Suerte
ActiveFinancials · financial year 2025, micro format
Annual accounts 2025 filed on 31-01-2026 PDF all 2 filings
Every figure per financial year
The operating result for 2025 is a loss of €7,533, after a profit of €93,063 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 30-06-2024 | 30-06-2025 |
|---|---|---|
| Tangible fixed assets | €37,698 | - |
| Depreciation and write-downs of the year | €4,703 | €9,658 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,703 | €9,658 | ▲ 105% |
| Other operating charges640/8 | €1,258 | €1,621 | ▲ 28.9% |
| Gross operating margin9900 | €99,023 | €3,746 | ▼ 96.2% |
| Operating profit (loss)9901 | €93,063 | -€7,533 | - |
| Financial income75/76B | €237 | €1,404 | ▲ 491% |
| Recurring financial income75 | €237 | €1,404 | ▲ 491% |
| Financial charges65/66B | €151 | €90 | ▼ 40.4% |
| Recurring financial charges65 | €151 | €90 | ▼ 40.4% |
| Profit (loss) for the period before taxes9903 | €93,149 | -€6,219 | - |
| Income taxes67/77 | €19,601 | €926 | ▼ 95.3% |
| Profit (loss) for the period9904 | €73,548 | -€7,145 | - |
| Profit (loss) for the period to be appropriated9905 | €73,548 | -€7,145 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €95,718 | €82,602 | ▼ 13.7% |
| Fixed assets21/28 | €32,995 | €23,337 | ▼ 29.3% |
| Tangible fixed assets22/27 | €32,995 | €23,337 | ▼ 29.3% |
| Furniture and vehicles24 | €32,995 | €23,337 | ▼ 29.3% |
| Current assets29/58 | €62,723 | €59,265 | ▼ 5.5% |
| Amounts receivable within one year40/41 | €27,390 | €33,986 | ▲ 24.1% |
| Trade receivables40 | €9,968 | €9,655 | ▼ 3.1% |
| Other amounts receivable41 | €17,422 | €24,332 | ▲ 39.7% |
| Cash at bank and in hand54/58 | €35,333 | €25,279 | ▼ 28.5% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €95,718 | €82,602 | ▼ 13.7% |
| Equity10/15 | €75,548 | €68,402 | ▼ 9.5% |
| Contributions10/11 | €2,000 | €2,000 | = |
| Reserves13 | €73,548 | €73,548 | = |
| Distributable reserves133 | €73,548 | €73,548 | = |
| Profit (loss) carried forward14 | - | -€7,145 | - |
| Amounts payable17/49 | €20,170 | €14,200 | ▼ 29.6% |
| Amounts payable within one year42/48 | €20,170 | €14,200 | ▼ 29.6% |
| Trade debts44 | €569 | €0 | ▼ 100% |
| Suppliers440/4 | €569 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €19,601 | €14,200 | ▼ 27.6% |
| Taxes450/3 | €19,601 | €14,200 | ▼ 27.6% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €73,548 | -€7,145 | - |
| + Depreciation and write-downs630 | €4,703 | €9,658 | ▲ 105% |
| Operating cash flow (approximation) | €78,250 | €2,512 | ▼ 96.8% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | -€10,054 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 2,145 companies had the same profile as Suerte has now. Two years later, 91.7% were still going and 2.2% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a small loss
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Suerte itself: 1.2% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,145 companies, not a prediction for Suerte. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.