SUNSTERS
ActiveSUNSTERS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55k and a net result of €12k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 36% of 18207 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-23
Solvency43▲+6
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.53 against 0.62 in 2024; short-term debt: 25.8% and cash: 4.7% of total assets), and 81.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.2%
Return on assets
4.1%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €55k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
23 d early
2024
23 d late
2023
29 d early
2022
3 d early
2021
23 d late
2020
13 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€55k▲ 29.2%
2024 · €43k
2018: €71k
2019: €105k
2020: €154k
2021: €110k
2022: €19k
2023: €5k
2024: €43k
2018 → 2025
Total assets
€304k▼ 13.7%
2024 · €352k
2018: €444k
2019: €458k
2020: €593k
2021: €509k
2022: €414k
2023: €353k
2024: €352k
2018 → 2025
Net result
€12k▼ 67.3%
2024 · €38k
2018: €38k
2019: €28k
2020: €67k
2021: €-41k
2022: €-103k
2023: €-14k
2024: €38k
2018 → 2025
Working capital
€-37k▲ 18.0%
2024 · €-45k
2018: €28k
2019: €50k
2020: €76k
2021: €10k
2022: €-79k
2023: €-90k
2024: €-45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€110k-€19k▼ 82.9%€5k▼ 75.6%€43k▲ 830%€55k▲ 29.2%
Operating result€-34k-€-89k▼ 160%€-2k▲ 97.9%€51k€22k▼ 56.3%
Net result€-41k-€-103k▼ 150%€-14k▲ 86.3%€38k€12k▼ 67.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 56% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €304k
Fixed assets
€262k▼ 6.2%
Current assets
€42k▼ 42.8%
Equity and liabilities €304k
Equity
€55k▲ 29.2%
Debt
€248k▼ 19.6%
The debt ratio falls from 87.9% to 81.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▼
2024 · €82k
Cash flow
€29k▼
2024 · €70k
Solvency
18.2%▲
2024 · 12.1%
Current ratio
0.53▼
2024 · 0.62
Quick ratio
0.31▼
2024 · 0.37
Debt / equity
4.50▼
2024 · 7.24
ROE
22.6%▼
2024 · 89.2%
ROA
4.1%▼
2024 · 10.8%
Interest coverage
4.17▼
2024 · 6.16
Debt
€248k▼
2024 · €309k
Debt ≤ 1 year
€78k▼
2024 · €117k
Debt > 1 year
€169k▼
2024 · €191k
Income taxes
€260▼
2024 · €370
Staff costs
€5k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€352k€304k▼
Fixed assets21/28€279k€262k▼
Tangible fixed assets22/27€279k€262k▼
Land and buildings22€274k€261k▼
Plant, machinery and equipment23€888€508▼
Furniture and vehicles24€4k€317▼
Financial fixed assets28€400€185▼
Current assets29/58€73k€42k▼
Stocks and contracts in progress3€29k€18k▼
Stocks30/36€29k€18k▼
Amounts receivable within one year40/41€9k€9k▼
Trade receivables40€9k€8k▼
Other amounts receivable41€694€900▲
Cash at bank and in hand54/58€32k€14k▼
Deferred charges and accrued income490/1€2k€936▼
Equity and liabilities
Total equity and liabilities10/49€352k€304k▼
Equity10/15€43k€55k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€22k€35k▲
Amounts payable17/49€309k€248k▼
Amounts payable after more than one year17€191k€169k▼
Financial debts170/4€171k€149k▼
Other amounts payable178/9€20k€20k=
Amounts payable within one year42/48€117k€78k▼
Current portion of amounts payable after more than one year42€28k€21k▼
Financial debts43€35k€35k=
Credit institutions430/8€35k€35k=
Trade debts44€19k€11k▼
Suppliers440/4€19k€11k▼
Taxes, remuneration and social security45€12k€3k▼
Taxes450/3€8k€2k▼
Remuneration and social security454/9€4k€239▼
Other amounts payable47/48€23k€8k▼
Accrued charges and deferred income492/3€806€720▼
Income statement
Code20242025
Remuneration, social security and pensions62€6k€5k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€17k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€90k€46k▼
Operating profit (loss)9901€51k€22k▼
Financial income75/76B€1k€1▼
Recurring financial income75€1k€1▼
Financial charges65/66B€13k€9k▼
Recurring financial charges65€13k€9k▼
Profit (loss) for the period before taxes9903€38k€13k▼
Income taxes67/77€370€260▼
Profit (loss) for the period9904€38k€12k▼
Profit (loss) for the period to be appropriated9905€38k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€35k▲
Profit (loss) brought forward from the previous period14P€-16k€22k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
31-12
Financial
Back to profitnet €38k
Net result €38k after 3 loss-making years.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-103k
Net result drops to €-103k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
31-12
Financial
Highest result since 2018net €67k ▲138%
Operating result €107k, net result €67k, both a record.
31-12
Financial
Equity above €150kEq €154k ▲46.8%
3 profitable years in a row build equity to €154k.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €105k ▲46.9%
2 profitable years in a row build equity to €105k.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Notarisstraat 501050 ElseneGround area
101 m²
Building footprint
102 m²
Volume, LiDAR
1,697 m³
Parcel 21447B0297/00A002, Brussels · tallest building 19.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Sunsters
since 20162.255.988.683
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21447B0297/00A002 | Brussels | 101 m² | 1 · 102 m² | 19.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LUXRUSSIAN HAIREXTENTIONS
BE 0795.130.576
Maasmechelen · Eq €55k
BELFAM
BE 0674.395.468
Waasmunster · Eq €55k
Invoicebar
BE 0647.626.339
Antwerpen · Eq €55k
Buytaert N. Consulting
BE 1007.417.056
Antwerpen · Eq €55k
AQUA - VITAE
BE 0465.853.386
Antwerpen · Eq €55k
Of 12,959 companies in sector 47120 we hold annual accounts for 2,190. 1,524 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-08-2016
Fiscal year end31-12
Activities, NACEBEL
47120Other non-specialised retail sale
47910Retail trade
47770Retail sale of watches and jewellery
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47784Retail sale of souvenirs and religious articles
47786Retail trade
47990Retail trade
95250Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:laura@arozjewelry.com
Phone:0478901132