SUPERMAN
ActiveSUPERMAN has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €169k and a net result of €90k. Equity is shrinking by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 29% of 6593 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency13▼-27
Growth58=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days only on tighter terms
Liquidity short (current ratio 0.61 against 0.96 in 2023), and 84.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
21 d early
2022
11 d early
2021
11 d early
2020
8 d early
2019
7 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€90k▼ 21.6%
2023 · €115k
2018: €28k
2019: €50k
2020: €90k
2021: €-61k
2022: €13k
2023: €115k
2018 → 2024
Working capital
€-282k▼ 1,016%
2023 · €-25k
2018: €253k
2019: €276k
2020: €328k
2021: €283k
2022: €-183k
2023: €-25k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€651k-€590k▼ 9.4%€248k▼ 58.0%€363k▲ 46.4%€169k▼ 53.4%
Operating result€145k-€-38k€34k€166k▲ 387%€155k▼ 6.4%
Net result€90k-€-61k€13k€115k▲ 797%€90k▼ 21.6%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 6% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.07M
Fixed assets
€620k▼ 8.2%
Current assets
€445k▼ 35.2%
Equity and liabilities €1.07M
Equity
€169k▼ 53.4%
Debt
€896k▼ 10.4%
The debt ratio rises from 73.3% to 84.1%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€211k▼
2023 · €213k
Cash flow
€146k▼
2023 · €163k
Solvency
15.9%▼
2023 · 26.7%
Current ratio
0.61▼
2023 · 0.96
Quick ratio
0.14▼
2023 · 0.42
Debt / equity
5.29▲
2023 · 2.75
ROE
53.3%▲
2023 · 31.7%
ROA
8.5%▲
2023 · 8.5%
Interest coverage
6.38▼
2023 · 6.49
Debt
€896k▼
2023 · €999k
Debt ≤ 1 year
€727k▲
2023 · €712k
Debt > 1 year
€169k▼
2023 · €287k
Income taxes
€32k▲
2023 · €19k
Staff costs
€384k▼
2023 · €450k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.36M€1.07M▼
Fixed assets21/28€676k€620k▼
Tangible fixed assets22/27€670k€614k▼
Land and buildings22€403k€391k▼
Plant, machinery and equipment23€178k€152k▼
Furniture and vehicles24€18k€15k▼
Leasing and similar rights25€66k€52k▼
Other tangible fixed assets26€5k€3k▼
Financial fixed assets28€6k€6k=
Current assets29/58€687k€445k▼
Amounts receivable after more than one year29€155k-
Other amounts receivable291€155k-
Stocks and contracts in progress3€388k€340k▼
Stocks30/36€388k€340k▼
Amounts receivable within one year40/41€78k€63k▼
Trade receivables40€64k€47k▼
Other amounts receivable41€14k€16k▲
Cash at bank and in hand54/58€66k€36k▼
Deferred charges and accrued income490/1€176€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.36M€1.07M▼
Equity10/15€363k€169k▼
Contributions10/11€150k€150k=
Reserves13€85k€19k▼
Tax-exempt reserves132€19k€19k=
Distributable reserves133€67k-
Profit (loss) carried forward14€128k€560▼
Amounts payable17/49€999k€896k▼
Amounts payable after more than one year17€287k€169k▼
Financial debts170/4€287k€169k▼
Amounts payable within one year42/48€712k€727k▲
Current portion of amounts payable after more than one year42€79k€81k▲
Financial debts43€63k€21k▼
Credit institutions430/8€63k€21k▼
Trade debts44€511k€568k▲
Suppliers440/4€511k€568k▲
Taxes, remuneration and social security45€52k€56k▲
Taxes450/3€13k€18k▲
Remuneration and social security454/9€39k€39k▼
Other amounts payable47/48€7k-
Income statement
Code20232024
Remuneration, social security and pensions62€450k€384k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€56k▲
Other operating charges640/8€17k€18k▲
Gross operating margin9900€680k€613k▼
Operating profit (loss)9901€166k€155k▼
Financial income75/76B€990€27▼
Recurring financial income75€990€27▼
Financial charges65/66B€33k€33k▲
Recurring financial charges65€33k€33k▲
Profit (loss) for the period before taxes9903€134k€122k▼
Income taxes67/77€19k€32k▲
Profit (loss) for the period9904€115k€90k▼
Profit (loss) for the period to be appropriated9905€115k€90k▼
Appropriation of the result
Profit (loss) to be appropriated9906€128k€218k▲
Profit (loss) brought forward from the previous period14P€13k€128k▲
Transfer from equity791/2-€67k
Profit to be distributed694/7-€284k
Return on contributions (dividend)694-€284k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 61 days late
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €115k ▲797%
Operating result €166k, net result €115k, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €-61k ▼168%
Net result drops to €-61k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
31-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 243 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Wauters J.(S-B) 1127110 La Louvière1 establishment unit
SUPERMAN
since 20042.142.177.791
Recognitions · licences · registrations
Food safety, FASFC
1 siteLa Louvière2.142.177.791
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Of 10,409 companies in sector 47110 we hold annual accounts for 5,787. 4,312 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2004
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47114Supermarkets
52114
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filings
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:spar.strepy@skynet.be