SUKHMANDEEP
ActiveSummary
The computed 12-month bankruptcy probability of SUKHMANDEEP is 1.8% (moderate). The 2025 annual accounts show equity of €80,005 and a net result of €29,639. Equity is growing by ~55.7% per year across the filed fiscal years. Its solvency ranks better than 74% of 18626 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability88▲+35
Solvency87▲+16
Growth85▲+19
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 3.39 against 4.32 in 2024; short-term debt: 22.3% and cash: 39.1% of total assets), and 37.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.4%
Return on assets
23.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
7 d early
2024
7 d late
2023
2 d early
2022
18 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 4 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 August (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€352,567▲ 33.9%
2024 · €263,318
EBIT margin
11.3%▲ 9.4pp
2024 · 1.9%
Net result
€29,639▲ 464%
2024 · €5,256
Working capital
€68,386▲ 1.8%
2024 · €67,205
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Turnover€189,414-€271,794▲ 43.5%€263,318▼ 3.1%€352,567▲ 33.9%
Operating result€18,554-€24,453▲ 31.8%€4,892▼ 80.0%€39,677▲ 711%
Net result€14,804within the sector's middle half-€20,306above the sector's middle half▲ 37.2%€5,256within the sector's middle half▼ 74.1%€29,639above the sector's middle half▲ 464%
EBIT margin9.8%-9.0%▼ 0.8pp1.9%▼ 7.1pp11.3%▲ 9.4pp
Equity€14,804within the sector's middle half-€35,110within the sector's middle half▲ 137%€40,366within the sector's middle half▲ 15.0%€80,005within the sector's middle half▲ 98.2%
Total assets€21,105below the sector's middle half-€47,801below the sector's middle half▲ 126%€87,452within the sector's middle half▲ 83.0%€128,197within the sector's middle half▲ 46.6%
Debt€6,301-€12,691▲ 101%€47,086▲ 271%€48,192▲ 2.3%
Working capital€14,804within the sector's middle half-€35,110within the sector's middle half▲ 137%€67,205within the sector's middle half▲ 91.4%€68,386within the sector's middle half▲ 1.8%
Solvency70.1%above the sector's middle half-73.5%above the sector's middle half▲ 3.3pp46.2%within the sector's middle half▼ 27.3pp62.4%within the sector's middle half▲ 16.3pp
Current ratio3.35above the sector's middle half-3.77above the sector's middle half▲ 0.424.32above the sector's middle half▲ 0.553.39above the sector's middle half▼ 0.93
Return on assets (ROA)70.1%above the sector's middle half-42.5%above the sector's middle half▼ 27.7pp6.0%within the sector's middle half▼ 36.5pp23.1%above the sector's middle half▲ 17.1pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 711% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €128,197
Fixed assets
€31,200
Current assets
€96,997
Equity and liabilities €128,197
Equity
€80,005 ▲ 98.2%
Debt
€48,192 ▲ 2.3%
Debt's share of the balance-sheet total falls from 53.8% to 37.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€43,560
Cash flow
€33,522
Quick ratio
3.33▼
2024 · 4.18
Debt to equity
0.60▼
2024 · 1.17
ROE
37.0%▲
2024 · 13.0%
Interest coverage
289.67
Debt ≤ 1 year
€28,611▲
2024 · €20,247
Debt > 1 year
€19,581▼
2024 · €26,839
Income taxes
€9,888▲
2024 · €1,314
Staff costs
€3,081
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Turnover70 | €189,414 | €271,794 | €263,318 | €352,567 | ▲ 33.9% |
| Goods, raw materials, services and sundry goods60/61 | €175,091 | €245,738 | €278,192 | €316,920 | ▲ 13.9% |
| Remuneration, social security and pensions62 | - | - | - | €3,081 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €3,883 | - |
| Other operating charges640/8 | €969 | €1,692 | €2,031 | €1,909 | ▼ 6.0% |
| Gross operating margin9900 | €19,524 | €26,145 | €6,923 | €48,550 | ▲ 601% |
| Operating profit (loss)9901 | €18,554 | €24,453 | €4,892 | €39,677 | ▲ 711% |
