SUPREME CONSTRUCT
ActiveThe computed 12-month bankruptcy probability of SUPREME CONSTRUCT is 3.3% (moderate). The 2025 annual accounts show equity of €79k and a net result of €11k. Equity is growing by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 68% of 7331 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-15
Solvency85▲+24
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.49 against 1.57 in 2024; short-term debt: 40% and cash: 45.7% of total assets), and 40% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60%
Return on assets
8.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
25 d late
2024
3 d early
2023
30 d late
2022
4 d late
2021
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€79k▲ 15.6%
2024 · €68k
2021: €29k
2022: €49k
2023: €76k
2024: €68k
2021 → 2025
Total assets
€131k▼ 30.5%
2024 · €188k
2021: €90k
2022: €74k
2023: €197k
2024: €188k
2021 → 2025
Net result
€11k▼ 75.0%
2024 · €42k
2021: €24k
2022: €20k
2023: €26k
2024: €42k
2021 → 2025
Working capital
€78k▲ 14.4%
2024 · €68k
2021: €28k
2022: €49k
2023: €76k
2024: €68k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€49k▲ 69.7%€76k▲ 53.5%€68k▼ 10.1%€79k▲ 15.6%
Operating result€31k-€26k▼ 17.4%€35k▲ 35.4%€55k▲ 59.8%€14k▼ 74.1%
Net result€24k-€20k▼ 15.7%€26k▲ 30.3%€42k▲ 61.0%€11k▼ 75.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 74% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €131k
Fixed assets
€835
Current assets
€130k
Equity and liabilities €131k
Equity
€79k▲ 15.6%
Debt
€52k▼ 56.5%
The debt ratio falls from 63.9% to 40.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k
Cash flow
€11k
Solvency
60.0%▲
2024 · 36.1%
Current ratio
2.49▲
2024 · 1.57
Quick ratio
2.49▲
2024 · 1.57
Debt / equity
0.67▼
2024 · 1.77
ROE
13.5%▼
2024 · 62.4%
ROA
8.1%▼
2024 · 22.5%
Interest coverage
74.17
Debt
€52k▼
2024 · €120k
Debt ≤ 1 year
€52k▼
2024 · €120k
Income taxes
€4k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€188k€131k▼
Fixed assets21/28-€835
Tangible fixed assets22/27-€835
Plant, machinery and equipment23-€835
Current assets29/58€188k€130k▼
Amounts receivable within one year40/41€46k€69k▲
Trade receivables40€42k€65k▲
Other amounts receivable41€4k€4k▲
Cash at bank and in hand54/58€142k€60k▼
Deferred charges and accrued income490/1-€964
Equity and liabilities
Total equity and liabilities10/49€188k€131k▼
Equity10/15€68k€79k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€63k€74k▲
Amounts payable17/49€120k€52k▼
Amounts payable within one year42/48€120k€52k▼
Trade debts44€47k€41k▼
Suppliers440/4€47k€41k▼
Taxes, remuneration and social security45€17k€6k▼
Taxes450/3€13k€4k▼
Remuneration and social security454/9€5k€2k▼
Other amounts payable47/48€56k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€224
Other operating charges640/8€1k€3k▲
Gross operating margin9900€57k€18k▼
Operating profit (loss)9901€55k€14k▼
Financial income75/76B€2€316▲
Recurring financial income75€2€316▲
Financial charges65/66B€458€197▼
Recurring financial charges65€458€197▼
Profit (loss) for the period before taxes9903€55k€14k▼
Income taxes67/77€13k€4k▼
Profit (loss) for the period9904€42k€11k▼
Profit (loss) for the period to be appropriated9905€42k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€113k€74k▼
Profit (loss) brought forward from the previous period14P€71k€63k▼
Profit to be distributed694/7€50k-
Return on contributions (dividend)694€50k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Weakest financial yearnet €11k ▼75%
Net result drops to €11k, the lowest in the series.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €42k ▲61%
Operating result €55k, net result €42k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 2.97
Current ratio from 1.46 to 2.97; short-term debt falls from €61k to €25k.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
14-08-2025
Resigned as Director
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paul Dejaerlaan 371060 Sint-Gillis (bij-Brussel)Ground area
2,423 m²
Building footprint
336 m²
Volume, LiDAR
6,648 m³
2 parcels, Brussels · tallest building 22.9 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
SUPREME CONSTRUCT
since 20212.319.600.491
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21904B0106/00L003 | Brussels | 2,314 m² | 1 · 277 m² | 22.7 m · 7 fl. |
| 21013B0417/00A011 | Brussels | 109 m² | 1 · 59 m² | 22.9 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bouwbedrijf Jim & Partner
BE 0897.234.855
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DITO
BE 0447.148.818
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FREDI GROUP
BE 0816.708.029
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RVL-CONCEPT
BE 0809.567.146
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Gonay Constructions
BE 0773.816.411
Theux · Eq €79k
Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 13,192 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2021
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43230Insulation installation
43291Specialised construction activities
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.