SUMMIT
ActiveSummary
SUMMIT has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,638 and a net result of €1,949. Equity has been shrinking by about 11% per year since 2018. Its solvency ranks better than 10% of 21,149 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 04-02-2012 Normal situation
- Activity
- Computer consultancy and computer facilities management NACE 62200
- Establishment unit
- 2.207.138.889 2440 Geel, since 04-02-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.6%
- Gross margin
- €14,008
- ▼ 86.0%
- Turnover
- ≈ €75,000
- estimated
- Profit
- €1,949
- ▼ 96.3%
- Equity
- €7,638
- ▼ 68.7%
- Total assets
- €236,941
- ▲ 3.9%
- 2025 accounts filed 61 days after the deadline
Score breakdownraises riskLast filed accounts filed 61 days late; 3 of the last 3 accounts lateEquity €7,638 (3.2% of total assets)lowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €236,941Show the evidence
Checked score
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 11% of them on solvency, 4% on liquidity, 28% on profitability and 10% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 4 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 61 days after the deadline Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00543912.
Annual accounts 2025 filed on 30-09-2026 at the NBB all 10 filings
Every figure per financial year
The operating result for 2025 is 91% lower than in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €3,941 | €2,801 | - | €46,283 | €43,600 |
| Intangible fixed assets | €52,800 | €46,000 | €15,000 | €15,000 | - |
| Depreciation and write-downs of the year | €6,465 | €15,604 | €34,979 | €39,972 | €6,602 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,667 | €17,621 | €17,111 | €6,465 | €15,604 | €34,979 | €39,972 | €6,602 | ▼ 83.5% |
| Other operating charges640/8 | - | - | - | €1,522 | €1,849 | €1,579 | €2,018 | €2,263 | ▲ 12.1% |
| Non-recurring operating charges66A | - | - | - | - | - | - | €451 | - | - |
| Gross operating margin9900 | €16,830 | €20,082 | €17,225 | €6,761 | €19,769 | -€8,864 | €99,986 | €14,008 | ▼ 86.0% |
| Operating profit (loss)9901 | -€400 | €699 | -€1,837 | -€1,226 | €2,316 | -€45,422 | €57,544 | €5,143 | ▼ 91.1% |
| Financial income75/76B | - | - | - | - | - | - | - | €3 | - |
| Recurring financial income75 | €129 | €0 | - | - | - | - | - | €3 | - |
| Financial charges65/66B | - | - | - | €843 | €1,023 | €60 | €121 | €1,825 | ▲ 15× |
| Recurring financial charges65 | €2,302 | €2,308 | €1,002 | €843 | €1,023 | €60 | €121 | €1,825 | ▲ 15× |
| Profit (loss) for the period before taxes9903 | -€2,573 | -€1,609 | -€2,839 | -€2,069 | €1,293 | -€45,482 | €57,423 | €3,322 | ▼ 94.2% |
| Income taxes67/77 | €700 | €841 | €1,179 | €232 | €1,086 | €257 | €4,053 | €1,373 | ▼ 66.1% |
| Profit (loss) for the period9904 | -€3,272 | -€2,450 | -€4,019 | -€2,300 | €207 | -€45,739 | €53,370 | €1,949 | ▼ 96.3% |
| Profit (loss) for the period to be appropriated9905 | -€3,272 | -€2,450 | -€4,019 | -€2,300 | €207 | -€45,739 | €53,370 | €1,949 | ▼ 96.3% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €114,455 | €96,612 | €102,041 | €152,011 | €183,052 | €181,307 | €227,965 | €236,941 | ▲ 3.9% |
| Fixed assets21/28 | €62,282 | €51,558 | €88,304 | €138,580 | €171,777 | €151,798 | €174,339 | €82,629 | ▼ 52.6% |
| Intangible fixed assets21 | - | - | €52,800 | €105,600 | €140,953 | €125,633 | €107,297 | - | - |
| Tangible fixed assets22/27 | €62,282 | €51,558 | €35,504 | €32,980 | €30,824 | €26,164 | €67,042 | €82,629 | ▲ 23.3% |