| Financial income75/76B | - | €959 | €2,047 | - | - |
| Recurring financial income75 | - | €959 | €2,047 | - | - |
| Financial charges65/66B | €49 | €30 | €368 | €150 | ▼ 59.1% |
| Recurring financial charges65 | €49 | €30 | €368 | €150 | ▼ 59.1% |
| Profit (loss) for the period before taxes9903 | €18,505 | €25,382 | €6,571 | €39,527 | ▲ 502% |
| Income taxes67/77 | €3,701 | €5,076 | €1,314 | €9,888 | ▲ 652% |
| Profit (loss) for the period9904 | €14,804 | €20,306 | €5,256 | €29,639 | ▲ 464% |
| Profit (loss) for the period to be appropriated9905 | €14,804 | €20,306 | €5,256 | €29,639 | ▲ 464% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €21,105 | €47,801 | €87,452 | €128,197 | ▲ 46.6% |
| Fixed assets21/28 | - | - | - | €31,200 | - |
| Tangible fixed assets22/27 | - | - | - | €31,200 | - |
| Furniture and vehicles24 | - | - | - | €31,200 | - |
| Current assets29/58 | €21,105 | €47,801 | €87,452 | €96,997 | ▲ 10.9% |
| Stocks and contracts in progress3 | €4,128 | €3,549 | €2,802 | €1,805 | ▼ 35.6% |
| Stocks30/36 | €4,128 | €3,549 | €2,802 | €1,805 | ▼ 35.6% |
| Amounts receivable within one year40/41 | €2,400 | €33,895 | €36,204 | €44,246 | ▲ 22.2% |
| Other amounts receivable41 | €2,400 | €33,895 | €36,204 | €44,246 | ▲ 22.2% |
| Cash at bank and in hand54/58 | €14,578 | €10,357 | €48,446 | €50,135 | ▲ 3.5% |
| Deferred charges and accrued income490/1 | - | - | - | €811 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €21,105 | €47,801 | €87,452 | €128,197 | ▲ 46.6% |
| Equity10/15 | €14,804 | €35,110 | €40,366 | €80,005 | ▲ 98.2% |
| Contributions10/11 | - | - | - | €10,000 | - |
| Profit (loss) carried forward14 | €14,804 | €35,110 | €40,366 | €70,005 | ▲ 73.4% |
| Amounts payable17/49 | €6,301 | €12,691 | €47,086 | €48,192 | ▲ 2.3% |
| Amounts payable after more than one year17 | - | - | €26,839 | €19,581 | ▼ 27.0% |
| Financial debts170/4 | - | - | €26,839 | €19,581 | ▼ 27.0% |
| Amounts payable within one year42/48 | €6,301 | €12,691 | €20,247 | €28,611 | ▲ 41.3% |
| Current portion of amounts payable after more than one year42 | - | - | €5,584 | €5,584 | = |
| Trade debts44 | €1,059 | €217 | €8,112 | €9,774 | ▲ 20.5% |
| Suppliers440/4 | €1,059 | €217 | €8,112 | €9,774 | ▲ 20.5% |
| Taxes, remuneration and social security45 | €4,791 | €12,474 | €6,551 | €13,252 | ▲ 102% |
| Taxes450/3 | €4,791 | €12,474 | €6,551 | €10,378 | ▲ 58.4% |
| Remuneration and social security454/9 | - | - | - | €2,874 | - |
| Other amounts payable47/48 | €452 | - | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,804 | €20,306 | €5,256 | €29,639 | ▲ 464% |
| + Depreciation and write-downs630 | - | - | - | €3,883 | - |
| Operating cash flow (approximation) | €14,804 | €20,306 | €5,256 | €33,522 | ▲ 538% |
| Change in cash | - | -€4,221 | €38,089 | €1,689 | ▼ 95.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €29,639 ▲464%
Operating result €39,677, net result €29,639, both a record.
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
31-12
Financial
Weakest financial yearnet €5,256 ▼74.1%
Net result drops to €5,256, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Esneux · 1 establishment unit since 2022
Ground area
75 m²
Building footprint
129 m²
Volume, LiDAR
971 m³
Parcel 62032B0611/00L000, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ESNEUX NIGHT SHOP
since 20222.331.645.814
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62032B0611/00L000 | Wallonia | 75 m² | 1 · 129 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteEsneux2.331.645.814
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Of 10,509 companies in sector 47110 we hold annual accounts for 5,853. 4,687 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47260Retail trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0783874618
Registered
31-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.