2 parcels, Flanders · tallest building 7.9 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
Surinx
Spelverstraat 34, 3740 Bilzen-HoeseltNACE 4525005
since 20032.131.523.035
Surinx
Linnerveldstraat 64, 3742 Bilzen-HoeseltJoinery installation
since 20212.314.192.742
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73006G0185/00C000 Flanders 4,262 m² 1 · 324 m² 7.5 m · 1 fl.
73047B0120/00F000 Flanders 1,515 m² 1 · 205 m² 7.9 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Recognised contractor

8 categories
SURINX BV29018
category D10, class 1 · category D11, class 5 · category D13, class 1 · category D15, class 1 · category D21, class 1 · category D25, class 1 · category D4, class 5 · category D5, class 1
decision 11-10-2021

Similar companies · same sector, comparable size

Of 4,010 companies in sector 43310 we hold annual accounts for 1,745. 981 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded12-11-1996
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
43990Other specialised construction activities
43999Specialised construction activities
45250
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.