SUPERVISION & CONSTRUCTION
ActiveSummary
SUPERVISION & CONSTRUCTION has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €1k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 37% of 9494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▲+37
Solvency65▲+5
Growth72▲+14
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 1.41 in 2024; short-term debt: 35.7% and cash: 5% of total assets), and 60.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 28-11-2025, 33 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
33 d early
2024
3 d late
2023
12 d early
2022
4 d early
2021
10 d early
2020
4 d late
2019
14 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-05-2026 close25-09-2026 today31-12-2026 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Hiring this company for building work? Recognition, activities and what to check first.Contractor check Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Financials · fiscal year 2025, micro schema
Turnover
€61k▼ 3.0%
2024 · €63k
EBIT margin
7.3%▲ 6.8pp
2024 · 0.5%
Net result
€1k
2024 · €-733
Working capital
€18k▲ 21.3%
2024 · €14k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€36k▼ 41.9%€40k▲ 11.1%€25k▼ 38.8%€63k▲ 157%€61k▼ 3.0%
Operating result€7k▲ 25.3%€2k▼ 69.9%€2k▼ 13.6%€342▼ 81.5%€4k▲ 1,209%
Net result€5k▲ 75.9%€1k▼ 73.0%€668▼ 49.0%€-733€1k
EBIT margin19.8%▲ 10.6pp5.4%▼ 14.4pp7.6%▲ 2.2pp0.5%▼ 7.0pp7.3%▲ 6.8pp
Equity€38k▲ 14.6%€39k▲ 3.5%€40k▲ 1.7%€39k▼ 1.8%€41k▲ 3.7%
Total assets€49k▼ 6.7%€51k▲ 4.2%€84k▲ 63.8%€111k▲ 31.9%€102k▼ 7.8%
Debt€11k▼ 42.7%€12k▲ 6.7%€44k▲ 268%€71k▲ 62.6%€61k▼ 14.1%
Working capital€27k▲ 37.5%€30k▲ 12.2%€19k▼ 38.4%€14k▼ 22.2%€18k▲ 21.3%
Staff (FTE)
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,209% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €102k
Fixed assets
€48k ▼ 20.9%
Current assets
€54k ▲ 8.2%
Equity and liabilities €102k
Equity
€41k ▲ 3.7%
Debt
€61k ▼ 14.1%
Debt's share of the balance-sheet total falls from 64.6% to 60.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17k▲
2024 · €4k
Cash flow
€14k▲
2024 · €3k
Current ratio
1.48▲
2024 · 1.41
Debt to equity
1.51▼
2024 · 1.82
ROE
3.6%▲
2024 · -1.9%
ROA
1.4%▲
2024 · -0.7%
Interest coverage
8.23▲
2024 · 3.08
Debt ≤ 1 year
€36k▲
2024 · €35k
Debt > 1 year
€25k▼
2024 · €36k
Income taxes
€1k▲
2024 · €215
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €36k | €40k | €25k | €63k | €61k | ▼ 3.0% |
| Goods, raw materials, services and sundry goods60/61 | - | €35k | €39k | €50k | €43k | ▼ 14.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9k | €2k | €5k | €3k | €13k | ▲ 290% |
| Other operating charges640/8 | - | €732 | €467 | €9k | €670 | ▼ 92.6% |
| Gross operating margin9900 | €17k | €5k | €8k | €13k | €18k | ▲ 41.4% |
| Operating profit (loss)9901 | €7k | €2k | €2k | €342 | €4k | ▲ 1,209% |
| Financial income75/76B | - | €92 | €64 | €305 | €158 | ▼ 48.1% |
| Recurring financial income75 | €110 | €92 | €64 | €305 | €158 | ▼ 48.1% |
| Financial charges65/66B | - | €31 | €727 | €1k | €2k | ▲ 78.9% |
| Recurring financial charges65 | €413 | €31 | €727 | €1k | €2k | ▲ 78.9% |
| Profit (loss) for the period before taxes9903 | €7k | €2k | €1k | €-517 | €3k | ▲ 594% |
| Income taxes67/77 | €2k | €900 | €524 | €215 | €1k | ▲ 411% |
| Profit (loss) for the period9904 | €5k | €1k | €668 | €-733 | €1k | ▲ 299% |
| Profit (loss) for the period to be appropriated9905 | €5k | €1k | €668 | €-733 | €1k | ▲ 299% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €49k | €51k | €84k | €111k | €102k | ▼ 7.8% |
| Fixed assets21/28 | €11k | €9k | €45k | €61k | €48k | ▼ 20.9% |
