Losses
-€62,226 in three years
Every financial year from 2023 to 2025 closed with a loss. 2025 was the heaviest.
SUMMA
Lifetime
18 annual accounts with figures on one time axis, 37 filings since 1989peak €455,709 (2022)
€76,868▼ 30.0%
lowest -€34,437 (2025)
-€34,437▼ €21,731
peak €1.0m (2022)
€775,899▼ 4.2%
€376,435▼ 27.3%
peak 0.5 FTE (2008)
-not published
Board3 names since 2008
1 director
Documentsfilings and deeds
18-09-202649 days late
2025micro format
Gross margin from €109,875 to €76,868Loss of €34,437Resignation: (director) 26-03Debts from €517,577 to €376,435
Key points
from the 2025 annual accountsFilings
37 annual accounts since 1989
Five of the last ten came late. The 2016 accounts came latest: 58 days after the end of the period.
Position in the sector
-€34,437
Lower net result than 95% of companies in legal and accounting. Sector median €36,720 · 16,409 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 8,609 companies had the same profile as SUMMA has now. Each dot stands for 22 companies, two years later.
94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,609 companies, not a prediction for SUMMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0435908397
Resignation: (director)
General meeting of 24-12-2024 · Gazette deed
Appointments: (director) and (director)
“La gestion de son patrimoine immobilier aussi bien en Belgique qu'a l'étranger ainsi que l'acquisition et la…” (deed in French) · General meeting of 13-12-2023 · Gazette deed
Resignation: (manager)
Director discharge: (manager) · General meeting of 21-06-2017 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SUMMA Eupen | €1.2m | €76,868 | 62.3% | - |
| MAVAN - BOEKHOUDINGSKANTOOR Torhout | €1.2m | €63,621 | 94.3% | - |
| FISCAAL ADVIESKANTOOR Evergem | €1.0m | €86,842 | 95.9% | - |
| BEN PEETERS Hechtel-Eksel | €1.1m | €85,372 | 41.6% | - |
| ACCOUNTANTSKANTOOR LEO MERTENS Diepenbeek | €1.1m | €96,072 | 66.3% | - |
| FIDUCIAIRE S. VERGEYLEN & PARTNERS Nazareth-De Pinte | €1.0m | €93,293 | 88.1% | - |
| ACCOUNTANTSKANTOOR DEKEYSER Kortrijk | €1.5m | €94,746 | 96.5% | - |
These companies have the same main activity as SUMMA: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €1m and €1.5m, founded between 1982 and 1995.
Official details
Source: KBO- Status
- Active since 31-10-1988Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201and 1 other
- Establishment unit
- 2.041.254.7364700 Eupen, since 14-12-1988
- Financial year end
- 31 December
- Peppol
- Reachable since 06-08-2025
Insights on SUMMA
SUMMA files the micro format. That format states no turnover. The gross margin fell from €144,229 in 2008 to €76,868 in 2025.
The balance sheet grew most from 2020 to 2022 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SUMMA
- What is the company number of SUMMA?
- The company number of SUMMA is 0435.908.397. The VAT number is the same number with BE in front: BE 0435.908.397.
- Where is SUMMA based?
- The registered office is at Voulfeld 8, 4700 Eupen.Company details
- What does SUMMA do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of SUMMA?
- SUMMA is a private limited company (BV).
- When was SUMMA founded?
- SUMMA was founded on 31-10-1988.
- Is SUMMA still active?
- Yes, SUMMA is an active enterprise in the KBO register.
- What is the turnover of SUMMA?
- The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €76,868 and 56 comparable companies (NACE 69201). It probably lies between €120,000 and €220,000.Financials
- Is SUMMA profitable?
- In financial year 2025, SUMMA made a loss of €34,437.
- Where can I find the annual accounts of SUMMA?
- SUMMA filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SUMMA due?
- SUMMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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