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Private limited companyfounded 1987active for 39 yearsBlokkestraat(Z) 41, 8550 Zwevegem, Belgium15 active companies are registered at this addressKBO/BCE: BE 0430.782.839
Summary

Sur. is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €285,337 and a net result of €197,875. Equity is growing by about 51% per year across the filed financial years. Its solvency ranks better than 28% of 1,841 sector peers (NACE 66, financial year 2025). The company has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Insurance agents and brokers
NACE 66220
4th oldest company in Zwevegem, Finance and insurance sector1 site
Size
€1.5mtotal assets 2025
Staff
6.7 FTE
Equity
€285,337
Profit
€197,875
Turnover not published (abbreviated format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Parent
SurCo · 100%
Board
5 members
2025 accounts 79 days early5 of 13 deeds summarised
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
79 days early
2024
22 days early
2023
42 days early
2022
46 days early
2021
107 days early
2020
135 days early
2019
53 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 69 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 June (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Appointments: DEPLANCKE Filip, RISKCare BV and…Permanent representatives: KERREMANS Herman and…
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Financials · financial year 2025, abbreviated format

Equity
€285,337▲ 6.7%
2024 · €267,462
Net result
€197,875▲ 30.7%
2024 · €151,354
Total assets
€1.5m▼ 13.1%
2024 · €1.8m
Solvency
18.4%▲ 3.4pp
2024 · 15.0%
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result has risen four years in a row; 2025 is 32% above 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€0.3m 2025 Net result€0.2m 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 66, Activities auxiliary to financial services and insurance activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€0.3m-€0.3m▼ 22.2%€0.2m▼ 15.9%€0.06m▼ 71.5%€0.07m▲ 19.9%€0.2m▲ 126%€0.2m▲ 31.3%€0.3m▲ 31.8%
Net result€0.2m-€0.2m▼ 22.7%€0.2mwithin the sector's middle half▼ 11.4%€0.04mwithin the sector's middle half▼ 72.7%€0.05mwithin the sector's middle half▲ 18.5%€0.1mwithin the sector's middle half▲ 97.8%€0.2mwithin the sector's middle half▲ 50.4%€0.2mwithin the sector's middle half▲ 30.7%
Equity€0.02m-€0.02m▲ 10.3%€0.02mbelow the sector's middle half▼ 11.6%€0.06mbelow the sector's middle half▲ 198%€0.1mwithin the sector's middle half▲ 78.7%€0.1mwithin the sector's middle half▲ 0.5%€0.3mwithin the sector's middle half▲ 130%€0.3mwithin the sector's middle half▲ 6.7%
Total assets€0.7m-€0.8m▲ 21.8%€0.7mwithin the sector's middle half▼ 14.3%€0.7mwithin the sector's middle half▲ 3.2%€0.8mwithin the sector's middle half▲ 13.4%€2.3mabove the sector's middle half▲ 182%€1.8mwithin the sector's middle half▼ 21.1%€1.5mwithin the sector's middle half▼ 13.1%
Debt€0.6m-€0.8m▲ 22.2%€0.7m▼ 14.4%€0.6m▼ 3.2%€0.7m▲ 6.8%€2.1m▲ 213%€1.5m▼ 29.3%€1.3m▼ 16.6%
Working capital-€0.2m--€0.1m▲ 7.2%-€0.1mbelow the sector's middle half▲ 16.2%-€0.06mbelow the sector's middle half▲ 48.5%-€0.006mwithin the sector's middle half▲ 90.5%-€0.3mbelow the sector's middle half▼ 4,895%-€0.2mbelow the sector's middle half▲ 28.0%-€0.5mbelow the sector's middle half▼ 120%
Solvency3.4%-3.1%▼ 0.3pp3.2%below the sector's middle half▲ 0.1pp9.2%below the sector's middle half▲ 6.0pp14.5%below the sector's middle half▲ 5.3pp5.1%below the sector's middle half▼ 9.3pp15.0%below the sector's middle half▲ 9.9pp18.4%within the sector's middle half▲ 3.4pp
Current ratio0.75-0.81▲ 0.060.81below the sector's middle half=0.90below the sector's middle half▲ 0.090.99within the sector's middle half▲ 0.090.82below the sector's middle half▼ 0.170.81below the sector's middle half▼ 0.010.62below the sector's middle half▼ 0.19
