SUM PROD
ActiveSummary
SUM PROD has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,848 and a net result of €5,024. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 89% of 2366 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability62▲+49
Solvency100▲+1
Growth52▲+20
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 5.47 against 3.81 in 2024; short-term debt: 18.3% and cash: 6.8% of total assets), and 19% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sports, amusement and recreation activities (NACE 93)
about 50% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81%
Return on assets
15.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
24 d late
2024
25 d late
2023
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 37 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (3 of the last 3 filed years within 37 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€26,848▲ 23.0%
2024 · €21,824
Total assets
€33,151▲ 12.4%
2024 · €29,491
Net result
€5,024
2024 · -€1,257
Working capital
€27,086▲ 25.6%
2024 · €21,565
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€26,682--€1,071€7,825
Net result€21,081within the sector's middle half--€1,257within the sector's middle half€5,024within the sector's middle half
Equity€23,081within the sector's middle half-€21,824within the sector's middle half▼ 5.4%€26,848within the sector's middle half▲ 23.0%
Total assets€30,446below the sector's middle half-€29,491below the sector's middle half▼ 3.1%€33,151below the sector's middle half▲ 12.4%
Debt€7,365-€7,667▲ 4.1%€6,303▼ 17.8%
Working capital€22,560within the sector's middle half-€21,565within the sector's middle half▼ 4.4%€27,086within the sector's middle half▲ 25.6%
Solvency75.8%above the sector's middle half-74.0%above the sector's middle half▼ 1.8pp81.0%above the sector's middle half▲ 7.0pp
Current ratio4.06above the sector's middle half-3.81above the sector's middle half▼ 0.255.47above the sector's middle half▲ 1.65
Return on assets (ROA)69.2%above the sector's middle half--4.3%within the sector's middle half▼ 73.5pp15.2%above the sector's middle half▲ 19.4pp
above
within
below
the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €7,825 after a loss of €1,071 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €33,151
Equity
€26,848 ▲ 23.0%
Debt
€6,303 ▼ 17.8%
Debt's share of the balance-sheet total falls from 26.0% to 19.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€8,084▲
2024 · -€809
Cash flow
€5,283▲
2024 · -€995
Debt to equity
0.23▼
2024 · 0.35
ROE
18.7%▲
2024 · -5.8%
Interest coverage
2.90▲
2024 · -8.43
Debt ≤ 1 year
€6,065▼
2024 · €7,667
Income taxes
€1,409▲
2024 · €190
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €27 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €265 | €262 | €259 | ▼ 1.2% |
| Other operating charges640/8 | €2,741 | €2,013 | €1,502 | ▼ 25.4% |
| Gross operating margin9900 | €29,715 | €1,204 | €9,587 | ▲ 696% |
| Operating profit (loss)9901 | €26,682 | -€1,071 | €7,825 | ▲ 831% |
| Financial income75/76B | €0 | €100 | €1,400 | ▲ 1,300% |
| Recurring financial income75 | €0 | €100 | €1,400 | ▲ 1,300% |
| Financial charges65/66B | €1 | €96 | €2,791 | ▲ 2,811% |
| Recurring financial charges65 | €1 | €96 | €2,791 | ▲ 2,811% |
| Profit (loss) for the period before taxes9903 | €26,681 | -€1,067 | €6,434 | ▲ 703% |
| Income taxes67/77 | €5,601 | €190 | €1,409 | ▲ 641% |
| Profit (loss) for the period9904 | €21,081 | -€1,257 | €5,024 | ▲ 500% |
| Profit (loss) for the period to be appropriated9905 | €21,081 | -€1,257 | €5,024 | ▲ 500% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €30,446 | €29,491 | €33,151 | ▲ 12.4% |
| Fixed assets21/28 | €521 | €259 | - | - |
| Tangible fixed assets22/27 | €521 | €259 | - | - |
| Furniture and vehicles24 | €521 | €259 | - | - |
| Current assets29/58 | €29,925 | €29,232 | €33,151 | ▲ 13.4% |
| Amounts receivable within one year40/41 | €23,035 | €26,841 | €30,881 | ▲ 15.1% |
| Trade receivables40 | €66 | €1,476 | €3,818 | ▲ 159% |
| Other amounts receivable41 | €22,969 | €25,365 | €27,063 | ▲ 6.7% |
| Cash at bank and in hand54/58 | €4,828 | €2,392 | €2,270 | ▼ 5.1% |
| Deferred charges and accrued income490/1 | €2,063 | €0 | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €30,446 | €29,491 | €33,151 | ▲ 12.4% |
| Equity10/15 | €23,081 | €21,824 | €26,848 | ▲ 23.0% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €21,081 | €19,824 | €24,848 | ▲ 25.3% |
| Amounts payable17/49 | €7,365 | €7,667 | €6,303 | ▼ 17.8% |
| Amounts payable within one year42/48 | €7,365 | €7,667 | €6,065 | ▼ 20.9% |
| Trade debts44 | €715 | €1,487 | €1,556 | ▲ 4.7% |
| Suppliers440/4 | €715 | €1,487 | €1,556 | ▲ 4.7% |
| Taxes, remuneration and social security45 | €6,651 | €6,181 | €4,509 | ▼ 27.0% |
| Taxes450/3 | €6,001 | €5,231 | €1,409 | ▼ 73.1% |
| Remuneration and social security454/9 | €650 | €950 | €3,100 | ▲ 226% |
| Accrued charges and deferred income492/3 | - | - | €238 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €21,081 | -€1,257 | €5,024 | ▲ 500% |
| + Depreciation and write-downs630 | €265 | €262 | €259 | ▼ 1.2% |
| Operating cash flow (approximation) | €21,346 | -€995 | €5,283 | ▲ 631% |
| Investment in fixed assets (approximation) | - | €0 | - | - |
| Change in cash | - | -€2,436 | -€121 | ▲ 95.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
18-06
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 31-12-2025
- Registered-office move, RUE DE LA VIOLE 9 6150 ANDERLUES
2025
31-12
Financial
Back to profitnet €5,024
Net result €5,024 after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Weakest financial yearnet -€1,257
Net result drops to -€1,257, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 3 acts read
About the unread acts
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlues · 1 establishment unit since 2022
Ground area
733 m²
Building footprint
50 m²
Volume, LiDAR
453 m³
2 parcels, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SUM PROD
since 20222.340.396.204
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56302E0656/00C000 | Wallonia | 400 m² | - | - |
| 56001A0443/00V003indicative | Wallonia | 333 m² | 1 · 50 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Future Prospects
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Of 6,735 companies in sector 93299 we hold annual accounts for 1,169. 838 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
93299Other amusement and recreation activities
59201Sound recording
82990Other business support services
90201Performing arts by independent artists
90393Specialised image, lighting and sound technical services
90111Literary creation
Contact
E-mail
jonathan@sumprod.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0795446421
Registered
29-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.