SUNCOMFORT PROJECTS
ActiveThe computed 12-month bankruptcy probability of SUNCOMFORT PROJECTS is 1.5% (moderate). The 2025 annual accounts show equity of €41k and a net result of €19k. Equity is growing by ~56.4% per year across the filed fiscal years. Its solvency ranks better than 43% of 11209 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+11
Solvency58▲+9
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.18 in 2024; short-term debt: 53.7% and cash: 57.8% of total assets), and 67.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.8%
Return on assets
15.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
22 d late
2024
23 d late
2023
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 86.8%
2024 · €22k
2023: €16k
2024: €22k
2023 → 2025
Total assets
€126k▲ 39.1%
2024 · €90k
2023: €82k
2024: €90k
2023 → 2025
Net result
€19k▲ 235%
2024 · €6k
2023: €11k
2024: €6k
2023 → 2025
Working capital
€18k▲ 95.6%
2024 · €9k
2023: €1k
2024: €9k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€16k-€22k▲ 35.0%€41k▲ 86.8%
Operating result€15k-€11k▼ 29.3%€26k▲ 144%
Net result€11k-€6k▼ 49.5%€19k▲ 235%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 144% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €126k
Fixed assets
€40k▲ 34.1%
Current assets
€86k▲ 41.6%
Equity and liabilities €126k
Equity
€41k▲ 86.8%
Debt
€84k▲ 23.8%
The debt ratio falls from 75.6% to 67.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€38k▲
2024 · €19k
Cash flow
€31k▲
2024 · €14k
Solvency
32.8%▲
2024 · 24.4%
Current ratio
1.27▲
2024 · 1.18
Quick ratio
1.27▲
2024 · 1.18
Debt / equity
2.05▼
2024 · 3.10
ROE
46.5%▲
2024 · 25.9%
ROA
15.2%▲
2024 · 6.3%
Interest coverage
25.32▲
2024 · 7.69
Debt
€84k▲
2024 · €68k
Debt ≤ 1 year
€68k▲
2024 · €51k
Debt > 1 year
€17k▼
2024 · €17k
Income taxes
€5k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€90k€126k▲
Fixed assets21/28€30k€40k▲
Tangible fixed assets22/27€30k€40k▲
Plant, machinery and equipment23€911€3k▲
Leasing and similar rights25€29k€36k▲
Current assets29/58€61k€86k▲
Amounts receivable within one year40/41€15k€12k▼
Trade receivables40€13k€9k▼
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€45k€73k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€90k€126k▲
Equity10/15€22k€41k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€17k€36k▲
Amounts payable17/49€68k€84k▲
Amounts payable after more than one year17€17k€17k▼
Financial debts170/4€17k€17k▼
Amounts payable within one year42/48€51k€68k▲
Current portion of amounts payable after more than one year42€6k€10k▲
Trade debts44€2k€264▼
Suppliers440/4€2k€264▼
Taxes, remuneration and social security45€28k€44k▲
Taxes450/3€2k€5k▲
Remuneration and social security454/9€25k€39k▲
Other amounts payable47/48€16k€13k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€12k▲
Other operating charges640/8€28k€775▼
Gross operating margin9900€47k€39k▼
Operating profit (loss)9901€11k€26k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€8k€24k▲
Income taxes67/77€2k€5k▲
Profit (loss) for the period9904€6k€19k▲
Profit (loss) for the period to be appropriated9905€6k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€36k▲
Profit (loss) brought forward from the previous period14P€11k€17k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
31-12
Financial
Highest result since 2023net €19k ▲235%
Operating result €26k, net result €19k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 23 days late
2024
31-12
Financial
Weakest financial yearnet €6k ▼49.5%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wielsbeke · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beukenlaan(O) 1028710 WielsbekeGround area
215 m²
Building footprint
134 m²
Volume, LiDAR
535 m³
Parcel 37009A0360/00D000, Flanders · tallest building 8.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SUNCOMFORT PROJECTS
since 20222.332.807.735
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37009A0360/00D000 | Flanders | 215 m² | 1 · 134 m² | 8.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,157 companies in sector 46190 we hold annual accounts for 2,567. 1,892 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-06-2022
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.