Summit Consulting Services
ActiveSummit Consulting Services has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €144k and a net result of €-17k. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 85% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▲+6
Solvency100=
Growth44=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 5.85 against 8.94 in 2024; short-term debt: 11.8% and cash: 13.7% of total assets), and 11.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.2%
Return on assets
-10.4%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-17k
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-02-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
26 d late
2024
20 d late
2023
28 d late
2022
24 d late
2021
4 d early
2020
28 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close18-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€116k▼ 4.3%
2020 · €121k
2019: €121k
2020: €121k
2019 → 2021
EBIT margin
33.7%▲ 4.5pp
2020 · 29.3%
2019: 28.5%
2020: 29.3%
2019 → 2021
Net result
€-17k▲ 36.0%
2024 · €-26k
2019: €26k
2020: €29k
2021: €35k
2022: €28k
2023: €35k
2024: €-26k
2019 → 2025
Working capital
€93k▼ 4.4%
2024 · €97k
2019: €43k
2020: €42k
2021: €35k
2022: €71k
2023: €112k
2024: €97k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€116k-
Equity€124k-€152k▲ 22.5%€187k▲ 22.8%€161k▼ 14.1%€144k▼ 10.5%
Operating result€39k-€37k▼ 5.1%€43k▲ 16.3%€-30k€-21k▲ 32.2%
Net result€35k-€28k▼ 19.2%€35k▲ 24.2%€-26k€-17k▲ 36.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21k in 2025 against €30k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €163k
Fixed assets
€51k▼ 20.0%
Current assets
€112k▲ 2.4%
Equity and liabilities €163k
Equity
€144k▼ 10.5%
Debt
€19k▲ 56.4%
The debt ratio rises from 7.1% to 11.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-5k▲
2024 · €-16k
Cash flow
€-2k▲
2024 · €-12k
Solvency
88.2%▼
2024 · 92.9%
Current ratio
5.85▼
2024 · 8.94
Quick ratio
5.85▼
2024 · 8.94
Debt / equity
0.13▲
2024 · 0.08
ROE
-11.8%▲
2024 · -16.5%
ROA
-10.4%▲
2024 · -15.3%
Interest coverage
-21.83▲
2024 · -45.26
Debt
€19k▲
2024 · €12k
Debt ≤ 1 year
€19k▲
2024 · €12k
Income taxes
€269▲
2024 · €28
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€173k€163k▼
Fixed assets21/28€63k€51k▼
Tangible fixed assets22/27€63k€51k▼
Land and buildings22€47k€42k▼
Plant, machinery and equipment23€6k€3k▼
Furniture and vehicles24€10k€6k▼
Current assets29/58€110k€112k▲
Amounts receivable within one year40/41€90k€90k▲
Trade receivables40€9k-
Other amounts receivable41€81k€90k▲
Cash at bank and in hand54/58€19k€22k▲
Deferred charges and accrued income490/1€590-
Equity and liabilities
Total equity and liabilities10/49€173k€163k▼
Equity10/15€161k€144k▼
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€6k€6k=
Tax-exempt reserves132€6k€6k=
Profit (loss) carried forward14€148k€131k▼
Amounts payable17/49€12k€19k▲
Amounts payable within one year42/48€12k€19k▲
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€8k€14k▲
Taxes450/3€6k€6k=
Remuneration and social security454/9€2k€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▲
Other operating charges640/8€449€366▼
Gross operating margin9900€-15k€-5k▲
Operating profit (loss)9901€-30k€-21k▲
Financial income75/76B€4k€4k▼
Recurring financial income75€4k€4k▼
Financial charges65/66B€346€249▼
Recurring financial charges65€346€249▼
Profit (loss) for the period before taxes9903€-26k€-17k▲
Income taxes67/77€28€269▲
Profit (loss) for the period9904€-26k€-17k▲
Profit (loss) for the period to be appropriated9905€-26k€-17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€148k€131k▼
Profit (loss) brought forward from the previous period14P€175k€148k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
20-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
30-06
Financial
Weakest financial yearnet €-26k ▼176%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
28-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
30-06
Financial
Highest result since 2019net €35k ▲24.2%
Operating result €43k, net result €35k, both a record.
30-06
Financial
Liquidity triplescurrent ratio 11.19
Current ratio from 3.42 to 11.19; short-term debt falls from €29k to €11k.
24-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
30-06
Financial
Equity above €150kEq €152k ▲22.5%
4 profitable years in a row build equity to €152k.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €100kEq €124k ▲38.5%
3 profitable years in a row build equity to €124k.
28-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
27-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
27-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 1558570 AnzegemGround area
625 m²
Building footprint
142 m²
Volume, LiDAR
819 m³
Parcel 34002F0920/00L000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Summit Consulting Services
since 20172.264.759.067
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34002F0920/00L000 | Flanders | 625 m² | 1 · 142 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GM CONCEPT
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VO-TECH Consulting
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Parmentier Consulting
BE 1002.800.747
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SPIRO
BE 0817.190.950
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JPMT
BE 0670.804.191
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,390. 15,371 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded17-05-2017
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
46500Wholesale of information and communication equipment
46510Wholesale trade
47400Retail sale of information and communication equipment
47410Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.