STYLES EN STEEL
ActiveSummary
STYLES EN STEEL has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €203k and a net result of €-674. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 76% of 1904 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-6
Solvency96▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity tight (current ratio 1.46 against 2.57 in 2024; short-term debt: 27.3% and cash: 5.6% of total assets), and 28.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.3%
Return on assets
-0.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
2023
on the day
2022
on the day
2021
2 d late
2020
6 d early
2019
10 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€203k▼ 0.8%
2024 · €205k
2019: €120k
2020: €134k
2021: €163k
2022: €175k
2023: €192k
2024: €205k
2019 → 2025
Total assets
€285k▼ 3.3%
2024 · €295k
2019: €212k
2020: €218k
2021: €262k
2022: €268k
2023: €335k
2024: €295k
2019 → 2025
Net result
€-674
2024 · €13k
2019: €12k
2020: €13k
2021: €29k
2022: €14k
2023: €18k
2024: €13k
2019 → 2025
Working capital
€36k▼ 70.1%
2024 · €120k
2019: €44k
2020: €55k
2021: €88k
2022: €103k
2023: €107k
2024: €120k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€163k-€175k▲ 7.6%€192k▲ 10.0%€205k▲ 6.3%€203k▼ 0.8%
Operating result€41k-€22k▼ 45.9%€26k▲ 18.3%€22k▼ 17.1%€3k▼ 86.2%
Net result€29k-€14k▼ 50.6%€18k▲ 21.6%€13k▼ 25.8%€-674
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 86% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €285k
Fixed assets
€171k ▲ 73.8%
Current assets
€113k ▼ 42.1%
Equity and liabilities €285k
Equity
€203k ▼ 0.8%
Debt
€82k ▼ 9.2%
Debt's share of the balance-sheet total falls from 30.6% to 28.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€24k▼
2024 · €42k
Cash flow
€20k▼
2024 · €34k
Current ratio
1.46▼
2024 · 2.57
Quick ratio
0.94▼
2024 · 2.03
Debt to equity
0.40▼
2024 · 0.44
ROE
-0.3%▼
2024 · 6.4%
ROA
-0.2%▼
2024 · 4.4%
Interest coverage
6.27▼
2024 · 12.02
Debt ≤ 1 year
€78k▲
2024 · €76k
Debt > 1 year
€0▼
2024 · €10k
Income taxes
€0▼
2024 · €5k
Staff costs
€41▲
2024 · €19
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 57 lines
Balance sheet
Code20242025
Assets
Total assets20/58€295k€285k▼
Fixed assets21/28€99k€171k▲
Tangible fixed assets22/27€99k€171k▲
Land and buildings22€47k€137k▲
Plant, machinery and equipment23€17k€9k▼
Furniture and vehicles24€34k€26k▼
Financial fixed assets28€118€68▼
Current assets29/58€196k€113k▼
Stocks and contracts in progress3€41k€40k▼
Stocks30/36€41k€40k▼
Amounts receivable within one year40/41€51k€55k▲
Trade receivables40€48k€52k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€102k€16k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€295k€285k▼
Equity10/15€205k€203k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€52k€52k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€46k€46k=
Profit (loss) carried forward14€90k€88k▼
Investment grants15€1k€948▼
Amounts payable17/49€90k€82k▼
Amounts payable after more than one year17€10k€0▼
Financial debts170/4€10k€0▼
Amounts payable within one year42/48€76k€78k▲
Current portion of amounts payable after more than one year42€11k€10k▼
Trade debts44€17k€18k▲
Suppliers440/4€17k€18k▲
Taxes, remuneration and social security45€6k€2k▼
Taxes450/3€6k€2k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€43k€48k▲
Accrued charges and deferred income492/3€4k€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€19€41▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€45k€26k▼
Operating profit (loss)9901€22k€3k▼
Financial income75/76B€234€74▼
Recurring financial income75€234€74▼
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€18k€-674▼
Income taxes67/77€5k€0▼
Profit (loss) for the period9904€13k€-674▼
Profit (loss) for the period to be appropriated9905€13k€-674▼
Appropriation of the result
Profit (loss) to be appropriated9906€103k€89k▼
Profit (loss) brought forward from the previous period14P€90k€90k▼
Transfer to equity691/2€13k€0▼
To other reserves6921€13k€0▼
Profit to be distributed694/7€833€859▲
Return on contributions (dividend)694€833€859▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-674 ▼105%
Net result drops to €-674, the lowest in the series.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Equity above €200kEq €205k ▲6.3%
6 profitable years in a row build equity to €205k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
02-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
30-06
Financial
Highest result since 2019net €29k ▲120%
Operating result €41k, net result €29k, both a record.
30-06
Financial
Equity above €150kEq €163k ▲21.8%
3 profitable years in a row build equity to €163k.
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
21-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Pieds d'Alouette(NN) 405100 NamurGround area
1,543 m²
Building footprint
204 m²
Volume, LiDAR
1,380 m³
Parcel 92095B0006/00G002, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Pieds d'Alouette(NN) 40, 5100 Namur
since 19972.079.709.593
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92095B0006/00G002 | Wallonia | 1,543 m² | 1 · 204 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STIELATELIER
BE 0752.687.633
Herent · Eq €203k
FERINOX CONCEPT
BE 0500.624.522
Sambreville · Eq €201k
VI-SENDI
BE 0834.217.816
Kasterlee · Eq €206k
TSF Factory
BE 0655.703.370
Ans · Eq €196k
Ferronnerie Serge Noel
BE 0892.176.108
Malmedy · Eq €213k
Of 984 companies in sector 25401 we hold annual accounts for 407. 327 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-12-1996
Fiscal year end30-06
Activities, NACEBEL 2025
25401Forging of metal
25999Manufacture of fabricated metal products, except machinery and equipment
43230Insulation installation
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.