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STVK

Active
Private limited companyfounded 2024active for 2 yearsScailquinstraat 35, 1210 Sint-Joost-ten-Node, Belgium37 active companies are registered at this addressKBO/BCE: BE 1013.170.542
Summary

The computed 12-month bankruptcy probability of STVK is 2.3% (moderate). The 2025 annual accounts show equity of €5,545 and a net result of -€647. Its solvency ranks better than 53% of 22,536 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
STVKActiveChecked score 52/100
Risk analysis ReportCompare

Overview

Activity
Other non-specialised retail sale
NACE 47120
1 site
Size
€15,036total assets 2025
Equity
€5,545
Loss
-€647
Turnover not published (micro format)
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.3%
Structure
2025 accounts on time
Why 52raises riskFounded in 2024Sector: Retail trade (NACE 47)Liquidity: current ratio 1.58, cash €496Size: total assets €15,036Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 30% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 62-19
equity 36.9% of total assets
Liquidity 21-8
short-term debt 63.1% · cash 3.3%
Profitability 27-73
return on assets -4.3%
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,231 companies, NACE 47, micro)
Last 24 months 10-2025: 1.4%lowest value 11-2025: 1.4%● unchanged vs 10-2025lowest value 12-2025: 1.7%▲ +0.3 percentage points vs 11-2025 01-2026: 1.7%● unchanged vs 12-2025 02-2026: 1.8%▲ +0.1 percentage points vs 01-2026 03-2026: 1.8%● unchanged vs 02-2026 04-2026: 1.9%▲ +0.1 percentage points vs 03-2026 05-2026: 2.0%▲ +0.1 percentage points vs 04-2026 06-2026: 2.0%● unchanged vs 05-2026 07-2026: 2.0%● unchanged vs 06-2026 08-2026: 2.1%▲ +0.1 percentage points vs 07-2026 09-2026: 2.2%▲ +0.1 percentage points vs 08-2026 10-2026: 2.3%▲ +0.1 percentage points vs 09-2026highest value
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 52% on solvency, 19% on liquidity, 24% on profitability and 26% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
raises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Liquidity: current ratio 1.58, cash €496
NBB · annual accounts
raises risk · Size: total assets €15,036
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
on the day
2024
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 1 day before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. IncorporationAppointment: VAN KERKHOVEN Stijn (director)…

Key points

  • One director decidessole director in office 1 View
  • Total assets 20252 financial years filed €15,036 View
  • Active since 2024founded 04-09-2024 2 years View

By topic

Financials

Financial year
2025
Total assets
€15,036
Loss
-€647
Solvency
36.9%
Total assets▲ 35.5%
Net result
20242025
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Other non-specialised retail saleNACE 47120
Founded
04-09-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
14
Who signs
Each director alone
Annual meeting
30 June at 18:00
Purpose
“Detailhandel in allerlei producten via het internet(e-commerce); Overige uitgeverijen…” (deed in Dutch)
Go to Articles of association

Key facts about STVK

What is the company number of STVK?
1013.170.542. In Belgium the VAT number is the company number with BE in front: BE 1013.170.542.
Where is STVK based?
The registered office is at Scailquinstraat 35, 1210 Sint-Joost-ten-Node.Company details
What does STVK do?
According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
What is the legal form of STVK?
Private limited company (BV).
When was STVK founded?
On 04-09-2024.
Is STVK still active?
Yes, STVK is an active enterprise in the KBO register.
What is the turnover of STVK?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is STVK profitable?
In financial year 2025, STVK made a loss of €647.
Where can I find the annual accounts of STVK?
STVK filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of STVK due?
By 31-07-2027, for financial year 2026.Timeline

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