SummIT Consultancy
ActiveSummary
The annual accounts of SummIT Consultancy for fiscal year 2024 show a net loss of 54% of total assets. The 2024 annual accounts show equity of €70,745 and a net result of -€40,693. Equity is growing by ~22.7% per year across the filed fiscal years. Its solvency ranks better than 93% of 20783 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
59
/ 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-83
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 25.29 against 15.97 in 2023; short-term debt: 3.9% and cash: 87.5% of total assets), and 6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
94%
Return on assets
-54.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
29 d early
2022
31 d early
2021
44 d early
2020
3 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€70,745▼ 51.8%
2023 · €146,732
Total assets
€75,277▼ 51.8%
2023 · €156,240
Net result
-€40,693
2023 · €18,193
Working capital
€70,942▼ 50.2%
2023 · €142,332
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€82,491-€35,618▼ 56.8%€41,408▲ 16.3%€23,235▼ 43.9%-€40,322
Net result€65,807above the sector's middle half-€28,152within the sector's middle half▼ 57.2%€32,580within the sector's middle half▲ 15.7%€18,193within the sector's middle half▼ 44.2%-€40,693below the sector's middle half
Equity€67,807within the sector's middle half-€95,959within the sector's middle half▲ 41.5%€128,539within the sector's middle half▲ 34.0%€146,732within the sector's middle half▲ 14.2%€70,745within the sector's middle half▼ 51.8%
Total assets€75,656within the sector's middle half-€113,300within the sector's middle half▲ 49.8%€143,203within the sector's middle half▲ 26.4%€156,240within the sector's middle half▲ 9.1%€75,277within the sector's middle half▼ 51.8%
Debt€7,849-€17,341▲ 121%€14,664▼ 15.4%€9,508▼ 35.2%€4,532▼ 52.3%
Working capital€67,638-€89,984▲ 33.0%€125,081▲ 39.0%€142,332▲ 13.8%€70,942▼ 50.2%
Solvency89.6%above the sector's middle half-84.7%above the sector's middle half▼ 4.9pp89.8%above the sector's middle half▲ 5.1pp93.9%above the sector's middle half▲ 4.2pp94.0%above the sector's middle half▲ 0.1pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €40,322 after €23,235 in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €75,277
Fixed assets
€1,413 ▼ 67.9%
Current assets
€73,863 ▼ 51.4%
Equity and liabilities €75,277
Equity
€70,745 ▼ 51.8%
Debt
€4,532 ▼ 52.3%
Debt's share of the balance-sheet total falls from 6.1% to 6.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€37,335▼
2023 · €26,352
Cash flow
-€37,706▼
2023 · €21,310
Current ratio
25.29▲
2023 · 15.97
Debt to equity
0.06▼
2023 · 0.06
ROE
-57.5%▼
2023 · 12.4%
ROA
-54.1%▼
2023 · 11.6%
Interest coverage
-133.71▼
2023 · 164.13
Debt ≤ 1 year
€2,921▼
2023 · €9,508
Income taxes
€147▼
2023 · €4,938
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,595 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 87% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
2.8%
went bankrupt
9.3%
stopped otherwise
87%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,595 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,100 | €708 | €2,537 | €3,117 | €2,987 | ▼ 4.2% |
| Other operating charges640/8 | - | €2,009 | €1,777 | €1,821 | €1,442 | ▼ 20.8% |
| Gross operating margin9900 | €84,942 | €38,334 | €45,722 | €28,173 | -€35,893 | ▼ 227% |
| Operating profit (loss)9901 | €82,491 | €35,618 | €41,408 | €23,235 | -€40,322 | ▼ 274% |
| Financial income75/76B | - | €23 | €21 | €57 | €55 | ▼ 3.1% |
| Recurring financial income75 | €20 | €23 | €21 | €57 | €55 | ▼ 3.1% |
| Financial charges65/66B | - | €109 | €395 | €161 | €279 | ▲ 73.9% |
| Recurring financial charges65 | €58 | €109 | €395 | €161 | €279 | ▲ 73.9% |
| Profit (loss) for the period before taxes9903 | €82,453 | €35,531 | €41,034 | €23,131 | -€40,546 | ▼ 275% |
| Income taxes67/77 | €16,646 | €7,379 | €8,454 | €4,938 | €147 | ▼ 97.0% |
| Profit (loss) for the period9904 | €65,807 | €28,152 | €32,580 | €18,193 | -€40,693 | ▼ 324% |
