SUMMIT INVEST
ActiveSUMMIT INVEST has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €105k and a net result of €100k. Its solvency ranks better than 70% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100▲+27
Growth78
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days only on tighter terms
Liquidity ample (current ratio 3.88 against 2.07 in 2023; short-term debt: 24.8% and cash: 17.6% of total assets), and 24.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-10-2025, 77 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
77 d late
2023
58 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€105k▲ 1,790%
2023 · €6k
2023: €6k
2023 → 2024
Total assets
€140k▲ 1,097%
2023 · €12k
2023: €12k
2023 → 2024
Net result
€100k▲ 2,859%
2023 · €3k
2023: €3k
2023 → 2024
Working capital
€100k▲ 1,553%
2023 · €6k
2023: €6k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€6k-€105k▲ 1,790%
Operating result€4k-€126k▲ 2,862%
Net result€3k-€100k▲ 2,859%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 2,862% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €140k
Fixed assets
€5k
Current assets
€134k
Equity and liabilities €140k
Equity
€105k▲ 1,790%
Debt
€35k▲ 467%
The debt ratio falls from 52.4% to 24.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€127k
Cash flow
€101k
Solvency
75.2%▲
2023 · 47.6%
Current ratio
3.88▲
2023 · 2.07
Quick ratio
3.88▲
2023 · 2.07
Debt / equity
0.33▼
2023 · 1.10
ROE
95.5%▲
2023 · 61.0%
ROA
71.8%▲
2023 · 29.0%
Interest coverage
88.22
Debt
€35k▲
2023 · €6k
Debt ≤ 1 year
€35k▲
2023 · €6k
Income taxes
€28k▲
2023 · €873
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€12k€140k▲
Fixed assets21/28-€5k
Tangible fixed assets22/27-€5k
Plant, machinery and equipment23-€3k
Furniture and vehicles24-€3k
Current assets29/58€12k€134k▲
Amounts receivable within one year40/41€10k€109k▲
Trade receivables40€10k-
Other amounts receivable41-€109k
Cash at bank and in hand54/58€1k€25k▲
Deferred charges and accrued income490/1-€480
Equity and liabilities
Total equity and liabilities10/49€12k€140k▲
Equity10/15€6k€105k▲
Contributions10/11€3k€3k=
Reserves13€3k€102k▲
Distributable reserves133€3k€102k▲
Amounts payable17/49€6k€35k▲
Amounts payable within one year42/48€6k€35k▲
Financial debts43-€4k
Credit institutions430/8-€4k
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€873€29k▲
Taxes450/3€873€29k▲
Other amounts payable47/48€1k€859▼
Accrued charges and deferred income492/3€480-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€414
Other operating charges640/8-€118
Gross operating margin9900€4k€127k▲
Operating profit (loss)9901€4k€126k▲
Financial income75/76B-€3k
Recurring financial income75-€3k
Financial charges65/66B-€1k
Recurring financial charges65-€1k
Profit (loss) for the period before taxes9903€4k€128k▲
Income taxes67/77€873€28k▲
Profit (loss) for the period9904€3k€100k▲
Profit (loss) for the period to be appropriated9905€3k€100k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€100k▲
Transfer to equity691/2€3k€99k▲
To other reserves6921€3k€99k▲
Profit to be distributed694/7€833€859▲
Return on contributions (dividend)694€833€859▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
16-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 77 days late
2024
31-12
Financial
Equity above €100kEq €105k ▲1790%
2 profitable years in a row build equity to €105k.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Léon Stynenstraat 702000 AntwerpenGround area
3,207 m²
Building footprint
1,286 m²
Volume, LiDAR
774 m³
2 parcels, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SUMMIT INVEST
since 20232.354.207.915
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3925/00F004 | Flanders | 2,961 m² | 1 · 1,200 m² | 10.7 m |
| 11024B0165/00T002 | Flanders | 246 m² | 1 · 86 m² | 8.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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EXCELLER PROJECTS
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 40,676 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.