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SUPERFOTO

Active
Private limited companyfounded 1994active for 31 yearsPas 20, 2440 Geel, BelgiumKBO/BCE: BE 0454.162.710
Summary

SUPERFOTO has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,701 and a net result of €28,638. Equity is growing by about 76% per year across the filed financial years. Its solvency ranks better than 53% of 2,789 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Other business support services
NACE 82990Retail trade NACE 47782
1 site
Size
€70,022total assets 2025
Staff
0.7 FTE
Equity
€31,701
Profit
€28,638
Turnover not published (abbreviated format)
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Largest shareholder
LUTS INVEST · 43.42%
Accounts 34 days early1 of 3 deeds read
Why 97raises riskSize: 0.7 FTE, total assets €70,022lowers riskLiquidity: current ratio 3.05, cash €29,410Founded in 1994Sector: Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 79% of its sector peers (NACE 82, micro)
Financial strength · tick = 2024
Strong
Solvency 70+42
equity 45.3% of total assets
Liquidity 88=
short-term debt 29.5% · cash 42.0%
Profitability 100+12
return on assets 40.9%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,636 companies, NACE 82, micro)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025highest value 05-2025: 0.1%▼ -0.3 percentage points vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: < 0.1%▼ -0.1 percentage points vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.05, compared with 3.16 in 2024, above the usual 1.5; short-term debt: 29.5% and cash: 42% of total assets), but 54.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 47% on solvency, 82% on liquidity, 87% on profitability and 99% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.05, cash €29,410
NBB · annual accounts
lowers risk · Founded in 1994
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · Size: 0.7 FTE, total assets €70,022
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
34 days early
2024
1 day early
2023
39 days early
2022
52 days early
2021
60 days early
2020
2 days early
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 32 days before the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 23 March (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end22-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Appointments: VERHULST Veerle (director) and LUTS…Permanent representative: LUTS Patrick ·…

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 6 profitable years in a rowprofit 2025: €28,638 6 years View
  • Active since 1994founded 20-12-1994 31 years View

By topic

Financials

Financial year
2025
Total assets
€70,022
Profit
€28,638
Solvency
45.3%
Total assets▼ 20.1%
Net result
20192025
Go to Financials

Board & ownership

Board
2 members
Largest shareholder
LUTS INVEST · 43.42%
  • LUTS PatrickDirector
  • VERHULST VeerleDirector
Go to Board & ownership

Timeline

Events
35
Since
1996
Next accounts
by 30-04-2027
  1. 22-03-2024Annual accounts filed
  2. 09-03-2023Annual accounts filed
  3. 30-09-2022Highest result from 2019 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other business support servicesNACE 82990
Founded
20-12-1994
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
14
Who signs
Each director alone
Annual meeting
Last Friday of February at 18:00
Purpose
“De verkoop van alle fotografische opname- en projectieapparaten alsmede hun bijhorigheden…” (deed in Dutch)
Go to Articles of association

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