| Land and buildings22 | - | - | - | €30,000 | €27,500 | €25,000 | €22,500 | €20,000 | ▼ 11.1% |
| Furniture and vehicles24 | - | - | - | €2,980 | €3,324 | €1,164 | €44,542 | €62,629 | ▲ 40.6% |
| Current assets29/58 | €52,173 | €45,054 | €13,737 | €13,431 | €11,275 | €29,509 | €53,626 | €154,312 | ▲ 188% |
| Amounts receivable within one year40/41 | €2,053 | €1,134 | €4,000 | €5,292 | €4,788 | €18,868 | €34,708 | €136,154 | ▲ 292% |
| Trade receivables40 | - | - | - | - | €3,654 | €18,859 | €34,708 | €136,154 | ▲ 292% |
| Other amounts receivable41 | - | - | - | €5,292 | €1,134 | €9 | - | - | - |
| Cash at bank and in hand54/58 | €24,890 | €7,219 | €7,986 | €5,351 | €3,654 | €7,836 | €8,704 | €15,906 | ▲ 82.7% |
| Deferred charges and accrued income490/1 | - | - | - | €2,788 | €2,832 | €2,805 | €10,214 | €2,251 | ▼ 78.0% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €114,455 | €96,612 | €102,041 | €152,011 | €183,052 | €181,307 | €227,965 | €236,941 | ▲ 3.9% |
| Equity10/15 | €25,327 | €22,877 | €18,859 | €16,558 | €16,765 | -€28,974 | €24,396 | €7,638 | ▼ 68.7% |
| Contributions10/11 | €19,782 | €19,782 | - | €19,782 | €19,782 | €19,782 | €19,782 | €4,613 | ▼ 76.7% |
| Reserves13 | €5,545 | €5,545 | €5,545 | €5,545 | €5,545 | €5,545 | €5,545 | €4,654 | ▼ 16.1% |
| Non-distributable reserves130/1 | - | - | - | €270 | €270 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €270 | €270 | - | - | - | - |
| Tax-exempt reserves132 | - | - | - | €4,384 | €4,384 | €4,384 | €4,384 | €4,384 | = |
| Distributable reserves133 | - | - | - | €891 | €891 | €1,161 | €1,161 | €271 | ▼ 76.7% |
| Profit (loss) carried forward14 | - | -€2,450 | -€6,469 | -€8,769 | -€8,562 | -€54,301 | -€931 | -€1,629 | ▼ 75.0% |
| Amounts payable17/49 | €89,128 | €73,735 | €83,182 | €135,452 | €166,286 | €210,281 | €203,568 | €229,303 | ▲ 12.6% |
| Amounts payable after more than one year17 | €26,360 | - | - | - | - | - | - | - | - |
| Amounts payable within one year42/48 | €62,767 | €73,735 | €83,182 | €135,452 | €166,286 | €210,281 | €203,568 | €229,303 | ▲ 12.6% |
| Financial debts43 | - | - | - | €500 | €4,511 | €444 | €2,882 | €3,568 | ▲ 23.8% |
| Credit institutions430/8 | - | - | - | €500 | €4,511 | €444 | €2,882 | €3,568 | ▲ 23.8% |
| Trade debts44 | €1,949 | €430 | €1,334 | €985 | €1,158 | €1,423 | - | €253 | - |
| Suppliers440/4 | - | - | - | €985 | €1,158 | €1,423 | - | €253 | - |
| Taxes, remuneration and social security45 | - | - | - | €1,641 | €3,955 | €4,200 | €9,237 | €17,760 | ▲ 92.3% |
| Taxes450/3 | - | - | - | €1,641 | €3,955 | €4,200 | €9,237 | €17,760 | ▲ 92.3% |
| Other amounts payable47/48 | - | - | - | €132,327 | €156,663 | €204,214 | €191,449 | €207,722 | ▲ 8.5% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,272 | -€2,450 | -€4,019 | -€2,300 | €207 | -€45,739 | €53,370 | €1,949 | ▼ 96.3% |
| + Depreciation and write-downs630 | €15,667 | €17,621 | €17,111 | €6,465 | €15,604 | €34,979 | €39,972 | €6,602 | ▼ 83.5% |
| Operating cash flow (approximation) | €12,395 | €15,171 | €13,093 | €4,165 | €15,811 | -€10,760 | €93,343 | €8,551 | ▼ 90.8% |
| Investment in fixed assets (approximation) | - | -€6,897 | -€53,857 | -€56,741 | -€48,801 | -€15,000 | -€62,513 | €85,107 | - |
| Change in cash | - | -€17,671 | €767 | -€2,635 | -€1,697 | €4,182 | €868 | €7,202 | ▲ 730% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 1,375 companies had the same profile as SUMMIT has now. Two years later, 95.9% were still going and 2.2% had gone bankrupt.
