Equity
SURAIN ELECTRO paid out €10,000 in dividends. That is 28% of the 2025 profit.
SURAIN ELECTRO paid out €10,000 in dividends. That is 28% of the 2025 profit.
The micro format states no turnover.
Green is investment, beige is depreciation. Machinery stands 24.0% higher than in 2024.
The 2021 accounts came 30 days late. The other four were filed on time.
Higher net result than 83% of companies in retail trade. Sector median €4,767 · 25,234 companies.
In July 2024, 26,973 companies had the same profile as SURAIN ELECTRO has now. Each dot stands for 68 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,973 companies, not a prediction for SURAIN ELECTRO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| SURAIN ELECTRO Saint-Ghislain | €274,991 | €65,093 | 32.3% | - |
| LAUNDRY-TEC Steenokkerzeel | €252,209 | €62,552 | 17.4% | - |
| M-LABS Tongeren-Borgloon | €316,051 | €50,857 | 92.0% | - |
| RA&ST ELECTROMENAGER Braine-le-Comte | €330,924 | €84,767 | -2.1% | - |
| INTER CHANTIER Verviers | €268,316 | €73,945 | 22.9% | - |
| CAMTEL Maldegem | €206,855 | €38,482 | 70.3% | - |
| ELECTRO LUC NIEMEGEERS Oosterzele | €234,195 | €30,783 | 60.5% | - |
These companies have the same main activity as SURAIN ELECTRO: retail sale of electrical household appliances (NACE 47540). They are comparable in size and age: total assets between €207,000 and €331,000, founded between 2018 and 2021.
SURAIN ELECTRO files the micro format. That format states no turnover. The gross margin rose from €58,592 in 2021 to €65,093 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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