| Tangible fixed assets22/27 | €11k | €9k | €45k | €61k | €48k | ▼ 20.9% |
| Plant, machinery and equipment23 | - | €567 | €1k | €772 | €500 | ▼ 35.3% |
| Furniture and vehicles24 | - | €251 | €35k | €52k | €41k | ▼ 21.3% |
| Other tangible fixed assets26 | - | €8k | €9k | €8k | €6k | ▼ 16.9% |
| Financial fixed assets28 | €25 | €25 | €25 | - | - | - |
| Current assets29/58 | €38k | €42k | €38k | €50k | €54k | ▲ 8.2% |
| Amounts receivable within one year40/41 | €5k | €5k | €5k | €9k | €16k | ▲ 68.2% |
| Trade receivables40 | - | €2k | €2k | €2k | €15k | ▲ 613% |
| Other amounts receivable41 | - | €3k | €4k | €7k | €1k | ▼ 85.7% |
| Current investments50/53 | €14k | €19k | €24k | €28k | €33k | ▲ 16.5% |
| Cash at bank and in hand54/58 | €17k | €17k | €9k | €11k | €5k | ▼ 52.4% |
| Deferred charges and accrued income490/1 | - | €2k | €389 | €2k | €389 | ▼ 76.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €49k | €51k | €84k | €111k | €102k | ▼ 7.8% |
| Equity10/15 | €38k | €39k | €40k | €39k | €41k | ▲ 3.7% |
| Contributions10/11 | - | €19k | €19k | €20k | €20k | = |
| Reserves13 | €2k | €2k | €2k | - | - | - |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Profit (loss) carried forward14 | €17k | €19k | €19k | €19k | €20k | ▲ 7.8% |
| Amounts payable17/49 | €11k | €12k | €44k | €71k | €61k | ▼ 14.1% |
| Amounts payable after more than one year17 | - | - | €24k | €36k | €25k | ▼ 30.6% |
| Financial debts170/4 | - | - | €24k | €36k | €25k | ▼ 30.6% |
| Amounts payable within one year42/48 | €11k | €12k | €20k | €35k | €36k | ▲ 2.8% |
| Current portion of amounts payable after more than one year42 | - | - | €9k | €10k | €11k | ▲ 14.8% |
| Trade debts44 | €623 | €1k | €572 | €15k | €6k | ▼ 63.4% |
| Suppliers440/4 | - | €1k | €572 | €15k | €3k | ▼ 79.9% |
| Bills of exchange payable441 | - | €47 | €0 | €161 | €3k | ▲ 1,474% |
| Other amounts payable47/48 | - | €11k | €11k | €11k | €20k | ▲ 86.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5k | €1k | €668 | €-733 | €1k | ▲ 299% |
| + Depreciation and write-downs630 | €9k | €2k | €5k | €3k | €13k | ▲ 290% |
| Operating cash flow (approximation) | €14k | €3k | €6k | €3k | €14k | ▲ 462% |
| Investment in fixed assets (approximation) | - | €0 | €-42k | €-19k | €0 | ▲ 100% |
| Change in cash | - | €64 | €-8k | €2k | €-6k | ▼ 455% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-05
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
03-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
31-05
Financial
Weakest financial yearnet €-733
Net result drops to €-733, the lowest in the series; recovery starts the following year.
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
27-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-05
Financial
Highest result since 2019net €5k ▲75.9%
Operating result €7k, net result €5k, both a record.
04-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2018
17-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2010
Ground area
369 m²
Building footprint
97 m²
Volume, LiDAR
489 m³
Parcel 55042A0408/00B002, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Cavagne(S-B) 28, 7110 La Louvière
since 20102.190.289.692
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55042A0408/00B002 | Wallonia | 369 m² | 1 · 97 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,249 companies in sector 71111 we hold annual accounts for 6,320. 5,191 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-06-2010
Fiscal year end31-05
Activities, NACEBEL 2025
71111Activities of building architects
Contact
E-mail
sconstruct@outlook.beLa Louvière
Scores and ratios are computed by Checked and are not a credit decision.