STUYKA
ActiveSummary
STUYKA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (-€93,791) and a net result of -€44,807. Equity is shrinking by ~82.1% per year across the filed fiscal years. Its solvency ranks better than 5% of 8102 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 8102 sector peers (2025).
NBB · sector comparisonPosition among 8102 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
56 d late
2024
189 d late
2023
511 d late
2022
60 d late
2021
425 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 248 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 February (4 of the last 5 filed years within 236 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€93,791▼ 91.5%
2024 · -€48,984
Net result
-€44,807▼ 118%
2024 · -€20,581
Total assets
€183,023▼ 20.0%
2024 · €228,813
Solvency
-51.2%▼ 29.8pp
2024 · -21.4%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€19,830--€4,999▲ 74.8%-€23,698▼ 374%-€10,110▲ 57.3%-€29,520▼ 192%
Net result-€19,831below the sector's middle half--€5,173below the sector's middle half▲ 73.9%-€23,992below the sector's middle half▼ 364%-€20,581below the sector's middle half▲ 14.2%-€44,807below the sector's middle half▼ 118%
Equity€1,708below the sector's middle half--€3,465below the sector's middle half-€28,403below the sector's middle half▼ 720%-€48,984below the sector's middle half▼ 72.5%-€93,791below the sector's middle half▼ 91.5%
Total assets€236,640within the sector's middle half-€237,934within the sector's middle half▲ 0.5%€228,317within the sector's middle half▼ 4.0%€228,813within the sector's middle half▲ 0.2%€183,023within the sector's middle half▼ 20.0%
Debt€234,932-€241,398▲ 2.8%€256,721▲ 6.3%€277,797▲ 8.2%€276,814▼ 0.4%
Working capital-€82,724below the sector's middle half--€98,058below the sector's middle half▼ 18.5%-€133,157below the sector's middle half▼ 35.8%-€149,051below the sector's middle half▼ 11.9%-€145,177below the sector's middle half▲ 2.6%
Solvency0.7%below the sector's middle half--1.5%below the sector's middle half▼ 2.2pp-12.4%below the sector's middle half▼ 11.0pp-21.4%below the sector's middle half▼ 9.0pp-51.2%below the sector's middle half▼ 29.8pp
Current ratio0.35below the sector's middle half-0.34below the sector's middle half▼ 0.010.26below the sector's middle half▼ 0.090.26below the sector's middle half=0.07below the sector's middle half▼ 0.19
Return on assets (ROA)-8.4%below the sector's middle half--2.2%below the sector's middle half▲ 6.2pp-10.5%below the sector's middle half▼ 8.3pp-9.0%below the sector's middle half▲ 1.5pp-24.5%below the sector's middle half▼ 15.5pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €29,520 in 2025 against €10,110 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €183,023
Fixed assets
€172,373 ▼ 2.6%
Current assets
€10,650 ▼ 79.4%
Equity and liabilities
Equity-€93,791
Debt€276,814
Equity is negative: debt (€276,814) exceeds the balance-sheet total (€183,023).
Key figures and ratios
Debt ≤ 1 year
€155,827▼
2024 · €200,803
Debt > 1 year
€120,987▲
2024 · €76,994
Income taxes
€6,394▼
2024 · €10,131
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | €14,709 | €250 | - | - | - | - |
| Remuneration, social security and pensions62 | €374 | - | €207 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,687 | €4,687 | €4,687 | €4,687 | €4,687 | = |
| Other operating charges640/8 | €62 | €62 | €10,338 | €1,021 | €2,489 | ▲ 144% |
| Gross operating margin9900 | -€14,706 | -€250 | -€8,465 | -€4,401 | -€22,343 | ▼ 408% |
| Operating profit (loss)9901 | -€19,830 | -€4,999 | -€23,698 | -€10,110 | -€29,520 | ▼ 192% |
| Financial charges65/66B | €1 | €174 | €294 | €341 | €8,893 | ▲ 2,512% |
| Recurring financial charges65 | €1 | €174 | €294 | €341 | €8,893 | ▲ 2,512% |
| Profit (loss) for the period before taxes9903 | -€19,831 | -€5,173 | -€23,992 | -€10,450 | -€38,413 | ▼ 268% |
| Income taxes67/77 | - | - | - | €10,131 | €6,394 | ▼ 36.9% |
| Profit (loss) for the period9904 | -€19,831 | -€5,173 | -€23,992 | -€20,581 | -€44,807 | ▼ 118% |
| Profit (loss) for the period to be appropriated9905 | -€19,831 | -€5,173 | -€23,992 | -€20,581 | -€44,807 | ▼ 118% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €236,640 | €237,934 | €228,317 | €228,813 | €183,023 | ▼ 20.0% |
| Fixed assets21/28 | €191,123 | €186,436 | €181,748 | €177,061 | €172,373 | ▼ 2.6% |
| Tangible fixed assets22/27 | €191,123 | €186,436 | €181,748 | €177,061 | €172,373 | ▼ 2.6% |
| Land and buildings22 | €191,123 | €186,436 | €181,748 | €177,061 | €172,373 | ▼ 2.6% |
