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SUFI

Active Private limited companyfounded 2015active for 11 yearsHeiken 37, 2290 VorselaarKBO/BCE: BE 0630.881.961

Lifetime

10 annual accounts with figures on one time axis
peak €138,630 (2023)
€138,521▲ 15.2%
lowest -€3,325 (2016)
€21,423▲ 69.7%
peak €177,760 (2025)
€177,760▲ 13.7%
€158,272▼ 19.3%
peak 0.8 FTE (2020)
-not published
Board2 names since 2015
2 directorsVAN DEN BROECK Filip and 1 other
Documentsfilings and deeds
30-09-202661 days late
2025micro format
Gross margin from €120,261 to €138,521Result from €12,622 to €21,423Equity from €156,337 to €177,760Debts from €196,163 to €158,272

Key points

from the 2025 annual accounts

Equity

€177,760 ▲ 13.7%

SUFI has made a profit without a break since 2017.

Liquidity

1.42 was 0.79 in 2024

Short-term debts fell from €127,085 to €89,461.

Filings

10 annual accounts 61 days
AprilJune31 JulyOctober20202025

Latest accounts filed late: after the legal deadline.

Checked score

87
Excellent
Financially stronger than 76% of micro companies in accommodation (NACE 55)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 2,522 companies (NACE 55, micro).

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.3% 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.2%▼ -0.1 percentage points vs 02-2025 04-2025: 1.3%▲ +0.1 percentage points vs 03-2025 05-2025: 1.2%▼ -0.1 percentage points vs 04-2025 06-2025: 1.2%● unchanged vs 05-2025 07-2025: 1.1%▼ -0.1 percentage points vs 06-2025 08-2025: 1.6%▲ +0.5 percentage points vs 07-2025 09-2025: 1.8%▲ +0.2 percentage points vs 08-2025 10-2025: 2.8%▲ +1.0 percentage point vs 09-2025highest value 11-2025: 0.6%▼ -2.2 percentage points vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.5%▼ -0.1 percentage points vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.4 percentage points vs 07-2026 09-2026: 1.0%▲ +0.1 percentage points vs 08-2026 10-2026: 0.4%▼ -0.6 percentage points vs 09-2026lowest value 11-2026: 0.4%● unchanged vs 10-2026lowest value

Financial strength
Strong

78+9equity 52.9% of total assets
74+14short-term debt 26.6% · cash 27.5%
77+4return on assets 6.4%

Score breakdown

raises risk
Last filed accounts filed 61 days late; 3 of the last 3 accounts late
lowers risk
Liquidity: current ratio 1.42, cash €92,493
Equity €177,760 (52.9% of total assets)
Founded in 2015
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro). It does better than 73% of them on solvency, 86% on liquidity, 74% on profitability and 70% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 34,693 companies had the same profile as SUFI has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

That fits the bankruptcy probability of SUFI itself: 0.4% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,693 companies, not a prediction for SUFI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €15,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.42 (0.79 in 2024), below the usual 1.5. Short-term debt is 26.6% and cash 27.5% of total assets. 47.1% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 61 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 1.42, cash €92,493
NBB · annual accounts
lowers risk · Equity €177,760 (52.9% of total assets)
NBB · annual accounts
lowers risk · Founded in 2015
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
61 days late
2023
113 days late
2022
60 days late
2021
60 days late
2020
74 days late
2019
115 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 78 days after the deadline. In the sector (NACE 55), the median for financial year 2024 was 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VD
Director, since 27-05-2015
VG
Director, since 27-05-2015
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0630881961
2 managers resigning, 2 directors reappointed Resignations: VAN DEN BROECK Filip (manager) and VAN GOOL Suzy (manager) · Reappointments: VAN DEN BROECK Filip (director) and VAN GOOL Suzy (director) · Director discharge: VAN DEN BROECK Filip · General meeting of 22-11-2023 · Gazette deed
Incorporation published on 29-05-2015 · Gazette deed
First establishment Heiken 37, Vorselaar
All 18 events

Comparable companies

same main activity, similar in size and age
Company
SUFI Vorselaar €336,032 €138,521 52.9% -
CAMPING BLEKKERDAL Koksijde €434,211 €139,474 26.1% -
Eva Bredene €270,733 €148,536 36.2% -
ORAE Vresse-sur-Semois €409,438 €107,536 41.2% -
EUROPACAMP Saint-Hubert €613,469 €197,473 59.8% -
DE IJZERHOEVE Zwevegem €666,168 €71,419 -10.0% -
Camping La Douane Vresse-sur-Semois €479,759 €62,720 26.1% -

These companies have the same main activity as SUFI: accommodation (NACE 55300). They are comparable in size and age: total assets between €271,000 and €666,000, founded between 2010 and 2015.

Official details

Source: KBO
Status
Active since 27-05-2015Normal situation
Activity
AccommodationNACE 55300and 1 other
Joint committee
302Hotels and catering · annual accounts 2025
Establishment unit
2.242.716.5112290 Vorselaar, since 27-05-2015
Financial year end
31 December
Peppol
Reachable since 15-06-2025
Company details

Annual accounts 2025

≈ €350,000estimated
€336,032▼ 4.7%
Employeeson 31-12-2025
1=
Filing
Filed on 30-09-2026
Financials

Insights on SUFI

SUFI files the micro format. That format states no turnover. The gross margin rose from €5,324 in 2016 to €138,521 in 2025.

The balance sheet grew most from 2020 to 2022 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SUFI

What is the company number of SUFI?
The company number of SUFI is 0630.881.961. The VAT number is the same number with BE in front: BE 0630.881.961.
Where is SUFI based?
The registered office is at Heiken 37, 2290 Vorselaar.Company details
What does SUFI do?
According to the KBO register, the main activity is accommodation (NACE 55300).
What is the legal form of SUFI?
SUFI is a private limited company (BV).
When was SUFI founded?
SUFI was founded on 27-05-2015.
Is SUFI still active?
Yes, SUFI is an active enterprise in the KBO register.
How many employees does SUFI have?
SUFI had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does SUFI fall under?
In its 2025 annual accounts, SUFI states joint committee 302 (Hotels and catering).
What is the turnover of SUFI?
The turnover in financial year 2025 is ≈ €350,000. This figure is estimated from the gross margin of €138,521 and 2,203 comparable companies of the same size. It probably lies between €230,000 and €540,000. It is a rough estimate.
Is SUFI profitable?
In financial year 2025, SUFI made a profit of €21,423.
Where can I find the annual accounts of SUFI?
SUFI filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SUFI due?
SUFI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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