STYLE & SENSE
ActiveSTYLE & SENSE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €304k and a net result of €22k. Its solvency ranks better than 34% of 10253 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability41▼-1
Solvency49=
Growth78
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.11 in 2023; short-term debt: 71.6% and cash: 10.4% of total assets), and 76.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.8%
Return on assets
1.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
4 d early
2023
13 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€304k▲ 18.2%
2023 · €257k
2023: €257k
2023 → 2025
Total assets
€1.28M▲ 18.9%
2023 · €1.08M
2023: €1.08M
2023 → 2025
Net result
€22k▲ 20.4%
2023 · €18k
2023: €18k
2023 → 2025
Working capital
€157k▲ 74.9%
2023 · €90k
2023: €90k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232025Trend
Equity€257k-€304k▲ 18.2%
Operating result€9k-€64k▲ 583%
Net result€18k-€22k▲ 20.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €64k in 2025, compared with €9k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €1.28M
Fixed assets
€207k▲ 3.4%
Current assets
€1.07M▲ 22.4%
Equity and liabilities €1.28M
Equity
€304k▲ 18.2%
Provisions
€21k=
Debt
€955k▲ 19.6%
The debt ratio rises from 74.2% to 74.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€120k▲
2023 · €45k
Cash flow
€78k▲
2023 · €54k
Solvency
23.8%▼
2023 · 23.9%
Current ratio
1.17▲
2023 · 1.11
Quick ratio
0.73▲
2023 · 0.12
Debt / equity
3.14▲
2023 · 3.10
ROE
7.1%▲
2023 · 7.0%
ROA
1.7%▲
2023 · 1.7%
Interest coverage
2.46▼
2023 · 2.53
Debt
€955k▲
2023 · €799k
Debt ≤ 1 year
€917k▲
2023 · €788k
Debt > 1 year
€38k▲
2023 · €11k
Income taxes
€13k▲
2023 · €2k
Staff costs
€401k▲
2023 · €248k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€1.08M€1.28M▲
Fixed assets21/28€200k€207k▲
Intangible fixed assets21€69k€58k▼
Tangible fixed assets22/27€110k€128k▲
Land and buildings22€57k€31k▼
Plant, machinery and equipment23€2k€12k▲
Furniture and vehicles24€44k€83k▲
Other tangible fixed assets26€7k€3k▼
Financial fixed assets28€21k€21k=
Current assets29/58€877k€1.07M▲
Stocks and contracts in progress3€786k€404k▼
Stocks30/36€786k€404k▼
Amounts receivable within one year40/41€44k€536k▲
Trade receivables40€44k€52k▲
Other amounts receivable41€723€484k▲
Cash at bank and in hand54/58€47k€134k▲
Deferred charges and accrued income490/1-€0
Equity and liabilities
Total equity and liabilities10/49€1.08M€1.28M▲
Equity10/15€257k€304k▲
Contributions10/11€5k€5k=
Reserves13€219k€266k▲
Distributable reserves133€219k€266k▲
Profit (loss) carried forward14€34k€34k=
Provisions and deferred taxes16€21k€21k=
Provisions for liabilities and charges160/5€21k€21k=
Pensions and similar obligations160€21k€21k=
Amounts payable17/49€799k€955k▲
Amounts payable after more than one year17€11k€38k▲
Financial debts170/4€11k€38k▲
Amounts payable within one year42/48€788k€917k▲
Current portion of amounts payable after more than one year42€23k€17k▼
Financial debts43€500k€500k=
Credit institutions430/8€500k€500k=
Trade debts44€119k€117k▼
Suppliers440/4€119k€117k▼
Advances received on contracts in progress46€1k€18k▲
Taxes, remuneration and social security45€69k€179k▲
Taxes450/3€28k€103k▲
Remuneration and social security454/9€41k€76k▲
Other amounts payable47/48€76k€84k▲
Income statement
Code20232025
Non-recurring operating income76A-€0
Remuneration, social security and pensions62€248k€401k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€56k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-15k€-1k▲
Other operating charges640/8€3k€4k▲
Non-recurring operating charges66A-€768
Gross operating margin9900€281k€525k▲
Operating profit (loss)9901€9k€64k▲
Financial income75/76B€28k€19k▼
Recurring financial income75€28k€19k▼
Financial charges65/66B€18k€49k▲
Recurring financial charges65€18k€49k▲
Profit (loss) for the period before taxes9903€20k€34k▲
Income taxes67/77€2k€13k▲
Profit (loss) for the period9904€18k€22k▲
Profit (loss) for the period to be appropriated9905€18k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€52k€55k▲
Profit (loss) brought forward from the previous period14P€34k€34k=
Transfer to equity691/2€18k€22k▲
To other reserves6921€18k€22k▲
Social balance
Average headcount (FTE)90878.48.3▼
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2023
18-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 6 establishment units since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tongerlostraat 612260 WesterloGround area
5,308 m²
Building footprint
1,438 m²
Volume, LiDAR
9,019 m³
6 parcels, Flanders · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
6 establishment units
-
since 20062.158.169.034
Kattestraat 2, 3272 Scherpenheuvel-Zichem
since 20162.258.102.590
Kloosterstraat 9, 3910 Pelt
since 20162.258.102.986
Kempische steenweg 181-183, 3500 Hasselt
since 20172.267.047.277
Veldstraat 31, 2450 Meerhout
since 20202.297.264.064
Tongerlostraat 59, 2260 Westerlo
since 20262.389.926.778
6 parcels
Flanders
6
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13028C0347/00K000 | Flanders | 1,739 m² | - | - |
| 13021B1430/00H000 | Flanders | 1,719 m² | 1 · 774 m² | 10.2 m · 1 fl. |
| 24105B0141/00K000 | Flanders | 927 m² | 1 · 284 m² | 8.6 m · 2 fl. |
| 13028C0347/00B000 | Flanders | 446 m² | - | - |
| 71322A0511/00D004 | Flanders | 298 m² | 1 · 201 m² | 10.7 m · 2 fl. |
| 72025B0821/00F000 | Flanders | 179 m² | 1 · 179 m² | 14.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 5
6 of 6 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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100 DESSOUS
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Of 6,498 companies in sector 47716 we hold annual accounts for 2,440. 1,632 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-12-2006
Fiscal year end30-06
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47540Retail sale of electrical household appliances
47711Retail sale of women's outerwear
47714Retail trade
47721Retail sale of footwear
47722Retail trade
52450
77399Renting and leasing of other machinery, equipment and tangible goods
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.