SUNBELT
ActiveSUNBELT has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €2k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 37% of 2687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-18
Solvency55▲+5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 1.21 in 2024; short-term debt: 69.7% and cash: 12.4% of total assets), and 69.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.3%
Return on assets
1.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
57 d early
2023
58 d early
2022
49 d early
2021
20 d early
2020
51 d early
2019
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€37k▲ 6.2%
2024 · €35k
2018: €26k
2019: €35k
2020: €34k
2021: €34k
2022: €35k
2023: €35k
2024: €35k
2018 → 2025
Total assets
€123k▼ 10.8%
2024 · €138k
2018: €67k
2019: €78k
2020: €64k
2021: €63k
2022: €155k
2023: €167k
2024: €138k
2018 → 2025
Net result
€2k▼ 90.2%
2024 · €22k
2018: €19k
2019: €17k
2020: €13k
2021: €17k
2022: €43k
2023: €43k
2024: €22k
2018 → 2025
Working capital
€13k▼ 38.6%
2024 · €22k
2018: €26k
2019: €24k
2020: €28k
2021: €34k
2022: €59k
2023: €38k
2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€35k▲ 4.0%€35k▲ 1.4%€35k▼ 0.8%€37k▲ 6.2%
Operating result€20k-€46k▲ 134%€50k▲ 7.7%€28k▼ 44.5%€7k▼ 75.0%
Net result€17k-€43k▲ 157%€43k▲ 0.3%€22k▼ 48.9%€2k▼ 90.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 75% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123k
Fixed assets
€24k▲ 78.7%
Current assets
€99k▼ 20.5%
Equity and liabilities €123k
Equity
€37k▲ 6.2%
Debt
€86k▼ 16.7%
The debt ratio falls from 74.5% to 69.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14k▼
2024 · €32k
Cash flow
€9k▼
2024 · €26k
Solvency
30.3%▲
2024 · 25.5%
Current ratio
1.16▼
2024 · 1.21
Quick ratio
1.16▼
2024 · 1.21
Debt / equity
2.30▼
2024 · 2.93
ROE
5.9%▼
2024 · 63.2%
ROA
1.8%▼
2024 · 16.1%
Interest coverage
6.22▼
2024 · 7.28
Debt
€86k▼
2024 · €103k
Debt ≤ 1 year
€86k▼
2024 · €103k
Income taxes
€3k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€138k€123k▼
Fixed assets21/28€13k€24k▲
Tangible fixed assets22/27€13k€24k▲
Plant, machinery and equipment23€13k€24k▲
Current assets29/58€125k€99k▼
Amounts receivable within one year40/41€82k€81k▼
Trade receivables40€8k€9k▲
Other amounts receivable41€74k€71k▼
Cash at bank and in hand54/58€39k€15k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€138k€123k▼
Equity10/15€35k€37k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€15k€17k▲
Amounts payable17/49€103k€86k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€103k€86k▼
Current portion of amounts payable after more than one year42€6k€20k▲
Trade debts44€63k€63k▼
Suppliers440/4€63k€63k▼
Taxes, remuneration and social security45€8k€3k▼
Taxes450/3€8k€3k▼
Other amounts payable47/48€26k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€7k▲
Other operating charges640/8€791€815▲
Gross operating margin9900€33k€14k▼
Operating profit (loss)9901€28k€7k▼
Financial income75/76B€1€1▼
Recurring financial income75€1€1▼
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€23k€5k▼
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€22k€2k▼
Profit (loss) for the period to be appropriated9905€22k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€17k▼
Profit (loss) brought forward from the previous period14P€15k€15k▼
Profit to be distributed694/7€23k€0▼
Directors or managers695€23k€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €2k ▼90.2%
Net result drops to €2k, the lowest in the series.
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €43k ▲0.3%
Operating result €50k, net result €43k, both a record.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 20 days late
2019
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dennenlaan 352950 KapellenGround area
204 m²
Building footprint
90 m²
Volume, LiDAR
702 m³
Parcel 11902E0320/00F004, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Overnameweb.be
since 20052.144.522.520
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11902E0320/00F004 | Flanders | 204 m² | 1 · 90 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,211 companies in sector 62900 we hold annual accounts for 1,741. 1,294 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2004
Fiscal year end31-12
Activities, NACEBEL
62900Other information technology and computer services
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.