Stuur
ActiveStuur is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €87k and a net result of €30k. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 47% of 7954 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
28 d early
2024
29 d late
2023
30 d late
2022
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€87k▼ 5.5%
2024 · €92k
2022: €42k
2023: €72k
2024: €92k
2022 → 2025
Net result
€30k▲ 49.0%
2024 · €20k
2022: €35k
2023: €29k
2024: €20k
2022 → 2025
Total assets
€183k▼ 12.7%
2024 · €210k
2022: €173k
2023: €197k
2024: €210k
2022 → 2025
Solvency
47.2%▲ 3.6pp
2024 · 43.6%
2022: 24.4%
2023: 36.4%
2024: 43.6%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€42k-€72k▲ 69.7%€92k▲ 27.8%€87k▼ 5.5%
Operating result€59k-€26k▼ 56.6%€35k▲ 37.5%€46k▲ 30.6%
Net result€35k-€29k▼ 15.2%€20k▼ 32.4%€30k▲ 49.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 31% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €183k
Fixed assets
€157k▲ 20.2%
Current assets
€27k▼ 66.5%
Equity and liabilities €183k
Equity
€87k▼ 5.5%
Debt
€97k▼ 18.3%
The debt ratio falls from 56.4% to 52.8%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
47.2%▲
2024 · 43.6%
ROE
34.3%▲
2024 · 21.7%
ROA
16.2%▲
2024 · 9.5%
Debt
€97k▼
2024 · €118k
Debt ≤ 1 year
€59k▼
2024 · €92k
Debt > 1 year
€38k▲
2024 · €25k
Income taxes
€17k▲
2024 · €12k
Staff costs
€1k▲
2024 · €138
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€210k€183k▼
Fixed assets21/28€130k€157k▲
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€127k€154k▲
Current assets29/58€80k€27k▼
Amounts receivable after more than one year29€20k€0▼
Other amounts receivable291€20k€0▼
Amounts receivable within one year40/41€50k€17k▼
Trade receivables40€27k€13k▼
Other amounts receivable41€23k€4k▼
Cash at bank and in hand54/58€9k€10k▲
Deferred charges and accrued income490/1€657€0▼
Equity and liabilities
Total equity and liabilities10/49€210k€183k▼
Equity10/15€92k€87k▼
Contributions10/11€8k€8k=
Reserves13€84k€79k▼
Distributable reserves133€84k€79k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€118k€97k▼
Amounts payable after more than one year17€25k€38k▲
Financial debts170/4€25k€38k▲
Amounts payable within one year42/48€92k€59k▼
Current portion of amounts payable after more than one year42€49k€22k▼
Trade debts44€218€638▲
Suppliers440/4€218€638▲
Advances received on contracts in progress46€20k€0▼
Taxes, remuneration and social security45€23k€15k▼
Taxes450/3€23k€15k▼
Other amounts payable47/48-€21k
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€138€1k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€880€756▼
Other operating charges640/8€757€2k▲
Gross operating margin9900€37k€50k▲
Operating profit (loss)9901€35k€46k▲
Financial income75/76B€172€3k▲
Recurring financial income75€172€3k▲
Non-recurring financial income76B€0-
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€32k€47k▲
Income taxes67/77€12k€17k▲
Profit (loss) for the period9904€20k€30k▲
Profit (loss) for the period to be appropriated9905€20k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€20k€30k▲
Transfer from equity791/2-€35k
Transfer to equity691/2€20k€30k▲
To other reserves6921€20k€30k▲
Profit to be distributed694/7-€35k
Return on contributions (dividend)694-€35k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €20k ▼32.4%
Net result drops to €20k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 122 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elisabethlaan 1193200 AarschotGround area
160 m²
Building footprint
82 m²
Volume, LiDAR
646 m³
Parcel 24001B0028/00G000, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Stuur
since 20212.314.382.782
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24001B0028/00G000 | Flanders | 160 m² | 1 · 82 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,689. 11,927 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2021
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.