SUMM.LINK
ActiveFrom the official registers: KBO 9 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
SUMM.LINK has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€940,071) and a net result of -€18,508. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 375 sector peers (NACE 78, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Official details
KBO- Status
- Active since 04-04-2016 Normal situation
- Legal form
- Private limited company
- Registered office
- Nederkouter 26, 9000 Gent
- Activity
- Employment placement agencies NACE 78100and 10 others
- Establishment unit
- 2.252.657.526 9000 Gent, since 08-04-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 27-03-2026
How it is doing
- Bankruptcy probabilitywithin 12 months
- 0.6%
Annual accounts 2025
- Gross margin
- €160,204
- Turnover
- ≈ €410,000
- estimated
- Loss
- €18,508
- ▼ 92.4%
- Equity
- -€940,071
- ▼ 2.0%
- Total assets
- €581,903
- ▼ 4.7%
2025 accounts 59 days early
Filed on 02-06-2026PDF
Why 53raises riskCapped at 59: negative equityNegative equity -€940,0711 of the last 3 latelowers riskSize: total assets €581,903Figures for financial year 2025 (filed 08-06-2026)Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 20% of its sector peers (NACE 78, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency
0=
equity -161.6% of total assets
Liquidity
7+7
short-term debt 109.8% · cash 5.4%
Profitability
44+44
return on assets -3.2%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 6.2%highest value
12-2024: 6.2%● unchanged vs 11-2024highest value
01-2025: 6.2%● unchanged vs 12-2024highest value
02-2025: 6.2%● unchanged vs 01-2025highest value
03-2025: 6.0%▼ -0.2 percentage points vs 02-2025
04-2025: 6.1%▲ +0.1 percentage points vs 03-2025
05-2025: 4.6%▼ -1.5 percentage points vs 04-2025
06-2025: 4.5%▼ -0.1 percentage points vs 05-2025
07-2025: 4.9%▲ +0.4 percentage points vs 06-2025
08-2025: 5.4%▲ +0.5 percentage points vs 07-2025
09-2025: 5.8%▲ +0.4 percentage points vs 08-2025
10-2025: 5.2%▼ -0.6 percentage points vs 09-2025
11-2025: 5.2%● unchanged vs 10-2025
12-2025: 5.2%● unchanged vs 11-2025
01-2026: 5.2%● unchanged vs 12-2025
02-2026: 5.2%● unchanged vs 01-2026
03-2026: 5.1%▼ -0.1 percentage points vs 02-2026
04-2026: 5.0%▼ -0.1 percentage points vs 03-2026
05-2026: 5.0%● unchanged vs 04-2026
06-2026: 4.8%▼ -0.2 percentage points vs 05-2026
07-2026: 0.6%▼ -4.2 percentage points vs 06-2026
08-2026: 0.6%● unchanged vs 07-2026
09-2026: 0.6%● unchanged vs 08-2026
10-2026: 0.6%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity insufficient (current ratio 0.52, compared with 0.26 in 2024, below 1; short-term debt: 109.8% and cash: 5.4% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 78, micro): better than 6% on solvency, 6% on liquidity, 29% on profitability and 38% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€940,071
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
59 days early
2024
31 days late
2023
19 days late
2022
34 days early
2021
97 days early
2020
144 days early
2019
14 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 43 days before the deadline; the sector median (NACE 78) for financial year 2024 is 14 days before the deadline, and 30% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (4 of the last 5 filed years within 63 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
- Risk: Negative equityfinancial year 2025: debts exceed assets -€940,071 View
- Risk: 4 loss-making years in a rowloss financial year 2025 -€18,508 View
- Positive: Result rose in 2025from -€244,858 to -€18,508 ▲ 92.4% View
- Caution: Among the weakest 5% on solvencysector median 24.2% · 375 companies -161.6% View
- Flemish supportawarded from 2022 to 2025 €392,975 View
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 02-06-2026
- Annual accounts 2024filed on 31-08-2025
- Annual accounts 2023filed on 19-08-2024
- Annual accounts 2022filed on 27-06-2023
Acts in the Belgian Official Gazette
- Registered officeact of 25-04-2023
- Registered officeact of 29-08-2022
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about SUMM.LINK
- What is the company number of SUMM.LINK?
- 0651.734.783. In Belgium the VAT number is the company number with BE in front: BE 0651.734.783.
- Where is SUMM.LINK based?
- The registered office is at Nederkouter 26, 9000 Gent.Company details
- What does SUMM.LINK do?
- According to the KBO register, the main activity is employment placement agencies (NACE 78100).
- What is the legal form of SUMM.LINK?
- Private limited company (BV).
- When was SUMM.LINK founded?
- On 04-04-2016.
- Is SUMM.LINK still active?
- Yes, SUMM.LINK is an active enterprise in the KBO register.
- How many employees does SUMM.LINK have?
- On average 0.8 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of SUMM.LINK?
- ≈ €410,000 in financial year 2025. Estimated from the gross margin of €160,204: probably between €250,000 and €760,000, based on 1,644 comparable companies of the same size. A rough estimate.
- Is SUMM.LINK profitable?
- In financial year 2025, SUMM.LINK made a loss of €18,508.
- Where can I find the annual accounts of SUMM.LINK?
- SUMM.LINK filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
- When are the next annual accounts of SUMM.LINK due?
- By 31-07-2027, for financial year 2026.Timeline
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