SUIU DENT
ActiveSummary
SUIU DENT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €290k. Equity is growing by ~23.2% per year across the filed fiscal years. Its solvency ranks better than 16% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+11
Solvency38▼-19
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.45 against 2.57 in 2024; short-term debt: 42.7% and cash: 15.9% of total assets), and 86.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.1%
Return on assets
32.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 16546 sector peers (2025).
NBB · sector comparisonPosition among 16546 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
94 d early
2024
35 d early
2023
2 d early
2022
5 d early
2021
29 d late
2020
13 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€137k
EBIT margin
22.7%
Net result
€290k▲ 115%
2024 · €135k
2020: €26k
2021: €117k
2022: €83k
2023: €115k
2024: €135k
2020 → 2025
Working capital
€-212k
2024 · €54k
2020: €7k
2021: €102k
2022: €147k
2023: €278k
2024: €54k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€142k-€224k▲ 57.0%€337k▲ 50.7%€270k▼ 19.9%€117k▼ 56.7%
Operating result€169k-€106k▼ 37.2%€150k▲ 41.0%€169k▲ 13.3%€395k▲ 133%
Net result€117k-€83k▼ 29.5%€115k▲ 38.8%€135k▲ 17.3%€290k▲ 115%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 133% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €895k
Fixed assets
€724k ▼ 3.3%
Current assets
€171k ▲ 94.5%
Equity and liabilities €895k
Equity
€117k ▼ 56.7%
Debt
€778k ▲ 37.2%
Debt's share of the balance-sheet total rises from 67.7% to 86.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€462k▲
2024 · €214k
Cash flow
€357k▲
2024 · €179k
Current ratio
0.45▼
2024 · 2.57
Debt to equity
6.65▲
2024 · 2.10
ROE
247.8%▲
2024 · 49.9%
ROA
32.4%▲
2024 · 16.1%
Interest coverage
33.58▲
2024 · 16.45
Debt ≤ 1 year
€382k▲
2024 · €34k
Debt > 1 year
€396k▼
2024 · €531k
Income taxes
€92k▲
2024 · €22k
Staff costs
€14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€837k€895k▲
Fixed assets21/28€749k€724k▼
Tangible fixed assets22/27€749k€722k▼
Land and buildings22€477k€471k▼
Plant, machinery and equipment23€197k€189k▼
Furniture and vehicles24€75k€62k▼
Financial fixed assets28-€3k
Current assets29/58€88k€171k▲
Amounts receivable within one year40/41€6k€14k▲
Trade receivables40€4k€1k▼
Other amounts receivable41€1k€13k▲
Cash at bank and in hand54/58€54k€142k▲
Deferred charges and accrued income490/1€28k€14k▼
Equity and liabilities
Total equity and liabilities10/49€837k€895k▲
Equity10/15€270k€117k▼
Contributions10/11€1k€1k=
Reserves13€269k€116k▼
Distributable reserves133€269k€116k▼
Amounts payable17/49€567k€778k▲
Amounts payable after more than one year17€531k€396k▼
Financial debts170/4€310k€265k▼
Other amounts payable178/9€221k€131k▼
Amounts payable within one year42/48€34k€382k▲
Current portion of amounts payable after more than one year42€19k€31k▲
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Taxes, remuneration and social security45€7k€11k▲
Taxes450/3€7k€5k▼
Remuneration and social security454/9-€6k
Other amounts payable47/48€4k€335k▲
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Remuneration, social security and pensions62-€14k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€67k▲
Other operating charges640/8€2k€8k▲
Gross operating margin9900€216k€483k▲
Operating profit (loss)9901€169k€395k▲
Financial income75/76B€64€309▲
Recurring financial income75€64€309▲
Financial charges65/66B€13k€14k▲
Recurring financial charges65€13k€14k▲
Profit (loss) for the period before taxes9903€156k€382k▲
Income taxes67/77€22k€92k▲
Profit (loss) for the period9904€135k€290k▲
Profit (loss) for the period to be appropriated9905€135k€290k▲
Appropriation of the result
Profit (loss) to be appropriated9906€135k€290k▲
Transfer from equity791/2€200k€153k▼
Transfer to equity691/2€133k-
To other reserves6921€133k-
Profit to be distributed694/7€202k€443k▲
Return on contributions (dividend)694€202k€443k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €290k ▲115%
Operating result €395k, net result €290k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 20current ratio 50.30
Current ratio from 2.56 to 50.30; short-term debt falls from €65k to €3k.
31-12
Financial
Equity above €200kEq €224k ▲57%
3 profitable years in a row build equity to €224k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Equity above €100kEq €142k ▲437%
2 profitable years in a row build equity to €142k.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bld Emile-de-Laveleye 474020 Liège2 establishment units
SUIU DENT
since 20202.304.303.096
FetinneDental
since 20242.361.048.195
Similar companies · same sector, comparable size
DEP AVI
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DR. LP
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FANCELLO MEDIC
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Dr. Louise Cuveele
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Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 6,505 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-03-2020
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
86230Dental practice
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filings
Scores and ratios are computed by Checked and are not a credit decision.