SUFAJ
ActiveSummary
The computed 12-month bankruptcy probability of SUFAJ is 11.3% (high). The 2024 annual accounts show negative equity (-€249) and a net result of -€1,749. Its solvency ranks better than 9% of 9,838 sector peers (NACE 41, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).
Overview
- Equity
- -€249
- Loss
- -€1,749
Why 28raises risk1 change of registered office in 24 monthsFounded in 2023Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskSize: total assets €1,764Show the evidence
Checked score
About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 8% on solvency, 1% on liquidity and 5% on profitability.
The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
This company filed its 2024 accounts 29 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
- Admission: Sufai Klisman (aanwezig)Declaration · Registered-office move
- Annual accounts filedfinancial year 2024 · micro…
- Address strikeout date correctedevent 13-12-2024
Financials · financial year 2024, micro format
2024 annual accounts filed late (29 days) Filed on 29 August 2025, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2025-00433077.
Turnover and EBIT margin not published: the micro format does not require them.
Peer companies
Historical observationOf the 7,639 companies that looked in July 2024 the way this one looks now, 8.8% went bankrupt within 24 months and 84.8% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 11.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,639 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 |
|---|---|
| Goods, raw materials, services and sundry goods60/61 | €18,451 |
| Gross operating margin9900 | -€1,376 |
| Operating profit (loss)9901 | -€1,376 |
| Financial charges65/66B | €373 |
| Recurring financial charges65 | €373 |
| Profit (loss) for the period before taxes9903 | -€1,749 |
| Profit (loss) for the period9904 | -€1,749 |
| Profit (loss) for the period to be appropriated9905 | -€1,749 |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €1,764 | |
| Current assets29/58 | €1,764 | |
| Amounts receivable within one year40/41 | €1,764 | |
| Other amounts receivable41 | €1,764 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €1,764 | |
| Equity10/15 | -€249 | |
| Contributions10/11 | €1,500 | |
| Profit (loss) carried forward14 | -€1,749 | |
| Amounts payable17/49 | €2,013 | |
| Amounts payable within one year42/48 | €2,013 | |
| Financial debts43 | €45 | |
| Credit institutions430/8 | €45 | |
| Trade debts44 | €1,968 | |
| Suppliers440/4 | €1,968 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | -€1,749 |
| Operating cash flow (approximation) | -€1,749 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro format | 29-08-2025 | 2025-00433077 |
Similar companies · same sector and region
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
16-09
Gazette deed
Admission: Sufai Klisman (aanwezig)Declaration · Registered-office move4 facts ▸
- General meeting, 01-08-2025
- Member admission, Sufai Klisman (aanwezig)
- Declaration, “quorum, alle aandelen van de vennootschap aanwezig of geldig vertegenwoordigd” (deed in Dutch)
- Registered-office move, leuvensesteenweg 246 bus 1, 1932 sint-stevens-woluwe
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 22 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0802.215.932
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23078A0472/00L000 | Flanders | 461 m² | 1 · 192 m² | 10.8 m · 3 |
| 62354C0025/00F025 | Wallonia | 272 m² | 1 · 53 m² | 9.6 m · 3 |
How the parcels are linked
Articles of association
- Other provisionsOther rules from the articles that fall under none of the themes above.
- 1 more provision in the deed, see the deed of 16-09-2025
Read from the deeds: 1 provision, deed of 16-09-2025