Return on assets (ROA)35.1%-22.2%▼ 12.8pp23.0%above the sector's middle half▲ 0.8pp6.1%within the sector's middle half▼ 16.9pp6.4%within the sector's middle half▲ 0.3pp4.5%within the sector's middle half▼ 1.9pp8.5%within the sector's middle half▲ 4.0pp12.8%within the sector's middle half▲ 4.3pp
Staff (FTE)1.3-1.5▲ 15.4%2within the sector's middle half▲ 33.3%2within the sector's middle half=2.6within the sector's middle half▲ 30.0%6.3within the sector's middle half▲ 142%6.8above the sector's middle half▲ 7.9%6.7within the sector's middle half▼ 1.5%
above within below the middle half of NACE 66, Activities auxiliary to financial services and insurance activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.5m
Fixed assets €762,976 ▼ 9.7%
Current assets €784,959 ▼ 16.1%
Equity and liabilities €1.5m
Equity €285,337 ▲ 6.7%
Debt €1.3m ▼ 16.6%
Debt's share of the balance-sheet total falls from 85.0% to 81.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
69.3%▲
2024 · 56.6%
Debt ≤ 1 year
€1.3m▲
2024 · €1.2m
Income taxes
€79,619▲
2024 · €54,118
Staff costs
€459,306▲
2024 · €401,676
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.8m€1.5m▼
Fixed assets21/28€0.8m€0.8m▼
Intangible fixed assets21€0.7m€0.6m▼
Tangible fixed assets22/27€0.1m€0.1m▲
Plant, machinery and equipment23€0.02m€0.02m▼
Furniture and vehicles24€0.005m€0.03m▲
Other tangible fixed assets26€0.09m€0.08m▼
Financial fixed assets28€0.01m€0.009m▼
Current assets29/58€0.9m€0.8m▼
Amounts receivable within one year40/41€0.7m€0.06m▼
Trade receivables40€0.2m€0.04m▼
Other amounts receivable41€0.5m€0.01m▼
Cash at bank and in hand54/58€0.2m€0.7m▲
Deferred charges and accrued income490/1€0.001m€0.003m▲
Equity and liabilities
Total equity and liabilities10/49€1.8m€1.5m▼
Equity10/15€0.3m€0.3m▲
Contributions10/11€0.02m€0.02m=
Reserves13€0.2m€0.3m▲
Distributable reserves133€0.2m€0.3m▲
Amounts payable17/49€1.5m€1.3m▼
Amounts payable after more than one year17€0.4m-
Financial debts170/4€0.4m-
Amounts payable within one year42/48€1.2m€1.3m▲
Current portion of amounts payable after more than one year42€0.1m-
Trade debts44€1.0m€0.9m▼
Suppliers440/4€1.0m€0.9m▼
Taxes, remuneration and social security45€0.08m€0.2m▲
Taxes450/3€0.02m€0.1m▲
Remuneration and social security454/9€0.06m€0.06m▼
Other amounts payable47/48-€0.2m
Accrued charges and deferred income492/3€447-
Income statement Code20242025
Non-recurring operating income76A€0.006m-
Remuneration, social security and pensions62€0.4m€0.5m▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.1m€0.1m▲
Other operating charges640/8€0.001m€0.001m▼
Non-recurring operating charges66A€0.04m-
Gross operating margin9900€0.8m€0.9m▲
Operating profit (loss)9901€0.2m€0.3m▲
Financial income75/76B€0.01m€0.005m▼
Recurring financial income75€0.01m€0.005m▼
Financial charges65/66B€0.02m€0.01m▼
Recurring financial charges65€0.02m€0.01m▼
Profit (loss) for the period before taxes9903€0.2m€0.3m▲
Income taxes67/77€0.05m€0.08m▲
Profit (loss) for the period9904€0.2m€0.2m▲
Profit (loss) for the period to be appropriated9905€0.2m€0.2m▲
Appropriation of the result
Profit (loss) to be appropriated9906€0.2m€0.2m▲
Transfer to equity691/2€0.2m€0.02m▼
To other reserves6921€0.2m€0.02m▼
Profit to be distributed694/7-€0.2m
Return on contributions (dividend)694-€0.2m
Social balance sheet
Average headcount (FTE)90876.86.7▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Non-recurring operating income76A---€424--€6,349--
Remuneration, social security and pensions62---€107,938€136,613€357,650€401,676€459,306▲ 14.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41,284€37,778€38,415€34,856€39,269€130,679€115,203€121,678▲ 5.6%
Other operating charges640/8---€1,259€610€901€1,321€983▼ 25.6%
Non-recurring operating charges66A---€3,099--€43,883--
Gross operating margin9900€429,326€358,549€352,422€208,329€249,868€654,736€779,370€868,457▲ 11.4%
Operating profit (loss)9901€328,418€255,600€215,001€61,177€73,376€165,507€217,286€286,490▲ 31.8%
Financial income75/76B-----€2,127€11,565€5,180▼ 55.2%
Recurring financial income75--€159--€2,127€11,565€5,180▼ 55.2%
