Stylecat
ActiveStylecat has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €387k and a net result of €-19k. Equity is growing by ~28.8% per year across the filed fiscal years. Its solvency ranks better than 88% of 1831 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
62
/ 100
Healthy▼ -38 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 4.65 against 2.9 in 2024), and 20.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
2 d early
2022
29 d late
2021
29 d late
2020
2 d late
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€387k▼ 4.8%
2024 · €406k
2018: €63k
2019: €112k
2020: €112k
2021: €113k
2022: €113k
2023: €202k
2024: €406k
2018 → 2025
Total assets
€485k▼ 19.9%
2024 · €605k
2018: €164k
2019: €180k
2020: €169k
2021: €172k
2022: €172k
2023: €291k
2024: €605k
2018 → 2025
Net result
€-19k
2024 · €245k
2018: €41k
2019: €50k
2020: €-372
2021: €973
2022: €209
2023: €90k
2024: €245k
2018 → 2025
Working capital
€359k▼ 5.1%
2024 · €378k
2018: €-66k
2019: €-32k
2020: €-26k
2021: €-26k
2022: €-25k
2023: €-191
2024: €378k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€113k-€113k▲ 0.2%€202k▲ 79.3%€406k▲ 101%€387k▼ 4.8%
Operating result€875-€4k▲ 301%€132k▲ 3,670%€58k▼ 55.9%€-19k
Net result€973-€209▼ 78.5%€90k▲ 42,639%€245k▲ 173%€-19k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €19k after €58k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €485k
Fixed assets
€28k=
Current assets
€457k▼ 20.8%
Equity and liabilities €485k
Equity
€387k▼ 4.8%
Debt
€98k▼ 50.7%
The debt ratio falls from 32.9% to 20.3%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
79.7%▲
2024 · 67.1%
Current ratio
4.65▲
2024 · 2.90
Quick ratio
4.65▲
2024 · 2.90
Debt / equity
0.25▼
2024 · 0.49
ROE
-5.0%▼
2024 · 60.3%
ROA
-4.0%▼
2024 · 40.4%
Debt
€98k▼
2024 · €199k
Debt ≤ 1 year
€98k▼
2024 · €199k
Income taxes
€417▼
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€605k€485k▼
Fixed assets21/28€28k€28k=
Financial fixed assets28€28k€28k=
Current assets29/58€578k€457k▼
Amounts receivable within one year40/41€534k€456k▼
Other amounts receivable41€534k€456k▼
Cash at bank and in hand54/58€41k€526▼
Deferred charges and accrued income490/1€2k€818▼
Equity and liabilities
Total equity and liabilities10/49€605k€485k▼
Equity10/15€406k€387k▼
Contributions10/11€19k€19k=
Reserves13€386k€386k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€384k€384k=
Profit (loss) carried forward14€1k€-18k▼
Amounts payable17/49€199k€98k▼
Amounts payable within one year42/48€199k€98k▼
Financial debts43€100k€25k▼
Credit institutions430/8€100k€25k▼
Trade debts44€41k€61k▲
Suppliers440/4€41k€61k▲
Advances received on contracts in progress46€10k€12k▲
Taxes, remuneration and social security45€48k€425▼
Taxes450/3€48k€425▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€76-
Other operating charges640/8€2k€2k▲
Gross operating margin9900€61k€-16k▼
Operating profit (loss)9901€58k€-19k▼
Financial income75/76B€229k€8k▼
Recurring financial income75€229k€8k▼
Financial charges65/66B€4k€8k▲
Recurring financial charges65€4k€8k▲
Profit (loss) for the period before taxes9903€284k€-19k▼
Income taxes67/77€39k€417▼
Profit (loss) for the period9904€245k€-19k▼
Profit (loss) for the period to be appropriated9905€245k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€246k€-18k▼
Profit (loss) brought forward from the previous period14P€1k€1k=
Transfer from equity791/2€41k-
Transfer to equity691/2€245k-
To other reserves6921€245k-
Profit to be distributed694/7€41k-
Return on contributions (dividend)694€41k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-19k ▼108%
Net result drops to €-19k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €245k ▲173%
Net result €245k, the highest in the series.
31-12
Financial
Liquidity triplescurrent ratio 2.90
Current ratio from 1.00 to 2.90.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €202k ▲79.3%
3 profitable years in a row build equity to €202k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
31-12
Financial
Back to profitnet €973
Net result €973 after one loss-making year.
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 2 days late
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 24 days late
2019
31-12
Financial
Equity above €100kEq €112k ▲79.3%
2 profitable years in a row build equity to €112k.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Achterweidestraat(BOR) 512880 BornemGround area
489 m²
Building footprint
143 m²
Volume, LiDAR
763 m³
Parcel 12007B0392/00E002, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Achterweidestraat(BOR) 51, 2880 Bornem
since 19982.086.853.446
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007B0392/00E002 | Flanders | 489 m² | 1 · 143 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 450 EUR awarded · 450 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 150 EUR |
| 2024 | 1 | 450 EUR | 300 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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BE 0447.799.807
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Of 6,625 companies in sector 49330 we hold annual accounts for 2,254. 697 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded19-05-1998
Fiscal year end31-12
Activities, NACEBEL
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
73110Advertising agencies
74401
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.