Equity
-€74,782
Debts exceed assets in financial year 2025.
SUN7
Lifetime
11 annual accounts with figures on one time axispeak €502,870 (2023)
€26,183▼ 60.2%
lowest -€144,476 (2024)
-€125,054▲ €19,421
peak €194,749 (2023)
-€74,782▼ €125,054
€525,723▲ 16.9%
peak 1 FTE (2017)
-not published
Board2 names since 2021
1 directorDEGROOTE Edouard
Documentsfilings and deeds
29-05-202629 days late
2025micro format
Gross margin from €65,853 to €26,183Loss of €125,054Equity from €50,273 to -€74,782Debts from €449,795 to €525,723Cash from €14,747 to €3,032
Key points
from the 2025 annual accountsLosses
-€269,530 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Turnover
≈ €110,000 estimated
The micro format states no turnover.
Debts
€525,723 107% of the balance sheet
Suppliers 31%Taxes and wages 8%Other 61%
Of this, €247,591 falls due within a year.
Filings
11 annual accounts since 2014
Eight of the last ten came late. The 2019 accounts came latest: 116 days after the end of the period.
Position in the sector
-€125,054
Lower net result than 95% of companies in food and beverage service. Sector median €4,886 · 17,134 companies.
Checked score
51
Fair
Financially stronger than 13% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.9%
01-2025: 0.9%● unchanged vs 12-2024lowest value
02-2025: 0.9%● unchanged vs 01-2025
03-2025: 0.9%● unchanged vs 02-2025
04-2025: 1.0%▲ +0.1 percentage points vs 03-2025
05-2025: 1.4%▲ +0.4 percentage points vs 04-2025
06-2025: 2.7%▲ +1.3 percentage points vs 05-2025
07-2025: 2.7%● unchanged vs 06-2025
08-2025: 2.7%● unchanged vs 07-2025
09-2025: 2.5%▼ -0.2 percentage points vs 08-2025
10-2025: 2.4%▼ -0.1 percentage points vs 09-2025
11-2025: 2.4%● unchanged vs 10-2025
12-2025: 2.4%● unchanged vs 11-2025
01-2026: 2.5%▲ +0.1 percentage points vs 12-2025
02-2026: 2.5%● unchanged vs 01-2026
03-2026: 2.5%● unchanged vs 02-2026
04-2026: 2.7%▲ +0.2 percentage points vs 03-2026
05-2026: 3.0%▲ +0.3 percentage points vs 04-2026
06-2026: 3.2%▲ +0.2 percentage points vs 05-2026highest value
07-2026: 2.1%▼ -1.1 percentage points vs 06-2026
08-2026: 2.1%● unchanged vs 07-2026
09-2026: 2.1%● unchanged vs 08-2026
10-2026: 2.1%● unchanged vs 09-2026
11-2026: 2.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Loss of €125,054, the second in a row (financial year 2025)
Negative equity -€74,782
Sector: Food and beverage service activities (NACE 56)
lowers risk
Size: total assets €489,758
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 20% of them on solvency, 21% on liquidity, 8% on profitability and 3% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,907 companies had the same profile as SUN7 has now. Each dot stands for 18 companies, two years later.
85.4%
were still trading
8.1%
stopped another way
5.8%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SUN7 itself: 2.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,907 companies, not a prediction for SUN7. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is tight, with a current ratio of 1.22 (1.8 in 2024), below the usual 1.5. Short-term debt is 50.6% and cash 0.6% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
18192021232425
2018 to 2025 · latest year -€74,782
raises risk · 2025 accounts filed 29 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-05-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
29 days late
2024
on the day
2023
on the day
2021
31 days late
2020
31 days late
2019
116 days late
2018
106 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 45 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 1 May (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
Company renamed from BE Finances to SUN7
Change of role: DEGROOTE Edouard, from manager to statutory director · Permanent representative: DEGROOTE Edouard · General meeting of 22-12-2022 · Gazette deed
Registered office moved from Comines-Warneton to Mouscron
New registered office: CLOS ROGER LAPEBIE 2 7700 MOUSCRON · Previous registered office: Rue de Ten-Brielen 18-7780 Comines-Warneton · Resignation: LEMOINE Benjamin (director) · General meeting of 27-10-2022 · Gazette deed
First establishment
Le Central, Grand'Place 23-24, Tournai
Incorporation
published on 25-11-2013 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SUN7 Mouscron | €489,758 | €26,183 | -15.3% | - |
| SKYLINE A.S. Eeklo | €462,148 | €21,230 | 7.7% | - |
| MUNDI IMPERATOR Liège | €551,076 | €33,901 | 38.9% | - |
| LE GRAIN NOBLE Sint-Katelijne-Waver | €473,803 | €21,862 | 0.2% | - |
| ML.MAZO Floreffe | €420,660 | €35,175 | 21.6% | - |
| Millesime 2013 Schaerbeek | €520,280 | €39,926 | 29.8% | - |
| EAT & MEET Zedelgem | €480,529 | €40,545 | 12.6% | - |
These companies have the same main activity as SUN7: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €421,000 and €551,000, founded between 2011 and 2015.
Official details
Source: KBO- Status
- Active since 21-11-2013Normal situation
- Activity
- Cafés and barsNACE 56301and 1 other
- Establishment unit
- 2.338.235.2807500 Tournai, since 04-11-2022
- Financial year end
- 30 September
- Peppol
- Not found in the Peppol Directory
Insights on SUN7
SUN7 files the micro format. That format states no turnover. The gross margin fell from €50,966 in 2014 to €26,183 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SUN7
- What is the company number of SUN7?
- The company number of SUN7 is 0542.359.464. The VAT number is the same number with BE in front: BE 0542.359.464.
- Where is SUN7 based?
- The registered office is at Roger Lapébie erf 2, 7700 Mouscron.Company details
- What does SUN7 do?
- According to the KBO register, the main activity is cafés and bars (NACE 56301).
- What is the legal form of SUN7?
- SUN7 is a private limited company (BV).
- When was SUN7 founded?
- SUN7 was founded on 21-11-2013.
- Is SUN7 still active?
- Yes, SUN7 is an active enterprise in the KBO register.
- How many employees does SUN7 have?
- SUN7 had an average of 1.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of SUN7?
- The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €26,183 and 38 comparable companies (NACE 56301). It probably lies between €71,000 and €140,000.
- Is SUN7 profitable?
- In financial year 2025, SUN7 made a loss of €125,054.
- Where can I find the annual accounts of SUN7?
- SUN7 filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SUN7 due?
- SUN7 must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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