SUN & ROOF CONSTRUCT

Active

Private limited companyfounded 20206 yrs activeKuilenstraat 24, 3500 Hasselt, BelgiumKBO/BCE: BE 0745.765.593

The computed 12-month bankruptcy probability of SUN & ROOF CONSTRUCT is 2.9% (moderate). The 2025 annual accounts show equity of €7k and a net result of €-14k. Equity is shrinking by ~37.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 47% of 4416 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

20 / 100

Critical▼ -20 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0=

Solvency55▼-10

Growth52=

Stability100

Bankruptcy probability, 12 months

2.9% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.83 against 1.37 in 2024), and 62.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 81

Relative position

BE, all sectors

reference

Sector 81

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

37.7%

Return on assets

-77%

Age of the figures

8 mo

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

2122232425

2021 to 2025 · latest year -€14k

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

7 d early

2024

3 d early

2023

21 d late

2022

14 d early

2021

59 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

15-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€7k▼ 50.0%

2024 · €13k

2021: €343 2022: €24k 2023: €19k 2024: €13k

2021 → 2025

Total assets

€18k▼ 52.1%

2024 · €37k

2021: €16k 2022: €40k 2023: €31k 2024: €37k

2021 → 2025

Net result

€-14k▼ 145%

2024 · €-6k

2021: €-3k 2022: €24k 2023: €-5k 2024: €-6k

2021 → 2025

Working capital

€-2k

2024 · €9k

2021: €-176 2022: €16k 2023: €11k 2024: €9k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€343-€24k▲ 6,895%€19k▼ 20.4%€13k▼ 29.4%€7k▼ 50.0%

Operating result€8k-€32k▲ 309%€-12k€-5k▲ 56.9%€-14k▼ 159%

Net result€-3k-€24k€-5k€-6k▼ 14.7%€-14k▼ 145%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €14k in 2025 against €5k in 2024; the loss grows and 2025 is the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €18k

48.2%

51.8%

Fixed assets €9k▲ 84.7%

Current assets €9k▼ 71.7%

Equity and liabilities €18k

37.7%

62.3%

Equity €7k▼ 50.0%

Debt €11k▼ 53.3%

The debt ratio falls from 63.8% to 62.3%: debt falls faster than equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€-9k▼

2024 · €-1k

Cash flow

€-10k▼

2024 · €-2k

Solvency

37.7%▲

2024 · 36.2%

Current ratio

0.83▼

2024 · 1.37

Quick ratio

0.83▼

2024 · 1.37

Debt / equity

1.65▼

2024 · 1.77

ROE

-204.0%▼

2024 · -41.7%

ROA

-77.0%▼

2024 · -15.1%

Interest coverage

-45.39▼

2024 · -2.78

Debt

€11k▼

2024 · €24k

Debt ≤ 1 year

€11k▼

2024 · €24k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€37k€18k▼

Fixed assets21/28€5k€9k▲

Tangible fixed assets22/27€5k€9k▲

Plant, machinery and equipment23€300€760▲

Furniture and vehicles24€4k€8k▲

Current assets29/58€33k€9k▼

Amounts receivable within one year40/41€31k€3k▼

Trade receivables40€18k€350▼

Other amounts receivable41€14k€2k▼

Cash at bank and in hand54/58-€6k

Deferred charges and accrued income490/1€1k€888▼

Equity and liabilities

Total equity and liabilities10/49€37k€18k▼

Equity10/15€13k€7k▼

Contributions10/11€3k€3k=

Reserves13€10k€10k=

Distributable reserves133€10k€10k=

Profit (loss) carried forward14€458€-6k▼

Amounts payable17/49€24k€11k▼

Amounts payable within one year42/48€24k€11k▼

Financial debts43€14k€0▼

Credit institutions430/8€14k€0▼

Trade debts44€3k€1k▼

Suppliers440/4€3k€1k▼

Other amounts payable47/48€6k€10k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲

Other operating charges640/8€619€965▲

Gross operating margin9900€-785€-8k▼

Operating profit (loss)9901€-5k€-14k▼

Financial income75/76B€116€0▼

Recurring financial income75€116€0▼

Financial charges65/66B€504€208▼

Recurring financial charges65€504€208▼

Profit (loss) for the period before taxes9903€-6k€-14k▼

Profit (loss) for the period9904€-6k€-14k▼

Profit (loss) for the period to be appropriated9905€-6k€-14k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-5k€-13k▼

Profit (loss) brought forward from the previous period14P€570€458▼

Transfer from equity791/2€6k€0▼

Shareholders' contribution to the loss794-€7k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 7Financial 2Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

24-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Weakest financial yearnet €-14k

Net result drops to €-14k, the lowest in the series.

28-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

21-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 21 days late

2023

17-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Back to profitnet €24k

Net result €24k after one loss-making year.

28-09

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 59 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Hasselt · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kuilenstraat 243500 Hasselt

Ground area

1,008 m²

Building footprint

157 m²

Volume, LiDAR

799 m³

Parcel 71323C0576/00H000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

SUN & ROOF CONSTRUCT

Kuilenstraat 24, 3500 HasseltManufacture of electrical equipment

since 20202.300.831.387

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71323C0576/00H000	Flanders	1,008 m²	1 · 157 m²	7.8 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Sint-Niklaas · Eq €7k

Of 6,947 companies in sector 81220 we hold annual accounts for 2,383. 1,161 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded01-04-2020

Fiscal year end31-12

Activities, NACEBEL

43992Specialised construction activities

81220Other building cleaning and industrial cleaning

27110Manufacture of electrical equipment

43230Insulation installation

43291Specialised construction activities

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.