STYMATIC
ActiveSummary
STYMATIC has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €204,079 and a net result of €13,924. Equity is shrinking by ~8% per year across the filed fiscal years. Its solvency ranks better than 53% of 31840 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▲+51
Solvency84▲+2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days acceptable
Liquidity ample (current ratio 1.93 against 1.6 in 2024; short-term debt: 34.7% and cash: 56.2% of total assets), and 40.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.4%
Return on assets
4.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
42 d early
2023
34 d early
2022
31 d early
2021
32 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file What other support did companies like this one receive, and it did not?Subsidy mirror How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Equity
€204,079▲ 7.3%
2024 · €190,155
Total assets
€343,477▲ 2.8%
2024 · €334,228
Net result
€13,924
2024 · -€21,986
Working capital
€110,697▲ 43.6%
2024 · €77,109
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€8,443€128,203▲ 1,418%€54,432▼ 57.5%-€21,750€27,771
Net result€2,759€106,267▲ 3,752%€27,549▼ 74.1%-€21,986€13,924
Equity€244,379▲ 1.1%€186,564▼ 23.7%€212,141▲ 13.7%€190,155▼ 10.4%€204,079▲ 7.3%
Total assets€349,518▼ 7.5%€460,832▲ 31.8%€469,046▲ 1.8%€334,228▼ 28.7%€343,477▲ 2.8%
Debt€90,139▼ 25.7%€259,268▲ 188%€241,904▼ 6.7%€129,073▼ 46.6%€124,398▼ 3.6%
Working capital€88,002▲ 40.8%€40,533▼ 53.9%€84,030▲ 107%€77,109▼ 8.2%€110,697▲ 43.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €27,771 after a loss of €21,750 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €343,477
Fixed assets
€113,684 ▼ 11.2%
Current assets
€229,793 ▲ 11.5%
Equity and liabilities €343,477
Equity
€204,079 ▲ 7.3%
Provisions
€15,000 =
Debt
€124,398 ▼ 3.6%
Debt's share of the balance-sheet total falls from 38.6% to 36.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€45,745▲
2024 · €3,311
Cash flow
€31,898▲
2024 · €3,075
Current ratio
1.93▲
2024 · 1.60
Debt to equity
0.61▼
2024 · 0.68
ROE
6.8%▲
2024 · -11.6%
ROA
4.1%▲
2024 · -6.6%
Interest coverage
5.70▲
2024 · 1.10
Debt ≤ 1 year
€119,096▼
2024 · €129,073
Income taxes
€6,786▲
2024 · -€38
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €4,566 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22,663 | €20,982 | €23,657 | €25,061 | €17,974 | ▼ 28.3% |
| Other operating charges640/8 | €3,481 | €2,449 | €3,662 | €3,519 | €3,047 | ▼ 13.4% |
| Gross operating margin9900 | €34,587 | €151,633 | €81,751 | €6,830 | €48,792 | ▲ 614% |
| Operating profit (loss)9901 | €8,443 | €128,203 | €54,432 | -€21,750 | €27,771 | ▲ 228% |
| Financial income75/76B | €126 | €221 | €1,055 | €2,747 | €958 | ▼ 65.1% |
| Recurring financial income75 | €126 | €221 | €1,055 | €2,747 | €958 | ▼ 65.1% |
| Financial charges65/66B | €2,566 | €209 | €11,459 | €3,021 | €8,020 | ▲ 165% |
| Recurring financial charges65 | €2,566 | €209 | €11,459 | €3,021 | €8,020 | ▲ 165% |
| Profit (loss) for the period before taxes9903 | €6,003 | €128,215 | €44,028 | -€22,025 | €20,709 | ▲ 194% |
| Transfer from deferred taxes780 | - | €0 | - | - | - | - |
| Income taxes67/77 | €3,244 | €21,948 | €16,479 | -€38 | €6,786 | ▲ 17,803% |
| Profit (loss) for the period9904 | €2,759 | €106,267 | €27,549 | -€21,986 | €13,924 | ▲ 163% |
| Transfer from tax-exempt reserves789 | €10,500 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €13,259 | €106,267 | €27,549 | -€21,986 | €13,924 | ▲ 163% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €349,518 | €460,832 | €469,046 | €334,228 | €343,477 | ▲ 2.8% |
| Fixed assets21/28 | €173,512 | €161,030 | €153,108 | €128,046 | €113,684 | ▼ 11.2% |
| Tangible fixed assets22/27 | €173,512 | €161,030 | €153,108 | €128,046 | €113,684 | ▼ 11.2% |
| Land and buildings22 | €143,291 | €129,021 | €115,010 | €101,000 | €94,400 | ▼ 6.5% |
| Plant, machinery and equipment23 | - | - | - | - | €1,565 | - |
| Furniture and vehicles24 | €2,549 | €9,872 | €19,737 | €14,600 | €9,593 | ▼ 34.3% |
| Other tangible fixed assets26 | €27,672 | €22,138 | €18,360 | €12,446 | €8,126 | ▼ 34.7% |
| Current assets29/58 | €176,005 | €299,802 | €315,938 | €206,182 | €229,793 | ▲ 11.5% |
| Amounts receivable within one year40/41 | €55,427 | €80,094 | €52,536 | €41,271 | €35,486 | ▼ 14.0% |
| Trade receivables40 | €53,670 | €78,337 | €38,032 | €33,275 | €27,144 | ▼ 18.4% |
