Stuurman
ActiveSummary
Stuurman has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,487 and a net result of €23,387. The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency50
Growth-
Track record67
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.52; short-term debt: 30.5% and cash: 0.2% of total assets), and 74.6% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
56 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€23,487
Total assets
€92,325
Net result
€23,387
Working capital
-€13,613
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €92,325
Fixed assets
€77,763
Current assets
€14,562
Equity and liabilities €92,325
Equity
€23,487
Debt
€68,838
Debt finances 74.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€33,329
Cash flow
€24,567
Current ratio
0.52
Debt to equity
2.93
ROE
99.6%
ROA
25.3%
Interest coverage
15.89
Debt ≤ 1 year
€28,175
Debt > 1 year
€40,663
Income taxes
€6,685
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,180 |
| Other operating charges640/8 | €62 |
| Gross operating margin9900 | €33,391 |
| Operating profit (loss)9901 | €32,149 |
| Financial income75/76B | €20 |
| Recurring financial income75 | €20 |
| Financial charges65/66B | €2,098 |
| Recurring financial charges65 | €2,098 |
| Profit (loss) for the period before taxes9903 | €30,072 |
| Income taxes67/77 | €6,685 |
| Profit (loss) for the period9904 | €23,387 |
| Profit (loss) for the period to be appropriated9905 | €23,387 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €92,325 | |
| Fixed assets21/28 | €77,763 | |
| Tangible fixed assets22/27 | €3,263 | |
| Land and buildings22 | €463 | |
| Plant, machinery and equipment23 | €2,800 | |
| Financial fixed assets28 | €74,500 | |
| Current assets29/58 | €14,562 | |
| Amounts receivable within one year40/41 | €12,752 | |
| Trade receivables40 | €12,752 | |
| Cash at bank and in hand54/58 | €170 | |
| Deferred charges and accrued income490/1 | €1,640 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €92,325 | |
| Equity10/15 | €23,487 | |
| Contributions10/11 | €100 | |
| Profit (loss) carried forward14 | €23,387 | |
| Amounts payable17/49 | €68,838 | |
| Amounts payable after more than one year17 | €40,663 | |
| Financial debts170/4 | €40,663 | |
| Amounts payable within one year42/48 | €28,175 | |
| Current portion of amounts payable after more than one year42 | €13,149 | |
| Trade debts44 | €1,552 | |
| Suppliers440/4 | €1,552 | |
| Taxes, remuneration and social security45 | €8,764 | |
| Taxes450/3 | €8,764 | |
| Other amounts payable47/48 | €4,710 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €23,387 |
| + Depreciation and write-downs630 | €1,180 |
| Operating cash flow (approximation) | €24,567 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2024
Ground area
1,068 m²
Building footprint
135 m²
Volume, LiDAR
925 m³
Parcel 71038B0629/00C003, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Stuurman
since 20242.362.911.090
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71038B0629/00C003 | Flanders | 1,068 m² | 1 · 135 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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The National Bank holds 1 filing for this company, but none with figures Checked can read, so a size comparison is not possible. These companies share only the sector and the region. Of 82,601 companies in this sector we hold annual accounts for 52,629. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded19-08-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:1012573793
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.