Equity
-€400
Debts exceed assets in financial year 2025.
SUR LA TERRE COMME
Lifetime
1 annual account with figurespeak €6,249 (2025)
€6,249
peak €5,151 (2025)
€5,151
peak -€400 (2025)
-€400
€26,546
Board1 name since 2019
1 directorLAVEZZI Raffaella Tessa
Documentsfilings and deeds
28-04-20262 days before the deadline
2025micro format
Change of role: LAVEZZI Raffaella Tessa, from manager to dire… 07-04First year with figures
Key points
from the 2025 annual accountsDebts
€26,546 102% of the balance sheet
Suppliers 19%Taxes and wages 10%Other 71%
At the same address
232 companies
Checked score
56
Fair
Financially stronger than 52% of micro companies in personal services (NACE 96)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 7,629 companies (NACE 96, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.2%
01-2025: 2.2%● unchanged vs 12-2024
02-2025: 2.2%● unchanged vs 01-2025
03-2025: 2.2%● unchanged vs 02-2025
04-2025: 2.2%● unchanged vs 03-2025
05-2025: 3.4%▲ +1.2 percentage points vs 04-2025
06-2025: 3.4%● unchanged vs 05-2025highest value
07-2025: 3.4%● unchanged vs 06-2025highest value
08-2025: 3.4%● unchanged vs 07-2025highest value
09-2025: 3.4%● unchanged vs 08-2025highest value
10-2025: 3.4%● unchanged vs 09-2025highest value
11-2025: 2.9%▼ -0.5 percentage points vs 10-2025
12-2025: 2.9%● unchanged vs 11-2025
01-2026: 2.8%▼ -0.1 percentage points vs 12-2025
02-2026: 2.8%● unchanged vs 01-2026
03-2026: 2.8%● unchanged vs 02-2026
04-2026: 2.8%● unchanged vs 03-2026
05-2026: 1.0%▼ -1.8 percentage points vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 1.0%● unchanged vs 06-2026
08-2026: 1.0%● unchanged vs 07-2026
09-2026: 1.0%● unchanged vs 08-2026
10-2026: 1.0%● unchanged vs 09-2026lowest value
11-2026: 1.0%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Capped at 59: negative equity
1 change of registered office in 24 months
Negative equity -€400
lowers risk
Liquidity: current ratio 0.81, cash €20,379
Figures for financial year 2025 (filed on 29-04-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 29% of them on solvency, 47% on liquidity and 81% on profitability.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,180 companies had the same profile as SUR LA TERRE COMME has now. Each dot stands for 6 companies, two years later.
88.7%
were still trading
5.8%
stopped another way
4.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SUR LA TERRE COMME itself is lower: 1.0% within 12 months. It rests on far more data about SUR LA TERRE COMME than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,180 companies, not a prediction for SUR LA TERRE COMME. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.81, below 1. Short-term debt is 101.5% and cash 77.9% of total assets. Equity is negative.
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
2 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0693800517
Change of role: LAVEZZI Raffaella Tessa, from manager to director
“nouvel objet reproduit en purpose” (deed in French) · Legal-form conversion: from limited partnership to private limited company · General meeting of 26-03-2025 · Gazette deed
Incorporation
published on 12-04-2018 · Gazette deed
First establishment
Terhulpsesteenweg 150, Watermael-Boitsfort
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SUR LA TERRE COMME Watermael-Boitsfort | €26,145 | €6,249 | -1.5% | - |
| BENELYA Molenbeek-Saint-Jean | €23,975 | €7,570 | 83.5% | - |
| Oh Granny and Co Jodoigne | €32,859 | €7,135 | -26.7% | - |
| MON COACH DE TRIATHLON Pepinster | €36,248 | €8,015 | 49.4% | - |
| UP UP UP Wavre | €40,106 | €8,783 | -349.0% | - |
| ESSLIA Quaregnon | €32,274 | €4,801 | -60.5% | - |
| DEWAELE HELEEN Eeklo | €36,846 | €11,297 | 22.7% | - |
These companies have the same main activity as SUR LA TERRE COMME: other personal services (NACE 96999). They are comparable in size and age: total assets between €24,000 and €40,100, founded between 2017 and 2020.
Official details
Source: KBO- Status
- Active since 30-03-2018Normal situation
- Registered office
- 233 active companies are registered at this address24 started in the 12 months before. Source: KBO register, as of 8 November 2026.
- Activity
- Other personal servicesNACE 96999and 2 others
- Establishment unit
- 2.275.402.7391170 Watermael-Boitsfort, since 30-03-2018
- Financial year end
- 30 September
- Peppol
- Reachable since 08-05-2025
Annual accounts to 30-09-2025
- ≈ €29,000estimated
- €26,145
- Filing
- Filed on 28-04-2026, 2 days before the end of the filing period
Insights on SUR LA TERRE COMME
SUR LA TERRE COMME has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€400) and a net result of €5,151.
Its solvency ranks better than 29% of 5,752 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SUR LA TERRE COMME
- What is the company number of SUR LA TERRE COMME?
- The company number of SUR LA TERRE COMME is 0693.800.517. The VAT number is the same number with BE in front: BE 0693.800.517.
- Where is SUR LA TERRE COMME based?
- The registered office is at Terhulpsesteenweg 150, 1170 Watermael-Boitsfort.Company details
- What does SUR LA TERRE COMME do?
- According to the KBO register, the main activity is other personal services (NACE 96999).
- What is the legal form of SUR LA TERRE COMME?
- SUR LA TERRE COMME is a private limited company (BV).
- When was SUR LA TERRE COMME founded?
- SUR LA TERRE COMME was founded on 30-03-2018.
- Is SUR LA TERRE COMME still active?
- Yes, SUR LA TERRE COMME is an active enterprise in the KBO register.
- What is the turnover of SUR LA TERRE COMME?
- The turnover in financial year 2025 is ≈ €29,000. This figure is estimated from the gross margin of €6,249 and 33 comparable companies (NACE 969). It probably lies between €14,000 and €78,000. It is a rough estimate.Financials
- Is SUR LA TERRE COMME profitable?
- In financial year 2025, SUR LA TERRE COMME made a profit of €5,151.
- Where can I find the annual accounts of SUR LA TERRE COMME?
- SUR LA TERRE COMME filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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