Summit Capital
ActiveSummit Capital has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61k and a net result of €93k. Equity is shrinking by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 13% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
81
/ 100
Excellent▲ +44 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency37▼-30
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.94 against 3.34 in 2024), but 94.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.1%
Return on assets
7.8%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 31545 sector peers (2025).
NBB · sector comparisonPosition among 31545 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 25-03-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
5 d early
2023
6 d early
2022
24 d early
2021
2 d early
2019
on the day
2018
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€93k
2024 · €-154k
2018: €7k
2019: €7k
2021: €-77k
2022: €39k
2023: €20k
2024: €-154k
2018 → 2025
Working capital
€220k▲ 29.0%
2024 · €171k
2018: €335k
2019: €344k
2021: €186k
2022: €164k
2023: €124k
2024: €171k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€64k-€103k▲ 61.4%€123k▲ 19.6%€-32k€61k
Operating result€-79k-€37k€30k▼ 20.0%€-127k€110k
Net result€-77k-€39k€20k▼ 48.6%€-154k€93k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €110k after a loss of €127k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.19M
Fixed assets
€897k▼ 5.1%
Current assets
€295k▲ 21.1%
Equity and liabilities €1.19M
Equity
€61k
Debt
€1.13M
Debt finances 94.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€159k▲
2024 · €-78k
Cash flow
€141k▲
2024 · €-106k
Solvency
5.1%▲
2024 · -2.7%
Current ratio
3.94▲
2024 · 3.34
Quick ratio
3.94▲
2024 · 3.34
Debt / equity
18.60▲
2024 · -38.41
ROE
152.3%▼
2024 · 485.7%
ROA
7.8%▲
2024 · -13.0%
Interest coverage
7.00▲
2024 · -2.45
Debt
€1.13M▼
2024 · €1.22M
Debt ≤ 1 year
€75k▲
2024 · €73k
Debt > 1 year
€1.06M▼
2024 · €1.13M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.19M€1.19M▲
Fixed assets21/28€945k€897k▼
Tangible fixed assets22/27€945k€897k▼
Land and buildings22€945k€897k▼
Current assets29/58€244k€295k▲
Amounts receivable after more than one year29€233k€280k▲
Other amounts receivable291€233k€280k▲
Amounts receivable within one year40/41€11k€15k▲
Other amounts receivable41€11k€15k▲
Cash at bank and in hand54/58€406€128▼
Equity and liabilities
Total equity and liabilities10/49€1.19M€1.19M▲
Equity10/15€-32k€61k▲
Contributions10/11€65k€65k=
Capital10€65k€65k=
Issued capital100€65k€65k=
Reserves13€7k€7k=
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Profit (loss) carried forward14€-103k€-11k▲
Amounts payable17/49€1.22M€1.13M▼
Amounts payable after more than one year17€1.13M€1.06M▼
Financial debts170/4€913k€839k▼
Other amounts payable178/9€218k€218k=
Amounts payable within one year42/48€73k€75k▲
Current portion of amounts payable after more than one year42€72k€74k▲
Other amounts payable47/48€588€938▲
Accrued charges and deferred income492/3€18k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€49k=
Other operating charges640/8€960€968▲
Gross operating margin9900€-77k€160k▲
Operating profit (loss)9901€-127k€110k▲
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€32k€23k▼
Recurring financial charges65€32k€23k▼
Profit (loss) for the period before taxes9903€-154k€93k▲
Profit (loss) for the period9904€-154k€93k▲
Profit (loss) for the period to be appropriated9905€-154k€93k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-103k€-11k▲
Profit (loss) brought forward from the previous period14P€51k€-103k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €93k
Net result €93k after one loss-making year.
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-154k ▼869%
Net result drops to €-154k, the lowest in the series; recovery starts the following year.
24-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
30-09
Financial
Equity above €100kEq €103k ▲61.4%
Equity rises from €64k to €103k.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
25-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
14-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
28-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Papedelle 361160 OudergemGround area
618 m²
Building footprint
546 m²
Volume, LiDAR
4,882 m³
Parcel 21002A0165/00H013, Brussels · tallest building 18.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Summit Capital
since 20122.219.740.872
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21002A0165/00H013 | Brussels | 618 m² | 1 · 546 m² | 18.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 38,929 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded04-01-2013
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.