- Micro
- 10 to 20 years old
- solvency under 10%
- a profit under 5% of the balance sheet
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SUMMIT itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,375 companies, not a prediction for SUMMIT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (10)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 30-09-2026 | 2026-00543912 | |
| 31-12-2024 | micro format | 13-09-2025 | 2025-00490816 | |
| 31-12-2023 | micro format | 02-09-2024 | 2024-00429585 | |
| 31-12-2022 | micro format | 12-07-2023 | 2023-00228687 | |
| 31-12-2021 | micro format | 08-06-2022 | 2022-20049674 | |
| 31-12-2020 | micro format | 24-08-2021 | 2021-52300018 | |
| 31-12-2019 | micro format | 02-06-2020 | 2020-13700110 | |
| 31-12-2018 | micro format | 29-05-2019 | 2019-15200569 | |
| 31-12-2017 | micro format | 06-08-2018 | 2018-43700332 | |
| 31-12-2014 | abbreviated format | 29-07-2015 | 2015-38000306 |
Board & ownership
Directors
Owners and capital
Shareholders
- VAN DE POEL Jan all shares
Capital transactions
- 13-12-2023 Capital stated in the deed · 500 shares
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| VAN DE POEL Jan |
|
Articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Helft overdrager helft kopers naar evenredigheid verworven aantal bij meer kopers, prijs in oorspronkelijke bekendmaking of bij betwisting…”
Articles of association, deed of 13-12-2023 (in Dutch)
Network & group
Acquisitions and mergers
2 transactionsCompanies at the same address
1 other companyConnections & network
1 connected companyThe connected companies are in the list below.
Timeline
Acts, filings and financial milestones
01-06
Gazette deed
Demerger: SUMMIT splits off to SeeMe AlAccounting effect5 points ▸
- General meeting, “buitengewone algemene vergadering van besloten vennootschap SUMMIT” (deed in Dutch)
- Demerger, “partiële splitsing door oprichting, enige aandeelhouder Partieel gesplitste vennootschap” (deed in Dutch)
- Accounting effect, 01-01-2025
- Other provision, “vermindering eigen vermogen ingevolge partiële splitsing”, EUR (deed in Dutch)
- Other provision, “partiële splitsing verwezenlijkt”, 18-05-2026 (deed in Dutch)
19-01
Gazette deed
Demerger proposal: SUMMIT splits off to SeeMe Al BVShare issue · Accounting effect · Declaration6 points ▸
- Demerger, “partiele splitsing”, 12-12-2025 (deed in Dutch)
- Share issue, “aandelen op naam”, 10000 (deed in Dutch)
- Other provision, “profit participation, juridische inwerkingtreding van de Partiële Splitsing” (deed in Dutch)
- Accounting effect, 01-01-2025
- Declaration, special rights, “Er zijn geen aandelen of andere effecten uitgegeven door de Te Splitsen Vennootschap die bijzondere rechten verlenen aan de enige aandeelhouder…” (deed in Dutch)
- Other provision, “bedrijfsrevisor”, auditor appointment (deed in Dutch)
13-12
Gazette deed
Change of role: VAN DE POEL Jan, from sole manager to directorLegal-form conversion · Capital conversion · Amendment of the articles15 points ▸
- General meeting, 21-11-2023
- Legal-form conversion, “besloten vennootschap,afgekort BV” (deed in Dutch)
- Capital conversion, “artikel 39§2 tweede lid wet 23-03-2019 tot invoering WVV, eigen vermogensrekening niet-opgevraagde inbrengen” (deed in Dutch)
- Amendment of the articles
- Other provision, “opheffing statutair onbeschikbare eigenvermogensrekening, geheel opheffen en beschikbaar maken voor uitkering” (deed in Dutch)
- Other provision, “derde besluit verslag wijziging voorwerp, bestuurder over wijziging voorwerp d.d. 2023-11-21 overeenkomstig artikel 5:101 WVV” (deed in Dutch)
- Purpose change
- Amendment of the articles, “STATUTEN A. NAAM-DUUR-ZETEL-VOORWERP” (deed in Dutch)
- Capital
- Registered office clause, “2440 Geel,Leschot 28, Zesde besluit bevestiging adres zetel” (deed in Dutch)
- Director resignation, VAN DE POEL Jan (sole manager)
- Director appointment, VAN DE POEL Jan (director (not named in the articles))
- The act holds 3 more points.