| Profit (loss) for the period to be appropriated9905 | €65,807 | €28,152 | €32,580 | €18,193 | -€40,693 | ▼ 324% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €75,656 | €113,300 | €143,203 | €156,240 | €75,277 | ▼ 51.8% |
| Fixed assets21/28 | €852 | €6,584 | €4,047 | €4,400 | €1,413 | ▼ 67.9% |
| Tangible fixed assets22/27 | €852 | €6,584 | €4,047 | €4,400 | €1,413 | ▼ 67.9% |
| Plant, machinery and equipment23 | - | €5,014 | €3,305 | €4,165 | €1,413 | ▼ 66.1% |
| Furniture and vehicles24 | - | €1,569 | €742 | €235 | - | - |
| Current assets29/58 | €74,804 | €106,716 | €139,157 | €151,840 | €73,863 | ▼ 51.4% |
| Amounts receivable within one year40/41 | €15,741 | €16,052 | €2,305 | €5,062 | €4,005 | ▼ 20.9% |
| Trade receivables40 | - | €13,431 | €759 | - | €1,344 | - |
| Other amounts receivable41 | - | €2,621 | €1,546 | €5,062 | €2,661 | ▼ 47.4% |
| Cash at bank and in hand54/58 | €59,063 | €89,468 | €135,664 | €146,767 | €65,857 | ▼ 55.1% |
| Deferred charges and accrued income490/1 | - | €1,196 | €1,187 | €11 | €4,001 | ▲ 35,467% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €75,656 | €113,300 | €143,203 | €156,240 | €75,277 | ▼ 51.8% |
| Equity10/15 | €67,807 | €95,959 | €128,539 | €146,732 | €70,745 | ▼ 51.8% |
| Contributions10/11 | - | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €65,807 | €93,959 | €126,539 | €144,732 | €109,438 | ▼ 24.4% |
| Distributable reserves133 | - | €93,959 | €126,539 | €144,732 | €109,438 | ▼ 24.4% |
| Profit (loss) carried forward14 | - | - | - | - | -€40,693 | - |
| Amounts payable17/49 | €7,849 | €17,341 | €14,664 | €9,508 | €4,532 | ▼ 52.3% |
| Amounts payable within one year42/48 | €7,166 | €16,731 | €14,076 | €9,508 | €2,921 | ▼ 69.3% |
| Trade debts44 | - | €4,771 | €2,429 | €1,902 | €1,979 | ▲ 4.1% |
| Suppliers440/4 | - | €4,771 | €2,429 | €1,902 | €1,979 | ▲ 4.1% |
| Taxes, remuneration and social security45 | - | €11,573 | €10,734 | €6,664 | - | - |
| Taxes450/3 | - | €11,573 | €10,734 | €6,664 | - | - |
| Other amounts payable47/48 | - | €388 | €913 | €942 | €942 | = |
| Accrued charges and deferred income492/3 | - | €610 | €589 | - | €1,611 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €65,807 | €28,152 | €32,580 | €18,193 | -€40,693 | ▼ 324% |
| + Depreciation and write-downs630 | €1,100 | €708 | €2,537 | €3,117 | €2,987 | ▼ 4.2% |
| Operating cash flow (approximation) | €66,906 | €28,860 | €35,117 | €21,310 | -€37,706 | ▼ 277% |
| Investment in fixed assets (approximation) | - | -€6,439 | €0 | -€3,470 | €0 | ▲ 100% |
| Change in cash | - | €30,405 | €46,196 | €11,103 | -€80,910 | ▼ 829% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
17-09
State Gazette act
Registered-office move · General meetingPower of attorney4 facts ▸
State Gazette act
Registered-office move · General meeting
Power of attorney4 facts ▸
- Registered-office move, Atletenstraat 6 - 2020 Antwerpen
- General meeting, 01-07-2026
- Power of attorney, Adviesbureau De Beuckelaer
- Power of attorney, Kristof De Beuckelaer
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€40,693
Net result drops to -€40,693, the lowest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100,000Eq €128,539 ▲34%
3 profitable years in a row build equity to €128,539.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts
Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Ground area
100 m²
Building footprint
87 m²
Volume, LiDAR
450 m³
Parcel 11809I2405/00P005, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SummIT Consultancy
since 20202.297.746.886
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11809I2405/00P005 | Flanders | 100 m² | 1 · 87 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 15,534 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Contact
Website
eliasvandenberg.be
E-mail
elias@eliasvandenberg.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0740788208
Also
9925:BE0740788208
Registered
21-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.