SureFinance
ActiveSummary
SureFinance has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €70,327 and a net result of €70,327. Equity is growing by ~28.9% per year across the filed fiscal years. Its solvency ranks better than 32% of 135 sector peers (NACE 73, fiscal year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
- Equity
- €70,327
- Profit
- €70,327
Why 89- 1 change of registered office in 24 months+ Liquidity: current ratio 1.57, cash €99,295+ Sector Advertising, market research and public relations activities (NACE 73)+ Figures for FY 2026 (filed 14-09-2026)Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro): better than 34% on solvency, 65% on liquidity, 88% on profitability and 10% on growth.
The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 4 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
- Annual accounts filedfiscal year 2026 · micro…
- Highest result since 2023net €70,327 ▲1.4%
- Annual accounts filedfiscal year 2025 · micro…
Financials · fiscal year 2026, micro schema
2023 to 2026, 4 fiscal years
After the dip in 2024 the operating result has climbed two years in a row; 2026 is 6% above 2025 and is the highest result in the available series.
What the company sold each fiscal year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,471 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,393 | €11,043 | €12,103 | €13,679 | ▲ 13.0% |
| Other operating charges640/8 | €562 | €772 | €1,102 | €4,260 | ▲ 286% |
| Gross operating margin9900 | €92,402 | €83,670 | €102,121 | €112,364 | ▲ 10.0% |
| Operating profit (loss)9901 | €85,447 | €71,855 | €88,916 | €94,425 | ▲ 6.2% |
| Financial income75/76B | - | €51 | €1 | €0 | ▼ 100% |
| Recurring financial income75 | - | €51 | €1 | €0 | ▼ 100% |
| Financial charges65/66B | €190 | €242 | €961 | €2,264 | ▲ 136% |
| Recurring financial charges65 | €190 | €242 | €961 | €2,264 | ▲ 136% |
| Profit (loss) for the period before taxes9903 | €85,258 | €71,664 | €87,955 | €92,161 | ▲ 4.8% |
| Income taxes67/77 | €17,700 | €14,835 | €18,600 | €21,834 | ▲ 17.4% |
| Profit (loss) for the period9904 | €67,558 | €56,829 | €69,355 | €70,327 | ▲ 1.4% |
| Profit (loss) for the period to be appropriated9905 | €67,558 | €56,829 | €69,355 | €70,327 | ▲ 1.4% |
| Line | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €133,443 | €158,178 | €258,191 | €224,834 | ▼ 12.9% |
| Fixed assets21/28 | €47,131 | €43,455 | €51,188 | €37,509 | ▼ 26.7% |
| Tangible fixed assets22/27 | €47,131 | €43,455 | €51,188 | €37,509 | ▼ 26.7% |
| Plant, machinery and equipment23 | €1,453 | €2,159 | €1,642 | €1,125 | ▼ 31.5% |
| Furniture and vehicles24 | €45,678 | €36,674 | €25,978 | €15,282 | ▼ 41.2% |
| Other tangible fixed assets26 | - | €4,622 | €23,569 | €21,103 | ▼ 10.5% |
| Current assets29/58 | €86,312 | €114,723 | €207,003 | €187,324 | ▼ 9.5% |
| Amounts receivable after more than one year29 | - | - | - | €16,667 | - |
| Other amounts receivable291 | - | - | - | €16,667 | - |
| Amounts receivable within one year40/41 | €20,721 | €4,822 | €10,810 | €63,617 | ▲ 489% |
| Trade receivables40 | €20,721 | €2,153 | €7,725 | €63,593 | ▲ 723% |
| Other amounts receivable41 | - | €2,669 | €3,085 | €25 | ▼ 99.2% |
| Current investments50/53 | - | - | €3,500 | €7,000 | ▲ 100% |
| Cash at bank and in hand54/58 | €61,736 | €89,399 | €171,892 | €99,295 | ▼ 42.2% |
| Deferred charges and accrued income490/1 | €3,855 | €20,502 | €20,801 | €746 | ▼ 96.4% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €133,443 | €158,178 | €258,191 | €224,834 | ▼ 12.9% |
| Equity10/15 | €70,058 | €126,886 | €189,991 | €70,327 | ▼ 63.0% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Reserves13 | - | - | - | €67,827 | - |
| Distributable reserves133 | - | - | - | €67,827 | - |
| Profit (loss) carried forward14 | €67,558 | €124,386 | €187,491 | €0 | ▼ 100% |
| Amounts payable17/49 | €63,386 | €31,292 | €68,200 | €154,507 | ▲ 127% |
| Amounts payable within one year42/48 | €63,323 | €31,292 | €67,703 | €119,469 | ▲ 76.5% |
| Trade debts44 | €3,257 | €4,902 | €27,616 | €17,432 | ▼ 36.9% |
| Suppliers440/4 | €3,257 | €4,902 | €27,616 | €17,432 | ▼ 36.9% |
| Taxes, remuneration and social security45 | €28,712 | €26,389 | €38,837 | €24,694 | ▼ 36.4% |
| Taxes450/3 | €28,712 | €26,389 | €38,837 | €24,694 | ▼ 36.4% |
| Other amounts payable47/48 | €31,354 | - | €1,250 | €77,343 | ▲ 6,087% |
| Accrued charges and deferred income492/3 | €63 | - | €497 | €35,038 | ▲ 6,957% |
| Line | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €67,558 | €56,829 | €69,355 | €70,327 | ▲ 1.4% |
| + Depreciation and write-downs630 | €6,393 | €11,043 | €12,103 | €13,679 | ▲ 13.0% |
| Operating cash flow (approximation) | €73,951 | €67,872 | €81,458 | €84,006 | ▲ 3.1% |
| Investment in fixed assets (approximation) | - | -€7,367 | -€19,837 | €0 | ▲ 100% |
| Change in cash | - | €27,663 | €82,493 | -€72,597 | ▼ 188% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Similar companies · same sector, comparable size
Directors
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 7 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Legal Entity Identifier
Sites & property
1 establishment unit
2 parcels
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71327G0288/00F002 | Flanders | 5,867 m² | 1 · 1,339 m² | 23.6 m · 6 fl. |
| 71032A0360/00B005 | Flanders | 1,595 m² | 1 · 147 m² | 6.3 m · 2 fl. |