Show earlier events
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
17 activities
- Het ontwerpen, exploiteren, commercialiseren en demonstreren inzake communicatie, softwaretoepassingen, computernetwerken, informatiesnelwegen, alsmede alle diensten en advieswerkzaamheden hieromtrent en dit in de ruimste zin
- Het vertegenwoordigen als onafhankelijk verkoper van producten, groothandelaars of dienstverlenende bedrijven en dit met betrekking tot om het even welke producten of goederen en in de ruimste betekenis
- Het voeren van een publiciteitsonderneming
- Het verstrekken van elke vorm van marketingadvies
- Het uitvoeren van marketingwerkzaamheden zoals marktonderzoek, studies, verkoop en vertegenwoordiging, consultancy
- De verhuring van materiaal
- Het aankopen, verkopen, de import of export, productie van alle computer hardware, zowel in groothandel als kleinhandel
- Overige activiteiten verwant aan drukkerijen, realisatie van programma's en gebruiksklare systemen, gegevensverwerking, databanken
- Advies en uitwerken van communicatiestrategieën
- Zij zal zowel in België als in het buiteland bijhuizen, filialen en agentschappen mogen oprichten voor het uitoefenen van haar maatschappelijk voorwerp
- De vennootschap stelt zich ten doel het participeren in bestaande of nog op te richten vennootschappen, alsook het beheer, het bestuur, de controle en de ontwikkeling van deze participaties
- De vennootschap zal haar fondsen kunnen aanwenden om een portefeuille die kan bestaan uit alle verhandelbare waardepapieren, aandelen, obligaties, staatsfondsen en alle roerende goederen en rechten te vormen, te beheren, te valoriseren, te vereffenen. Zij kan overgaan tot het aankopen, onderschrijven, beheren, verkopen, omruilen voor eigen rekening van alle waardepapieren en effecten van vennootschappen en/of ondernemingen
- Zij kan deelnemen aan de oprichting van vennootschappen en ondernemingen en de ontwikkeling van vennootschappen en ondernemingen stimuleren, plannen en coördineren
- Zij kan het mandaat van bestuurder, zaakvoerder, directeur of vereffenaar waarnemen in vennootschappen of ondernemingen, toezicht alsook technische, administratieve en financiële bijstand verlenen
- De vennootschap kan overgaan tot alle handelsverrichtingen, nijverheidsverrichtingen, financiële en onroerende verrichtingen, zo voor eigen rekening als voor rekening van derden, die van aard zijn de verwezenlijking van haar voorwerp rechtstreeks of onrechtstreeks te bevorderen, die zowel in België als in het buitenland
- Zij zal door alle middelen mogen samenwerken met andere vennootschappen die eenzelfde, gelijkaardige of aanverwant voorwerp nastreven, of die van aard zijn grondstoffen te verschaffen of de afzet van haar producten te vergemakkelijken. Deze deelneming kan geschieden door inschrijving of door overname van aandelen, inbreng, fusie, opslorping of op welke wijze dan ook
- Zij kan ook de functies van bestuurder of vereffenaar van andere vennootschappen uitoefenen
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 13008H1168/00C000 | Flanders | 608 m² | 1 · 141 m² | 8.1 m · 2 |