SUMARYUK

Active

Private limited companyfounded 20242 yrs activeFrançois Hellinckxstraat 8, 1081 Koekelberg, BelgiumKBO/BCE: BE 1006.909.488

The computed 12-month bankruptcy probability of SUMARYUK is 3.7% (moderate). The 2024 annual accounts show equity of €13k and a net result of €5k. Its solvency ranks better than 17% of 1330 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

68 / 100

Healthy

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency23

Growth-

Stability67

Bankruptcy probability, 12 months

3.7% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity tight (current ratio 1.1), and 84.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 42

Relative position

BE, all sectors

reference

Sector 42

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

15.1%

Return on assets

6.5%

Age of the figures

20 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 1330 sector peers (2024).

NBB · sector comparison

Position among 1330 sector peers

Solvency

better than 17%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-09-2025, 58 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2024

58 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€13k

Total assets

€83k

Net result

€5k

Working capital

€7k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €83k

93.2%

Fixed assets €6k

Current assets €77k

Equity and liabilities €83k

15.1%

84.9%

Equity €13k

Debt €70k

Debt finances 84.9% of the balance-sheet total.

Key figures and ratios

2024 value

EBITDA

€7k

Cash flow

€5k

Solvency

15.1%

Current ratio

1.10

Quick ratio

1.10

Debt / equity

5.61

ROE

43.0%

ROA

6.5%

Interest coverage

170.51

Debt

€70k

Debt ≤ 1 year

€70k

Income taxes

€1k

Filed annual accounts

As filed with the NBB · 2024

Balance sheet Code2024

Assets

Total assets20/58€83k

Fixed assets21/28€6k

Tangible fixed assets22/27€6k

Furniture and vehicles24€6k

Current assets29/58€77k

Amounts receivable within one year40/41€70k

Trade receivables40€69k

Other amounts receivable41€923

Cash at bank and in hand54/58€7k

Equity and liabilities

Total equity and liabilities10/49€83k

Equity10/15€13k

Contributions10/11€8k

Profit (loss) carried forward14€5k

Amounts payable17/49€70k

Amounts payable within one year42/48€70k

Trade debts44€45k

Suppliers440/4€45k

Advances received on contracts in progress46€5k

Taxes, remuneration and social security45€4k

Taxes450/3€4k

Other amounts payable47/48€16k

Income statement Code2024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28

Other operating charges640/8€511

Gross operating margin9900€7k

Operating profit (loss)9901€7k

Financial income75/76B€8

Recurring financial income75€8

Financial charges65/66B€40

Recurring financial charges65€40

Profit (loss) for the period before taxes9903€7k

Income taxes67/77€1k

Profit (loss) for the period9904€5k

Profit (loss) for the period to be appropriated9905€5k

Appropriation of the result

Profit (loss) to be appropriated9906€5k

Profit to be distributed694/7€859

Return on contributions (dividend)694€859

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2025

27-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 58 days late

NBB filing

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Koekelberg · 1 establishment unit since 2024

exact location from the address register On OpenStreetMap

Ground area

76 m²

Building footprint

69 m²

Volume, LiDAR

439 m³

Parcel 21492B0158/02A004, Brussels · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

SUMARYUK

François Hellinckxstraat 8, 1081 KoekelbergManufacture of metal structures and parts of structures

since 20242.357.121.081

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21492B0158/02A004	Brussels	76 m²	1 · 69 m²	10.6 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Sint-Pieters-Leeuw · Eq €12k

Braine-le-Comte · Eq €13k

Of 2,316 companies in sector 42110 we hold annual accounts for 1,088. 426 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded08-03-2024

Fiscal year end31-12

Activities, NACEBEL

42110Construction of roads and motorways

43110Demolition

43240Other construction installation

43299Specialised construction activities

43990Other specialised construction activities

43999Specialised construction activities

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.