Financial charges65/66B---€333€2,939€26,998€23,380€14,175▼ 39.4%
Recurring financial charges65€1,192€1,236€245€333€2,939€26,998€23,380€14,175▼ 39.4%
Profit (loss) for the period before taxes9903€327,226€254,364€214,915€60,844€70,437€140,636€205,471€277,494▲ 35.1%
Income taxes67/77€97,770€77,065€57,755€17,923€19,575€40,012€54,118€79,619▲ 47.1%
Profit (loss) for the period9904€229,456€177,299€157,161€42,920€50,863€100,625€151,354€197,875▲ 30.7%
Profit (loss) for the period to be appropriated9905€229,456€177,299€157,161€42,920€50,863€100,625€151,354€197,875▲ 30.7%
Line20182019202020212022202320242025Change
Assets
Total assets20/58€0.7m€0.8m€0.7m€0.7m€0.8m€2.3m€1.8m€1.5m▼ 13.1%
Fixed assets21/28€0.2m€0.2m€0.1m€0.1m€0.1m€0.9m€0.8m€0.8m▼ 9.7%
Intangible fixed assets21----€0.02m€0.8m€0.7m€0.6m▼ 12.8%
Tangible fixed assets22/27€0.2m€0.2m€0.1m€0.1m€0.1m€0.08m€0.1m€0.1m▲ 10.3%
Land and buildings22---€0.07m€0.06m€0.04m---
Plant, machinery and equipment23---€0.02m€0.02m€0.01m€0.02m€0.02m▼ 18.5%
Furniture and vehicles24---€0.04m€0.03m€0.02m€0.005m€0.03m▲ 528%
Other tangible fixed assets26------€0.09m€0.08m▼ 10.6%
Financial fixed assets28€0.009m€0.005m€0.005m€0.001m€0.001m€0.01m€0.01m€0.009m▼ 6.3%
Current assets29/58€0.5m€0.6m€0.5m€0.6m€0.7m€1.4m€0.9m€0.8m▼ 16.1%
Amounts receivable within one year40/41€0.3m€0.4m€0.3m€0.1m€0.2m€0.5m€0.7m€0.06m▼ 91.8%
Trade receivables40---€0.1m€0.2m€0.3m€0.2m€0.04m▼ 76.3%
Other amounts receivable41---€0.01m€0.01m€0.2m€0.5m€0.01m▼ 97.6%
Cash at bank and in hand54/58€0.1m€0.2m€0.3m€0.4m€0.5m€0.9m€0.2m€0.7m▲ 203%
Deferred charges and accrued income490/1---€0.002m€0.004m€0.003m€0.001m€0.003m▲ 108%
Equity and liabilities
Total equity and liabilities10/49€0.7m€0.8m€0.7m€0.7m€0.8m€2.3m€1.8m€1.5m▼ 13.1%
Equity10/15€0.02m€0.02m€0.02m€0.06m€0.1m€0.1m€0.3m€0.3m▲ 6.7%
Contributions10/11€0.02m€0.02m-€0.02m€0.02m€0.02m€0.02m€0.02m=
Reserves13€0.004m€0.006m€0.003m€0.05m€0.1m€0.1m€0.2m€0.3m▲ 7.2%
Non-distributable reserves130/1---€0.002m€0.002m----
Reserves not available under the articles1311---€0.002m€0.002m----
Distributable reserves133---€0.04m€0.1m€0.1m€0.2m€0.3m▲ 7.2%
Amounts payable17/49€0.6m€0.8m€0.7m€0.6m€0.7m€2.1m€1.5m€1.3m▼ 16.6%
Amounts payable after more than one year17-----€0.5m€0.4m--
Financial debts170/4-----€0.5m€0.4m--
Amounts payable within one year42/48€0.6m€0.8m€0.7m€0.6m€0.7m€1.7m€1.2m€1.3m▲ 9.5%
Current portion of amounts payable after more than one year42-----€0.1m€0.1m--
Trade debts44€0.3m€0.4m€0.4m€0.6m€0.7m€1.4m€1.0m€0.9m▼ 3.4%
Suppliers440/4---€0.6m€0.7m€1.4m€1.0m€0.9m▼ 3.4%
Taxes, remuneration and social security45---€0.01m€0.01m€0.04m€0.08m€0.2m▲ 96.3%
Taxes450/3------€0.02m€0.1m▲ 342%
Remuneration and social security454/9---€0.01m€0.01m€0.04m€0.06m€0.06m▼ 4.3%
Other amounts payable47/48-----€0.1m-€0.2m-
Accrued charges and deferred income492/3-----€0.002m€447--
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€229,456€177,299€157,161€42,920€50,863€100,625€151,354€197,875▲ 30.7%
+ Depreciation and write-downs630€41,284€37,778€38,415€34,856€39,269€130,679€115,203€121,678▲ 5.6%
Operating cash flow (approximation)€270,740€215,077€195,575€77,776€90,131€231,303€266,557€319,553▲ 19.9%
Investment in fixed assets (approximation)--€28,677-€11,669-€17,709-€32,480-€905,381-€63,874-€39,755▲ 37.8%
Change in cash-€35,755€86,711€163,633€45,645€419,263-€650,122€486,072-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 39 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 abbreviated format 13-05-2026 2026-00117579
31-12-2024 abbreviated format 09-07-2025 2025-00255006
31-12-2023 abbreviated format 19-06-2024 2024-00149974
31-12-2022 abbreviated format 15-06-2023 2023-00137116
31-12-2021 abbreviated format 15-04-2022 2022-20005141
31-12-2020 abbreviated format 18-03-2021 2021-07800389
31-12-2019 abbreviated format 08-06-2020 2020-15100449
31-12-2018 abbreviated format 24-05-2019 2019-14200419
31-12-2017 abbreviated format 21-06-2018 2018-22300299
31-12-2016 abbreviated format 19-07-2017 2017-33500424