| Current assets29/58 | €45,517 | €51,498 | €46,569 | €51,752 | €10,650 | ▼ 79.4% |
| Amounts receivable within one year40/41 | €44,873 | €45,649 | €46,569 | €51,681 | €10,627 | ▼ 79.4% |
| Trade receivables40 | €4,873 | - | - | - | - | - |
| Other amounts receivable41 | €40,000 | €45,649 | €46,569 | €51,681 | €10,627 | ▼ 79.4% |
| Cash at bank and in hand54/58 | €194 | €4,161 | - | €71 | €22 | ▼ 68.2% |
| Deferred charges and accrued income490/1 | €451 | €1,688 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €236,640 | €237,934 | €228,317 | €228,813 | €183,023 | ▼ 20.0% |
| Equity10/15 | €1,708 | -€3,465 | -€28,403 | -€48,984 | -€93,791 | ▼ 91.5% |
| Contributions10/11 | €40,000 | €40,000 | €40,000 | €40,000 | €40,000 | = |
| Profit (loss) carried forward14 | -€38,292 | -€43,465 | -€68,403 | -€88,984 | -€133,791 | ▼ 50.4% |
| Amounts payable17/49 | €234,932 | €241,398 | €256,721 | €277,797 | €276,814 | ▼ 0.4% |
| Amounts payable after more than one year17 | €106,691 | €91,843 | €76,994 | €76,994 | €120,987 | ▲ 57.1% |
| Financial debts170/4 | €106,691 | €91,843 | €76,994 | €76,994 | €120,987 | ▲ 57.1% |
| Amounts payable within one year42/48 | €128,241 | €149,556 | €179,727 | €200,803 | €155,827 | ▼ 22.4% |
| Current portion of amounts payable after more than one year42 | €43,309 | €45,783 | €44,497 | €29,591 | €6,404 | ▼ 78.4% |
| Trade debts44 | €83,932 | €83,202 | €97,862 | €111,126 | €4,873 | ▼ 95.6% |
| Suppliers440/4 | €83,932 | €83,202 | €97,862 | €111,126 | €4,873 | ▼ 95.6% |
| Taxes, remuneration and social security45 | €0 | €0 | €10,420 | €21,214 | €34,675 | ▲ 63.5% |
| Taxes450/3 | - | €0 | €10,420 | €21,214 | €34,675 | ▲ 63.5% |
| Remuneration and social security454/9 | €0 | - | - | - | - | - |
| Other amounts payable47/48 | €1,000 | €20,570 | €26,947 | €38,872 | €109,874 | ▲ 183% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€19,831 | -€5,173 | -€23,992 | -€20,581 | -€44,807 | ▼ 118% |
| + Depreciation and write-downs630 | €4,687 | €4,687 | €4,687 | €4,687 | €4,687 | = |
| Operating cash flow (approximation) | -€15,144 | -€485 | -€19,305 | -€15,893 | -€40,119 | ▼ 152% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €3,968 | - | - | -€48 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 56 days late
08-05
State Gazette act
Resignation: Hotte Arnaut (director)Appointment: Theissen Alain (director) · Director discharge · Registered-office move6 facts ▸
State Gazette act
Resignation: Hotte Arnaut (director)
Appointment: Theissen Alain (director) · Director discharge · Registered-office move6 facts ▸
- General meeting, 17-04-2026
- Director resignation, Hotte Arnaut (director)
- Director discharge, Hotte Arnaut (director)
- Director appointment, Theissen Alain (director)
- Registered-office move, Luikersteenweg 297, 3800 Sint-Truiden
- Director in office, Szerémi Erika (director)
05-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 189 days late
2025
31-12
Financial
Weakest financial yearnet -€44,807
Net result drops to -€44,807, the lowest in the series.
24-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 511 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 425 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 director, last change in 2026
Theissen Alain
CurrentDirector · since 17-04-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
3 of this company's 4 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2020
Ground area
168 m²
Building footprint
100 m²
Volume, LiDAR
670 m³
Parcel 71009D0452/00P000, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
STUYKA
since 20202.299.091.723
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71009D0452/00P000 | Flanders | 168 m² | 1 · 100 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 1 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| Theissen Alain |
|
| Hotte Arnaut |
|
Structure & network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
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Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Truiden2.299.091.723
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,721 companies in this sector we hold annual accounts for 19,804. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded15-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70100Activities of head offices
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0741584695
Also
9925:BE0741584695
Registered
23-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.