SURGO
ActiveSummary
SURGO has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €403,913 and a net result of -€131,009. Equity has been growing by about 3.3% per year since 2019. Its solvency ranks better than 26% of 34,972 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Overview
Official details
Source: KBO- Status
- Active since 17-04-2008 Normal situation
- Activity
- Insulation installation NACE 43230and 6 others
- Joint committee
- 201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2022
- Establishment unit
- 2.323.343.505 4651 Herve, since 29-04-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 05-12-2025
Board and ownership
- Joefrey COGNONDirector
- Virginie DUMONTDirector
- SURGOact of 30-01-2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.3%
- Gross margin
- €9,267
- ▼ 94.1%
- Turnover
- ≈ €90,000
- estimated
- Loss
- €131,009
- ▲ 360%
- Equity
- €403,913
- ▼ 24.5%
- Total assets
- €1.6m
- ▲ 6.7%
- 2025 accounts filed 30 days after the deadline
Score breakdownraises riskLoss of €131,009, the second in a row (financial year 2025)Last filed accounts filed 30 days late; 2 of the last 3 accounts lateSector: Specialised construction activities (NACE 43)lowers riskSize: total assets €1.6mShow the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 26% of them on solvency, 50% on liquidity, 11% on profitability and 16% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 28 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
Key points
Recent changes
- · Gazette deed Permanent representative: COGNON Joefrey Alains
- · Gazette deed Merger: URBICUS takes over SURGOCompany renamed from URBICUS to SURGO · Capital contribution of €15,850.03 · Contribution: SURGO
- · Gazette deed Merger proposal: URBICUS takes over SURGOPermanent representative: COGNON Joefrey · COGNON Joefrey holds 388 shares (50%) · DUMONT Virginie holds 387 shares (50%)
Comparable companies
These companies have the same main activity as SURGO: insulation installation (NACE 43230). They are comparable in size and age: total assets between €448,000 and €972,000, founded between 1999 and 2015.
| Company | Total assets | Gross margin |
|---|---|---|
| SURGO Sprimont | €1.6m | €0.009m |
| ALTER ECO Tournai | €0.8m | €0.03m |
| 't Isolateurtje Ichtegem | €0.6m | €0.02m |
| H&Y Meise | €0.8m | €0.03m |
| Acoustics Plus Etterbeek | €0.5m | €0.01m |
| Isolans Bredene | €0.4m | €0.02m |
| ECOVISIE BELGIUM Sint-Niklaas | €1.0m | €0.05m |
Key facts about SURGO
- What is the company number of SURGO?
- The company number of SURGO is 0897.318.789. The VAT number is the same number with BE in front: BE 0897.318.789.
- Where is SURGO based?
- The registered office is at Rue du Voué 99, 4140 Sprimont.Company details
- What does SURGO do?
- According to the KBO register, the main activity is insulation installation (NACE 43230).
- What is the legal form of SURGO?
- The legal form of SURGO is Private limited company (BV).
- When was SURGO founded?
- SURGO was founded on 17-04-2008.
- Is SURGO still active?
- Yes, SURGO is an active enterprise in the KBO register.
- How many employees does SURGO have?
- SURGO had an average of 6.1 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- Which joint committee does SURGO fall under?
- In its 2022 annual accounts, SURGO states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
- What is the turnover of SURGO?
- The turnover in financial year 2025 is ≈ €90,000. This figure is estimated from the gross margin of €9,267 and 31 comparable companies (NACE 43230). It probably lies between €48,000 and €210,000. It is a rough estimate.
- Is SURGO profitable?
- In financial year 2025, SURGO made a loss of €131,009.
- Where can I find the annual accounts of SURGO?
- SURGO filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SURGO due?
- SURGO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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