Show all 39 filings

Similar companies · same sector, comparable size

Of the 4,607 active companies whose main activity is insurance agents and brokers (NACE 66220), figures are known for 3,210. 2,733 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2022 to 2025 · 6 entries · €15,072 awarded · €15,072 paid
Year Entries AwardedPaid
2025 1 €211€211
2024 2 €6,584€6,584
2023 2 €6,684€6,684
2022 1 €1,593€1,593
Schemes
4 entries · €10,874 · €10,874 paid · Fonds voor Innoveren en Ondernemen
2 entries · €4,198 · €4,198 paid · Departement Werk en Sociale Economie

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
5 directors, last change in 2025

Board 5

GDP COVER BV
Director · since 29-11-2023 · Legal entity · permanent representative: DEPLANCKE Gilles
Current
KANTOOR REMMERIE
Director · since 29-11-2023 · Legal entity · permanent representative: Mathieu REMMERIE
Current
VABENO
Director · since 29-11-2023 · Legal entity · permanent representative: Benoit VANDENBROUCKE
Current
DEPLANCKE Filip
Director · since 01-01-2025
Current
RISKCare BV
Director · since 01-07-2025 · Legal entity · permanent representative: KERREMANS Herman
Current

Permanent representatives 4

Benoit VANDENBROUCKE
Permanent representative · since 29-11-2023 · for VABENO
Current
DEPLANCKE Gilles
Permanent representative · since 29-11-2023 · for GDP COVER BV
Current
Mathieu REMMERIE
Permanent representative · since 29-11-2023 · for KANTOOR REMMERIE
Current
KERREMANS Herman
Permanent representative · since 01-07-2025 · for RISKCare BV
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →
Not every act has been read: a resignation may still be missing
8 of this company's 13 Belgian Official Gazette deeds have not been read yet. Appointments and resignations recorded in them are not yet in the list of directors: someone who resigned there may still be listed as sitting. The acts are in the Timeline.

