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SURFCITY

Active
Private limited companyfounded 2009active for 17 yearsMeldertsesteenweg 6, 3583 Beringen, BelgiumKBO/BCE: BE 0820.284.854
Summary

SURFCITY has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €172,365 and a net result of €14,028. Equity has been growing by about 41% per year since 2018. Its solvency ranks better than 72% of 1,829 sector peers (NACE 77, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 30-10-2009 Normal situation
Activity
Renting and leasing of other personal and household goods NACE 77229and 2 others
Establishment units
2.182.894.631 3583 Beringen, since 01-11-2009
2.370.425.226 3583 Beringen, since 21-02-2025
Financial year end
31 December
Peppol
Reachable since 03-09-2025

Board and ownership

Board

Financial position

87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€159,692
▲ 46.4%
Turnover
≈ €400,000
estimated
Profit
€14,028
▲ 45.7%
Equity
€172,365
▲ 8.9%
Total assets
€309,317
▲ 38.0%
  • 2025 accounts filed 31 days after the deadline
Score breakdownraises riskLast filed accounts filed 31 days late; 1 of the last 3 accounts late2 establishment unitslowers riskFounded in 2009Equity €172,365 (55.7% of total assets)Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 59% of micro companies in rental and leasing (NACE 77)
Financial strength · tick: 2024
Strong
Solvency 81-15
equity 55.7% of total assets
Liquidity 44=
short-term debt 36.9% · cash 8.3%
Profitability 74=
return on assets 4.5%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,169 companies, NACE 77, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.2%▼ -0.1 percentage points vs 05-2025 07-2025: 0.4%▲ +0.2 percentage points vs 06-2025 08-2025: 0.7%▲ +0.3 percentage points vs 07-2025 09-2025: 0.2%▼ -0.5 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025lowest value 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.7%▲ +0.4 percentage points vs 07-2026highest value 09-2026: 0.3%▼ -0.4 percentage points vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.16 (1.61 in 2024), below the usual 1.5. Short-term debt is 36.9% and cash 8.3% of total assets. 44.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 77, micro). It does better than 69% of them on solvency, 44% on liquidity, 62% on profitability and 61% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Founded in 2009
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Equity €172,365 (55.7% of total assets)
NBB · annual accounts
raises risk · 2 establishment units
KBO · seat and establishments
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
29 days late
2023
14 days early
2022
18 days early
2021
12 days early
2020
37 days early
2019
45 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 77), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 July (4 of the last 5 accounts filed within 41 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Higher gross margin than 85% of companies in rental and leasingsector median €34,166 · 1,827 companies €159,692 View
  • Positive: 5 profitable years in a rowprofit 2025: €14,028 5 years View

Recent changes

  1. · Gazette deed Purpose
  2. · Gazette deed Appointment: Snyers Joost (director)
  3. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as SURFCITY: renting and leasing of other personal and household goods (NACE 77229). They are comparable in size and age: total assets between €324,000 and €495,000, founded between 2004 and 2010.

CompanyTotal assetsGross margin
SURFCITY Beringen€309,317€159,692
MSG OFFICE Mont-Saint-Guibert€384,159€183,201
ILKO Genk€324,441€117,001
RENT A PARTY Kaprijke€347,311€165,280
LA VIDEOTHEQUE DE CHATELET Châtelet€458,639€166,417
De Molse Geldadviseurs Mol€495,264€241,968
Nobel Security Malle€370,674€317,855
Full comparison

Key facts about SURFCITY

What is the company number of SURFCITY?
The company number of SURFCITY is 0820.284.854. The VAT number is the same number with BE in front: BE 0820.284.854.
Where is SURFCITY based?
The registered office is at Meldertsesteenweg 6, 3583 Beringen.Company details
What does SURFCITY do?
According to the KBO register, the main activity is renting and leasing of other personal and household goods (NACE 77229).
What is the legal form of SURFCITY?
The legal form of SURFCITY is Private limited company (BV).
When was SURFCITY founded?
SURFCITY was founded on 30-10-2009.
Is SURFCITY still active?
Yes, SURFCITY is an active enterprise in the KBO register.
What is the turnover of SURFCITY?
The turnover in financial year 2025 is ≈ €400,000. This figure is estimated from the gross margin of €159,692 and 2,211 comparable companies of the same size. It probably lies between €270,000 and €620,000. It is a rough estimate.Financials
Is SURFCITY profitable?
In financial year 2025, SURFCITY made a profit of €14,028.
Where can I find the annual accounts of SURFCITY?
SURFCITY filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SURFCITY due?
SURFCITY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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