STYLCO
ActiveSummary
STYLCO has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €-3k. Its solvency ranks better than 32% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability35▲+6
Solvency35▼-3
Growth58
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.11 against 1.15 in 2024; short-term debt: 90% and cash: 10% of total assets), and 90% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10%
Return on assets
-0.9%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2425
2024 to 2025 · latest year €-3k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
25 d late
2024
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▼ 8.4%
2024 · €32k
Total assets
€294k▲ 21.4%
2024 · €242k
Net result
€-3k▲ 66.0%
2024 · €-8k
Working capital
€29k▼ 8.4%
2024 · €32k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€-8k-€-3k▲ 65.9%
Net result€-8k-€-3k▲ 66.0%
Equity€32k-€29k▼ 8.4%
Total assets€242k-€294k▲ 21.4%
Debt€210k-€265k▲ 25.9%
Working capital€32k-€29k▼ 8.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €8k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €294k
Equity
€29k ▼ 8.4%
Debt
€265k ▲ 25.9%
Debt's share of the balance-sheet total rises from 86.8% to 90.0%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.11▼
2024 · 1.15
Quick ratio
0.12▼
2024 · 0.13
Debt to equity
9.00▲
2024 · 6.55
ROE
-9.2%▲
2024 · -24.7%
ROA
-0.9%▲
2024 · -3.3%
Debt ≤ 1 year
€265k▲
2024 · €210k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €898 | €528 | ▼ 41.2% |
| Gross operating margin9900 | €-7k | €-2k | ▲ 69.1% |
| Operating profit (loss)9901 | €-8k | €-3k | ▲ 65.9% |
| Financial income75/76B | €1 | €28 | ▲ 2,964% |
| Recurring financial income75 | €1 | €28 | ▲ 2,964% |
| Financial charges65/66B | €68 | €48 | ▼ 29.3% |
| Recurring financial charges65 | €68 | €48 | ▼ 29.3% |
| Profit (loss) for the period before taxes9903 | €-8k | €-3k | ▲ 66.0% |
| Profit (loss) for the period9904 | €-8k | €-3k | ▲ 66.0% |
| Profit (loss) for the period to be appropriated9905 | €-8k | €-3k | ▲ 66.0% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €242k | €294k | ▲ 21.4% |
| Current assets29/58 | €242k | €294k | ▲ 21.4% |
| Stocks and contracts in progress3 | €215k | €261k | ▲ 21.2% |
| Stocks30/36 | €215k | €261k | ▲ 21.2% |
| Amounts receivable within one year40/41 | €2k | €1k | ▼ 31.2% |
| Trade receivables40 | €53 | - | - |
| Other amounts receivable41 | €2k | €1k | ▼ 29.1% |
| Cash at bank and in hand54/58 | €22k | €29k | ▲ 31.2% |
| Deferred charges and accrued income490/1 | €3k | €2k | ▼ 17.9% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €242k | €294k | ▲ 21.4% |
| Equity10/15 | €32k | €29k | ▼ 8.4% |
| Contributions10/11 | €40k | €40k | = |
| Profit (loss) carried forward14 | €-8k | €-11k | ▼ 34.0% |
| Amounts payable17/49 | €210k | €265k | ▲ 25.9% |
| Amounts payable within one year42/48 | €210k | €265k | ▲ 25.9% |
| Trade debts44 | €172 | €5k | ▲ 2,564% |
| Suppliers440/4 | €172 | €5k | ▲ 2,564% |
| Other amounts payable47/48 | €210k | €260k | ▲ 23.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €-8k | €-3k | ▲ 66.0% |
| Operating cash flow (approximation) | €-8k | €-3k | ▲ 66.0% |
| Change in cash | - | €7k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2023
Ground area
932 m²
Building footprint
198 m²
Volume, LiDAR
952 m³
Parcel 31040D0022/00K000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
STYLCO
since 20232.345.616.485
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31040D0022/00K000 | Flanders | 932 m² | 1 · 198 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,326 companies in sector 68110 we hold annual accounts for 5,385. 2,831 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68121Development of residential building projects
43211General electrical installation work
43221Plumbing work
43320Joinery installation
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.