Mandate history

6 people since 2023, 5 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
GDP COVER BV
  • Bestuurder (voorheen zaakvoerder) en vaste vertegenwoordiger, until 29-11-2023
  • Director, from 29-11-2023 to date
KANTOOR REMMERIE
  • Bestuurder (voorheen zaakvoerder) en vaste vertegenwoordiger, until 29-11-2023
  • Director, from 29-11-2023 to date
VABENO
  • Bestuurder (voorheen zaakvoerder) en vaste vertegenwoordiger, until 29-11-2023
  • Director, from 29-11-2023 to date
DEPLANCKE Filip
  • Director, from 01-01-2025 to date
RISKCare BV
  • Director, from 01-07-2025 to date
GRR INVEST BV
  • Director, until 19-08-2024
See the board, name and registered office on a given date →

Owners and capital

Owners

3 owners

Chain of control

  1. ENTERHOLD S.A.LU consolidated
  2. BALTISSE 100%
  3. InsureCo 75.39%
  4. SurCo 100%
  5. Sur.

Highest known parent: ENTERHOLD S.A. (Luxembourg). The sources do not say who stands above it.

Sources: the companies' annual accounts, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Capital and shareholders

Shareholders according to the deeds
Stated in the act act of 28-02-2025 ↗
Stated in the act act of 29-11-2023 ↗
  • GDP COVER 3,175 shares
  • VABENO 1,323 shares
  • KANTOOR REMMERIE 793 shares

