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Sud Assistance

Active
Private limited companyfounded 200322 yrs activeZone d'activités Nord, Bail. 83, 5377 Somme-Leuze, BelgiumKBO/BCE: BE 0860.776.218
Summary

Sud Assistance has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €391k and a net result of €230k. Equity is growing by ~58.6% per year across the filed fiscal years. Its solvency ranks better than 32% of 637 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
79 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+17
Solvency56▲+19
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.05 in 2024; short-term debt: 58.6% and cash: 16% of total assets), and 68.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 22 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
31.2%
Return on assets
18.4%
Age of the figures
12 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
7 d early
2023
5 d early
2022
3 d early
2021
1 d early
2020
28 d late
2019
29 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€230k▲ 223%
2024 · €71k
2018: €-31k 2019: €-65k 2020: €64k 2021: €26k 2022: €70k 2023: €-12k 2024: €71k
2018 → 2025
Working capital
€232k▲ 311%
2024 · €57k
2018: €-77k 2019: €-101k 2020: €-34k 2021: €-19k 2022: €38k 2023: €-4k 2024: €57k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€31k-€101k▲ 223%€89k▼ 11.7%€160k▲ 80.2%€391k▲ 144%
Operating result€45k-€116k▲ 157%€15k▼ 86.9%€125k▲ 724%€343k▲ 174%
Net result€26k-€70k▲ 165%€-12k€71k€230k▲ 223%
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200k€300kOperating result 2021: €45k€45kNet result 2021: €26k€26kOperating result 2022: €116k€116kNet result 2022: €70k€70kOperating result 2023: €15k€15kNet result 2023: €-12k€-12kOperating result 2024: €125k€125kNet result 2024: €71k€71kOperating result 2025: €343k€343kNet result 2025: €230k€230k20212022202320242025€-100k€0€100k€200k€300kOperating result 2023: €15k€15kNet result 2023: €-12k€-12kOperating result 2024: €125k€125kNet result 2024: €71k€71kOperating result 2025: €343k€343kNet result 2025: €230k€230k202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 174% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.25M
Fixed assets €286k ▲ 36.4%
Current assets €966k ▼ 14.6%
Equity and liabilities €1.25M
Equity €391k ▲ 144%
Debt €862k ▼ 27.0%
Debt's share of the balance-sheet total falls from 88.0% to 68.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€490k
2024 · €173k
Cash flow
€377k
2024 · €119k
Current ratio
1.32
2024 · 1.05
Debt to equity
2.21
2024 · 7.36
ROE
59.0%
2024 · 44.5%
ROA
18.4%
2024 · 5.3%
Interest coverage
24.54
2024 · 9.96
Debt ≤ 1 year
€734k
2024 · €1.07M
Debt > 1 year
€128k
2024 · €106k
Income taxes
€94k
2024 · €38k
Staff costs
€1.31M
2024 · €1.35M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.34M€1.25M
Fixed assets21/28€210k€286k
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€210k€286k
Plant, machinery and equipment23€18k€41k
Furniture and vehicles24€46k€21k
Leasing and similar rights25€145k€224k
Other tangible fixed assets26€936€697
Current assets29/58€1.13M€966k
Amounts receivable within one year40/41€1.03M€766k
Trade receivables40€786k€515k
Other amounts receivable41€241k€251k
Cash at bank and in hand54/58€104k€200k
Equity and liabilities
Total equity and liabilities10/49€1.34M€1.25M
Equity10/15€160k€391k
Contributions10/11€19k€19k=
Reserves13€142k€372k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€21k€21k=
Distributable reserves133€119k€350k
Profit (loss) carried forward14€0-
Amounts payable17/49€1.18M€862k
Amounts payable after more than one year17€106k€128k
Financial debts170/4€106k€128k
Amounts payable within one year42/48€1.07M€734k
Current portion of amounts payable after more than one year42€68k€97k
Trade debts44€370k€211k
Suppliers440/4€370k€211k
Taxes, remuneration and social security45€142k€196k
Taxes450/3€5k€58k
Remuneration and social security454/9€138k€138k
Other amounts payable47/48€495k€230k
Income statement Code20242025
Remuneration, social security and pensions62€1.35M€1.31M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€146k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€5k€1k
Other operating charges640/8€32k€42k
Non-recurring operating charges66A-€50k
Gross operating margin9900€1.56M€1.90M
Operating profit (loss)9901€125k€343k
Financial income75/76B€2k€1k
Recurring financial income75€2k€1k
Financial charges65/66B€17k€20k
Recurring financial charges65€17k€20k
Profit (loss) for the period before taxes9903€110k€324k
Income taxes67/77€38k€94k
Profit (loss) for the period9904€71k€230k
Profit (loss) for the period to be appropriated9905€71k€230k
Appropriation of the result
Profit (loss) to be appropriated9906€45k€230k
Profit (loss) brought forward from the previous period14P€-26k-
Transfer to equity691/2€45k€230k
To other reserves6921€45k€230k
Social balance
Average headcount (FTE)908714.215.9

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
30-03
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial Highest result since 2018net €230k ▲223%
Operating result €343k, net result €230k, both a record.
30-09
Financial Equity above €200kEq €391k ▲144%
2 profitable years in a row build equity to €391k.
23-04
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
Financial Back to profitnet €71k
Net result €71k after one loss-making year.
30-09
Financial Equity above €150kEq €160k ▲80.2%
Equity rises from €89k to €160k.
25-04
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
27-04
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
30-09
Financial Equity above €100kEq €101k ▲223%
3 profitable years in a row build equity to €101k.
29-04
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
28-05
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 28 days late
2020
30-09
Financial Back to profitnet €64k
Net result €64k after 2 loss-making years.
Show earlier events
29-05
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 29 days late
2019
30-09
Financial Weakest financial yearnet €-65k
Net result drops to €-65k, the lowest in the series; recovery starts the following year.
29-05
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
15-05
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 15 days late
2017
10-05
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Somme-Leuze · 1 establishment unit since 2003
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zone d'activités Nord, Bail. 835377 Somme-Leuze
Ground area
3,370 m²
Parcel 91010A0106/00G002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Sud Assistance
Zone d'activités Nord, Bail. 83, 5377 Somme-LeuzeNACE 85142
since 20032.133.557.065
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
91010A0106/00G002 Wallonia 3,370 m² - -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 10,451 companies in sector 86995 we hold annual accounts for 886. 553 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded30-09-2003
Fiscal year end30-09
Activities, NACEBEL 2025
86920Human health activities
86995Nutrition and dietetics services
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
Enterprise
E-mail:secretariat@sudassistance.be
Enterprise