SUISSOBEL
ActiveSummary
The computed 12-month bankruptcy probability of SUISSOBEL is 1.7% (moderate). The 2024 annual accounts show equity of €126,563 and a net result of €48,869. Equity is growing by ~51.5% per year across the filed fiscal years. Its solvency ranks better than 86% of 18940 sector peers (fiscal year 2024). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+28
Solvency98▲+21
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 3.44 against 1.89 in 2023; short-term debt: 27.3% and cash: 20% of total assets), and 27.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-06-2025, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
56 d early
2023
50 d late
2022
70 d late
2021
57 d late
2020
30 d late
2019
80 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 39 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€48,869▲ 1,080%
2023 · €4,140
Working capital
€115,835▲ 84.6%
2023 · €62,737
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€45,180▲ 221%€79,638▲ 76.3%€53,125▼ 33.3%€22,762▼ 57.2%€69,183▲ 204%
Net result€44,453above the sector's middle half▲ 516%€76,869above the sector's middle half▲ 72.9%€34,551above the sector's middle half▼ 55.1%€4,140within the sector's middle half▼ 88.0%€48,869above the sector's middle half▲ 1,080%
Equity-€37,866below the sector's middle half▲ 54.0%€39,003within the sector's middle half€73,553within the sector's middle half▲ 88.6%€77,694within the sector's middle half▲ 5.6%€126,563above the sector's middle half▲ 62.9%
Total assets€25,415below the sector's middle half▲ 95.2%€63,836within the sector's middle half▲ 151%€129,373within the sector's middle half▲ 103%€148,442within the sector's middle half▲ 14.7%€173,988within the sector's middle half▲ 17.2%
Debt€63,281▼ 33.6%€24,834▼ 60.8%€55,820▲ 125%€70,748▲ 26.7%€47,425▼ 33.0%
Working capital-€47,021within the sector's middle half▲ 48.1%€25,200within the sector's middle half€58,411above the sector's middle half▲ 132%€62,737above the sector's middle half▲ 7.4%€115,835above the sector's middle half▲ 84.6%
Solvency-149.0%below the sector's middle half▲ 483.4pp61.1%above the sector's middle half▲ 210.1pp56.9%within the sector's middle half▼ 4.2pp52.3%within the sector's middle half▼ 4.5pp72.7%above the sector's middle half▲ 20.4pp
Current ratio0.26below the sector's middle half▲ 0.212.02within the sector's middle half▲ 1.762.11within the sector's middle half▲ 0.091.89within the sector's middle half▼ 0.223.44above the sector's middle half▲ 1.56
Return on assets (ROA)174.9%above the sector's middle half▲ 119.5pp120.4%above the sector's middle half▼ 54.5pp26.7%above the sector's middle half▼ 93.7pp2.8%within the sector's middle half▼ 23.9pp28.1%above the sector's middle half▲ 25.3pp
Staff (FTE)3.6within the sector's middle half▼ 21.7%8.8▲ 144%10.8▲ 22.7%12.9▲ 19.4%12.7▼ 1.6%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2021 Staff (FTE) +144% on 2020. The accounts now follow the micro schema, last year the full schema.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 204% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €173,988
Fixed assets
€10,728 ▼ 28.3%
Current assets
€163,260 ▲ 22.3%
Equity and liabilities €173,988
Equity
€126,563 ▲ 62.9%
Debt
€47,425 ▼ 33.0%
Debt's share of the balance-sheet total falls from 47.7% to 27.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€73,411▲
2023 · €26,875
Cash flow
€53,097▲
2023 · €8,253
Quick ratio
3.41▲
2023 · 1.86
Debt to equity
0.37▼
2023 · 0.91
ROE
38.6%▲
2023 · 5.3%
Interest coverage
16.98▲
2023 · 6.24
Debt ≤ 1 year
€47,425▼
2023 · €70,748
Income taxes
€15,999▲
2023 · €14,320
Staff costs
€155,154▲
2023 · €147,984
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 1.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €89,238 | €139,003 | €147,984 | €155,154 | ▲ 4.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,615 | €2,696 | €4,756 | €4,113 | €4,228 | ▲ 2.8% |
| Other operating charges640/8 | - | €1,968 | €6,291 | €869 | €387 | ▼ 55.4% |
| Gross operating margin9900 | €118,561 | €173,540 | €203,174 | €175,728 | €228,953 | ▲ 30.3% |
| Operating profit (loss)9901 | €45,180 | €79,638 | €53,125 | €22,762 | €69,183 | ▲ 204% |
| Financial income75/76B | - | €5 | €5 | €8 | €9 | ▲ 12.0% |
| Recurring financial income75 | €10 | €5 | €5 | €8 | €9 | ▲ 12.0% |
| Financial charges65/66B | - | €2,590 | €3,319 | €4,310 | €4,324 | ▲ 0.3% |
| Recurring financial charges65 | €737 | €2,590 | €3,319 | €4,310 | €4,324 | ▲ 0.3% |
| Profit (loss) for the period before taxes9903 | €44,453 | €77,053 | €49,811 | €18,460 | €64,868 | ▲ 251% |
| Income taxes67/77 | - | €185 | €15,260 | €14,320 | €15,999 | ▲ 11.7% |
| Profit (loss) for the period9904 | €44,453 | €76,869 | €34,551 | €4,140 | €48,869 | ▲ 1,080% |
| Profit (loss) for the period to be appropriated9905 | €44,453 | €76,869 | €34,551 | €4,140 | €48,869 | ▲ 1,080% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €25,415 | €63,836 | €129,373 | €148,442 | €173,988 | ▲ 17.2% |