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Group and network

Part of the group ENTERHOLD S.A. 133 companies Group, risk and exposure

Connections & network

5 current directors
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

On 2 April 1987, Sur. was incorporated.1 The name was changed to Sur. in 2023.2 In 2024 the registered office moved to Zwevegem.3 Total assets went from €654,396 in 2018 to €1.5m in 2025 and headcount from 1.3 to 6.7 full-time equivalents.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 29-11-2023
  3. 3Belgian Official Gazette, 27-06-2024
  4. 4National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
13-05
NBB filing Annual accounts filed
financial year 2025 · abbreviated format
2025
26-09
Gazette deed Appointments: DEPLANCKE Filip, RISKCare BV and GDP COVER BV
Permanent representatives: KERREMANS Herman and DEPLANCKE Gilles6 facts ▸
  • General meeting, 13-06-2025
  • Director appointment, DEPLANCKE Filip (director)
  • Director appointment, RISKCare BV (director)
  • Permanent representative, KERREMANS Herman
  • Director appointment, GDP COVER BV (director)
  • Permanent representative, DEPLANCKE Gilles
09-07
NBB filing Annual accounts filed
financial year 2024 · abbreviated format
28-02
Gazette deed Capital & shares
Shareholding2 facts ▸
  • Board meeting, 07-02-2024
  • Shareholding, “bestuurders, artikel 2:8,§4 van het Wetboek van vennootschappen en verenigingen” (deed in Dutch)
2024
31-12
Financial Equity above €200,000equity €267,462 ▲130%
A profit in every financial year since 2018 builds equity to €267,462.
19-09
Gazette deed Resignation: GRR INVEST BV (director)
Permanent representative: Mathieu Remmerie3 facts ▸
  • General meeting, 19-08-2024
  • Director resignation, GRR INVEST BV (director)
  • Permanent representative, Mathieu Remmerie
27-06
Gazette deed Permanent representative: Gilles DEPLANCKE
Registered-office move4 facts ▸
  • General meeting, 16-01-2024
  • Registered-office move, Blokkestraat 41 B, 8550 Zwevegem
  • Director in office, GDP COVER BV (director)
  • Permanent representative, Gilles DEPLANCKE
19-06
NBB filing Annual accounts filed
financial year 2023 · abbreviated format
2023
29-11
Gazette deed Resignations: GDP COVER, VABENO and KANTOOR REMMERIE
Appointments: GDP COVER, VABENO and KANTOOR REMMERIE · Permanent representatives: Gilles DEPLANCKE, Benoit VANDENBROUCKE and Mathieu REMMERIE · Capital conversion24 facts ▸
  • General meeting, “buitengewone algemene vergadering der aandeelhouders, eenparigheid van stemmen” (deed in Dutch)
  • Other provision, “aanpassing statuten aan WVV en behoud rechtsvorm BV, eenparigheid” (deed in Dutch)
  • Capital conversion, “eenparigheid, middelen beschikbaar voor uitkering” (deed in Dutch)
  • Kind of shares, “creatie 3 soorten aandelen, zoals uiteengezet in statuten en aandeelhoudersovereenkomst” (deed in Dutch)
  • Shareholding, “A”, 3175 (deed in Dutch)
  • Shareholding, “B”, 1323 (deed in Dutch)
  • Shareholding, “C”, 793 (deed in Dutch)
  • Name change, Sur.
  • Amendment of the articles
  • Capital
  • Power of attorney, Nicolaas Vermeulen
  • Registered office clause, “8550 Zwevegem,Avelgemstraat 68 C, met eenparigheid” (deed in Dutch)
  • +12 further facts in this act
15-06
NBB filing Annual accounts filed
financial year 2022 · abbreviated format
2022
31-12
Financial Equity above €100,000equity €115,484 ▲78.7%
A profit in every financial year since 2018 builds equity to €115,484.
15-04
NBB filing Annual accounts filed
financial year 2021 · abbreviated format
Show earlier events
2021
31-12
Financial Weakest financial yearnet €42,920 ▼72.7%
Net result drops to €42,920, the lowest in the series; recovery starts the following year.
18-03
NBB filing Annual accounts filed
financial year 2020 · abbreviated format
2020
08-06
NBB filing Annual accounts filed
financial year 2019 · abbreviated format
2019
24-05
NBB filing Annual accounts filed
financial year 2018 · abbreviated format
2018
21-06
NBB filing Annual accounts filed
financial year 2017 · abbreviated format
2017
19-07
NBB filing Annual accounts filed
financial year 2016 · abbreviated format
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 39 annual accounts filed, the latest 10 are here; all 39 are under Financials.
5 of 13 deeds read
About the unread acts

Of the 13 Belgian Official Gazette deeds we know for this company, 5 have been read. The other 8 have not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded02-04-1987
Financial year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
E-invoicing
Not found in the Peppol Directory

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Register as of 24 October 2026 · Peppol Directory

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Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Zwevegem · 1 establishment unit since 1987
registered office establishment The establishment unit on the map
Ground area
816 m²
Building footprint
121 m²
Building volume
557 m³
Parcel 34042A0533/00H002, Flanders · tallest building 9.2 m. Linked by address, not a title deed.
1 establishment unit
Sur.
Blokkestraat(Z) 41, 8550 ZwevegemInsurance agents and brokers
since 1987unit no. 2.032.719.528
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
34042A0533/00H002 Flanders 816 m² 1 · 121 m² 9.2 m · 1
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Alle geldbeleggingen, alsmede alle financiële, fiscale, verzekerings- of immobiliaire operaties van om het even welke aard of ermee verband…” (deed in Dutch)
5 activities (deed in Dutch)
  1. Alle geldbeleggingen, alsmede alle financiële, fiscale, verzekerings- of immobiliaire operaties van om het even welke aard of ermee verband houdende handelingen te doen, alsook alle makelaarsverrichtingen in om het even welke vorm van geldbeleggingen en/of geldplaatsing, verzekeringen, hypotheken en aanverwante financiële en onroerende verrichtingen, evenals de financieringshuur (leasing)
  2. De aankoop, verkoop, ruiling, verhuring, expertise, het beheer en het valoriseren van onroerende goederen van alle aard, zowel gebouwen, als gronden en dit door middel van lotisering, verkaveling, nieuwbouw, heropbouw, verbouwing, enzovoort
  3. Alle plaatsingen van kapitalen in roerende en onroerende goederen en/of waarden, alsmede het boekhoudkundig, financieel en administratief beheer
  4. Het optreden als tussenpersoon in de realisatie van alle voormelde verrichtingen en in het algemeen van alle activiteiten vervat in de bedrijvigheid van en als makelaar in financiële operaties, geldplaatsingen en geldbeleggingen, verzekeringen en onroerende verrichtingen
  5. Alle burgerlijke-, handels-, nijverheids-, financiële, roerende, onroerende en andere verrichtingen of handelingen doen die rechtstreeks, geheel of gedeeltelijk in verband staan met één of ander deel van haar voorwerp of die eenvoudig nuttig zijn of dit voorwerp vergemakkelijken