| Other amounts receivable41 | €1,757 | €1,757 | €14,504 | €7,996 | €8,342 | ▲ 4.3% |
| Current investments50/53 | €10,000 | €10,000 | €10,000 | €56,000 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €109,942 | €209,376 | €252,055 | €107,966 | €193,187 | ▲ 78.9% |
| Deferred charges and accrued income490/1 | €636 | €331 | €1,347 | €944 | €1,121 | ▲ 18.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €349,518 | €460,832 | €469,046 | €334,228 | €343,477 | ▲ 2.8% |
| Equity10/15 | €244,379 | €186,564 | €212,141 | €190,155 | €204,079 | ▲ 7.3% |
| Contributions10/11 | €6,200 | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €187,512 | €123,497 | €147,075 | €147,075 | €160,998 | ▲ 9.5% |
| Non-distributable reserves130/1 | €2,000 | €2,000 | €0 | - | - | - |
| Reserves not available under the articles1311 | €2,000 | €2,000 | €0 | - | - | - |
| Distributable reserves133 | €185,512 | €121,497 | €147,075 | €147,075 | €160,998 | ▲ 9.5% |
| Profit (loss) carried forward14 | €50,667 | €50,667 | €52,667 | €30,681 | €30,681 | = |
| Provisions and deferred taxes16 | €15,000 | €15,000 | €15,000 | €15,000 | €15,000 | = |
| Provisions for liabilities and charges160/5 | €15,000 | €15,000 | €15,000 | €15,000 | €15,000 | = |
| Pensions and similar obligations160 | €15,000 | €15,000 | €15,000 | €15,000 | €15,000 | = |
| Amounts payable17/49 | €90,139 | €259,268 | €241,904 | €129,073 | €124,398 | ▼ 3.6% |
| Amounts payable within one year42/48 | €88,004 | €259,268 | €231,908 | €129,073 | €119,096 | ▼ 7.7% |
| Financial debts43 | €1,682 | €1,682 | €10,130 | €0 | €31 | - |
| Credit institutions430/8 | €1,682 | €1,682 | €10,130 | €0 | €31 | - |
| Trade debts44 | €37,656 | €50,026 | €38,661 | €37,708 | €32,050 | ▼ 15.0% |
| Suppliers440/4 | €37,656 | €50,026 | €38,661 | €37,708 | €32,050 | ▼ 15.0% |
| Taxes, remuneration and social security45 | €5,699 | €18,793 | €9,054 | €11,793 | €9,293 | ▼ 21.2% |
| Taxes450/3 | €3,699 | €16,793 | €7,054 | €9,793 | €7,293 | ▼ 25.5% |
| Remuneration and social security454/9 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Other amounts payable47/48 | €42,967 | €188,768 | €174,063 | €79,572 | €77,721 | ▼ 2.3% |
| Accrued charges and deferred income492/3 | €2,135 | €0 | €9,996 | €0 | €5,303 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,759 | €106,267 | €27,549 | -€21,986 | €13,924 | ▲ 163% |
| + Depreciation and write-downs630 | €22,663 | €20,982 | €23,657 | €25,061 | €17,974 | ▼ 28.3% |
| Operating cash flow (approximation) | €25,422 | €127,249 | €51,206 | €3,075 | €31,898 | ▲ 937% |
| Investment in fixed assets (approximation) | - | -€8,500 | -€15,734 | €0 | -€3,612 | ▼ 36,119,100% |
| Change in cash | - | €99,434 | €42,679 | -€144,089 | €85,220 | ▲ 159% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €13,924
Net result €13,924 after one loss-making year.
31-12
Financial
Equity above €200,000Eq €204,079 ▲7.3%
Equity rises from €190,155 to €204,079.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200,000Eq €212,141 ▲13.7%
3 profitable years in a row build equity to €212,141.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €106,267 ▲3,752%
Operating result €128,203, net result €106,267, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €2,759
Net result €2,759 after 3 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zonhoven · 1 establishment unit since 2003
Ground area
2,823 m²
Building footprint
209 m²
Volume, LiDAR
917 m³
Parcel 71444B0670/00A000, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Merelstraat 95, 3520 Zonhoven
since 20032.114.785.288
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71444B0670/00A000indicative | Flanders | 2,823 m² | 1 · 209 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 1,462 EUR awarded · 1,462 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 669 EUR | 669 EUR |
| 2022 | 1 | 793 EUR | 793 EUR |
Similar companies · same sector, comparable size
MAVI INT. CORPORATION
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GEEDAM
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MEL-IT
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,587. 39,985 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-11-2002
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
95100Repair and maintenance of computers and communication equipment
Scores and ratios are computed by Checked and are not a credit decision.