| Fixed assets21/28 | €9,155 | €13,815 | €18,143 | €14,956 | €10,728 | ▼ 28.3% |
| Tangible fixed assets22/27 | €9,155 | €13,815 | €18,143 | €14,956 | €10,728 | ▼ 28.3% |
| Land and buildings22 | - | €2,421 | €1,732 | €6,141 | €5,400 | ▼ 12.1% |
| Plant, machinery and equipment23 | - | €3,392 | €5,452 | €3,910 | €2,686 | ▼ 31.3% |
| Furniture and vehicles24 | - | €8,002 | €10,958 | €4,905 | €2,642 | ▼ 46.1% |
| Current assets29/58 | €16,260 | €50,021 | €111,231 | €133,486 | €163,260 | ▲ 22.3% |
| Stocks and contracts in progress3 | €1,230 | €1,425 | €1,957 | €1,867 | €1,320 | ▼ 29.3% |
| Stocks30/36 | - | €1,425 | €1,957 | €1,867 | €1,320 | ▼ 29.3% |
| Amounts receivable within one year40/41 | €797 | €13,455 | €90,431 | €116,064 | €125,822 | ▲ 8.4% |
| Trade receivables40 | - | €6,873 | €2,357 | €2,969 | €6,637 | ▲ 124% |
| Other amounts receivable41 | - | €6,582 | €88,073 | €113,095 | €119,185 | ▲ 5.4% |
| Cash at bank and in hand54/58 | €13,211 | €34,024 | €17,611 | €14,746 | €34,847 | ▲ 136% |
| Deferred charges and accrued income490/1 | - | €1,117 | €1,232 | €809 | €1,271 | ▲ 57.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €25,415 | €63,836 | €129,373 | €148,442 | €173,988 | ▲ 17.2% |
| Equity10/15 | -€37,866 | €39,003 | €73,553 | €77,694 | €126,563 | ▲ 62.9% |
| Contributions10/11 | €61,973 | €61,973 | €61,973 | €61,973 | €61,973 | = |
| Capital10 | - | €61,973 | €61,973 | €61,973 | €61,973 | = |
| Issued capital100 | - | €61,973 | €61,973 | €61,973 | €61,973 | = |
| Profit (loss) carried forward14 | -€99,840 | -€22,971 | €11,580 | €15,720 | €64,589 | ▲ 311% |
| Amounts payable17/49 | €63,281 | €24,834 | €55,820 | €70,748 | €47,425 | ▼ 33.0% |
| Amounts payable within one year42/48 | €63,281 | €24,821 | €52,820 | €70,748 | €47,425 | ▼ 33.0% |
| Financial debts43 | - | €942 | €4,028 | €15,622 | €1,313 | ▼ 91.6% |
| Credit institutions430/8 | - | €942 | €4,028 | €15,622 | €1,313 | ▼ 91.6% |
| Trade debts44 | €1,217 | - | €599 | €328 | - | - |
| Suppliers440/4 | - | - | €599 | €328 | - | - |
| Taxes, remuneration and social security45 | - | €23,879 | €48,193 | €54,799 | €46,112 | ▼ 15.9% |
| Taxes450/3 | - | €12,065 | €29,798 | €37,741 | €30,939 | ▼ 18.0% |
| Remuneration and social security454/9 | - | €11,814 | €18,395 | €17,058 | €15,173 | ▼ 11.0% |
| Accrued charges and deferred income492/3 | - | €12 | €3,000 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €44,453 | €76,869 | €34,551 | €4,140 | €48,869 | ▲ 1,080% |
| + Depreciation and write-downs630 | €2,615 | €2,696 | €4,756 | €4,113 | €4,228 | ▲ 2.8% |
| Operating cash flow (approximation) | €47,068 | €79,565 | €39,307 | €8,253 | €53,097 | ▲ 543% |
| Investment in fixed assets (approximation) | - | -€7,356 | -€9,083 | -€926 | €0 | ▲ 100% |
| Change in cash | - | €20,813 | -€16,413 | -€2,866 | €20,101 | ▲ 801% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100,000Eq €126,563 ▲62.9%
7 profitable years in a row build equity to €126,563.
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 50 days late
2023
31-12
Financial
Weakest financial yearnet €4,140 ▼88%
Net result drops to €4,140, the lowest in the series; recovery starts the following year.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 57 days late
2021
31-12
Financial
Highest result since 2018net €76,869 ▲72.9%
Operating result €79,638, net result €76,869, both a record.
31-12
Financial
Liquidity times 8current ratio 2.02
Current ratio from 0.26 to 2.02; short-term debt falls from €63,281 to €24,821.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
19-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 80 days late
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 57 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 58 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 1995
Ground area
177 m²
Building footprint
113 m²
Volume, LiDAR
1,987 m³
Parcel 21673D0141/00Y016, Brussels · tallest building 19.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
36 Baronomie
since 19952.073.601.959
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0141/00Y016 | Brussels | 177 m² | 1 · 113 m² | 19.2 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Lambrechts-Woluwe2.073.601.959
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BE 0545.837.905
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TABLES LIER
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Zimmer Zeker
BE 1001.357.922
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Of 20,505 companies in sector 56111 we hold annual accounts for 11,464. 9,296 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded06-09-1995
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0455941471
Also
9925:BE0455941471
Registered
07-05-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.