The full purpose is in the deed

Name clauseThe name the company operates under according to its articles.
Sur.
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaams Gewest, door zorgen bestuursorgaan in bijlage Belgisch Staatsblad” (deed in Dutch)

deed of 29-11-2023

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Two directors jointly
Board ruleHow the board is made up, meets and takes decisions.
One provision in the deed

deed of 29-11-2023

Capital, shares and profit

Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Artikel 11, Overdracht vrij mits beperkingen artikel 11 en Aandeelhoudersovereenkomst” (deed in Dutch)
“Nooit meer dan waarvoor uitgeoefend, niet-toegewezen aandeel via lottrekking door bestuursorgaan in aanwezigheid Overdrager en…” (deed in Dutch)
“Werkdagen, bestuursorgaan” (deed in Dutch)
“Pro rata, Volgrecht” (deed in Dutch)
“Alle redelijk verzochte stappen nemen, niet uitgebreider of bezwarender dan andere partijen” (deed in Dutch)
6 more provisions on this in the deed

deed of 29-11-2023

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Second Friday of June

deed of 29-11-2023

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Vormen vereist voor statutenwijziging, beslissing algemene vergadering” (deed in Dutch)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Een of meerdere vereffenaars aanduiden,bevoegdheden omlijnen,vergoeding bepalen, ontbinding om welke reden en op welk ogenblik ook” (deed in Dutch)

deed of 29-11-2023

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Aandelen moeten bij uitgifte worden volgestort,tenzij bevoegde orgaan anders beslist, stortingsplicht” (deed in Dutch)
Other provision: “Nieuwe aandelen waarop in geld wordt ingeschreven eerst aangeboden aan bestaande aandeelhouders naar evenredigheid aantal aandelen dat zij…” (deed in Dutch)
Other provision: “Steeds op naam, aard aandelen en aandelenregister” (deed in Dutch)
Other provision: “Op naam, aard andere effecten en effectenregister” (deed in Dutch)
Other provision: “Dagelijks bestuur, gedelegeerd bestuurder(s)(of CEO),algemeen directeur(s)(of CEO)” (deed in Dutch)
Other provision: “Geld en/of natura, vergoeding bestuurders” (deed in Dutch)
Other provision: “Controle vennootschap, hernieuwbare termijn van drie jaar” (deed in Dutch)
Other provision: “Schriftelijke algemene vergadering, bestuursorgaan roept vergadering bijeen indien laatste besluit niet uiterlijk binnen 20 dagen voor…” (deed in Dutch)
Other provision: “Elektronische algemene vergadering, bureau algemene vergadering controleert naleving wet statuten en reglement en geldige deelneming” (deed in Dutch)
Other provision: “Toegang tot algemene vergadering, rechten mogen niet geschorst zijn,indien enkel stemrechten geschorst deelneming zonder stemming” (deed in Dutch)
Other provision: “Bestuurder bij gebrek daaraan aanwezige aandeelhouder met meeste aandelen bij pariteit oudste, zittingen processen-verbaal…” (deed in Dutch)
Other provision: “Bestuursorgaan, geen afbreuk aan andere besluiten tenzij algemene vergadering anders beslist” (deed in Dutch)
Other provision: “Uitvoering statuten, woonstkeuze” (deed in Dutch)
Other provision: “Bemiddeling, pas daarna verdere (gerechtelijke) stappen” (deed in Dutch)
Other provision: “Exclusieve bevoegdheid, gerechtelijke bevoegdheid” (deed in Dutch)
Other provision: “Bepalingen WVV waarvan niet geldig afgeweken geacht ingeschreven, gemeen recht” (deed in Dutch)
6 more provisions in the deed, see the deed of 29-11-2023

deed of 29-11-2023