STURZA CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of STURZA CONSTRUCT is 2.7% (moderate). The 2025 annual accounts show equity of €101,906 and a net result of €79,179. Its solvency ranks better than 64% of 9,399 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 16-04-2024 Normal situation
- Registered office
- 103 active companies are registered at this address 42 started in the 12 months before. Source: KBO register, as of 4 November 2026.
- Activity
- General construction of residential buildings NACE 41001and 5 others
- Establishment unit
- 2.361.141.831 1731 Asse, since 16-04-2024
- Financial year end
- 31 December
- Peppol
- Reachable
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.7%
- Gross margin
- €101,910
- ▲ 333%
- Turnover
- ≈ €340,000
- estimated
- Profit
- €79,179
- ▲ 323%
- Equity
- €101,906
- ▲ 348%
- Total assets
- €181,132
- ▲ 491%
- 2025 accounts filed 58 days after the deadline
Score breakdownraises riskSize: total assets €181,132Sector: Construction of residential and non-residential buildings (NACE 41)Last filed accounts filed 58 days late; 2 of the last 3 accounts lateFounded in 2024Show the evidence
Checked score
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 65% of them on solvency, 53% on liquidity, 91% on profitability and 97% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 60 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 58 days after the deadline Filed on 27 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00526164.
Annual accounts 2025 filed on 27-09-2026 at the NBB all 2 filings
Every figure per financial year
The operating result for 2025 is 4.2 times that of 2024.
Staff
| Item | 31-12-2024 |
|---|---|
| Employees at the balance-sheet date | 0 |
| full-time | 0 |
| part-time | 0 |
Source: social balance sheet in the 2024 annual accounts
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | - | €21,335 |
| Depreciation and write-downs of the year | - | €2,704 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Turnover70 | €74,401 | - | - |
| Goods, raw materials, services and sundry goods60/61 | €50,888 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €2,704 | - |
| Other operating charges640/8 | - | €893 | - |
| Gross operating margin9900 | €23,513 | €101,910 | ▲ 333% |
| Operating profit (loss)9901 | €23,513 | €98,314 | ▲ 318% |
| Financial income75/76B | €1 | €894 | ▲ 1,788× |
| Recurring financial income75 | €1 | €894 | ▲ 1,788× |
| Financial charges65/66B | €105 | €145 | ▲ 38.0% |
| Recurring financial charges65 | €105 | €145 | ▲ 38.0% |
| Profit (loss) for the period before taxes9903 | €23,408 | €99,063 | ▲ 323% |
| Income taxes67/77 | €4,682 | €19,884 | ▲ 325% |
| Profit (loss) for the period9904 | €18,727 | €79,179 | ▲ 323% |
| Profit (loss) for the period to be appropriated9905 | €18,727 | €79,179 | ▲ 323% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €30,669 | €181,132 | ▲ 491% |
| Fixed assets21/28 | - | €18,631 | - |
| Tangible fixed assets22/27 | - | €18,631 | - |
| Plant, machinery and equipment23 | - | €1,028 | - |
| Furniture and vehicles24 | - | €17,604 | - |
| Current assets29/58 | €30,669 | €162,501 | ▲ 430% |
| Amounts receivable within one year40/41 | €29,920 | €129,305 | ▲ 332% |
| Trade receivables40 | €13,198 | €80,697 | ▲ 511% |
| Other amounts receivable41 | €16,722 | €48,608 | ▲ 191% |
| Cash at bank and in hand54/58 | €297 | €31,303 | ▲ 105× |
| Deferred charges and accrued income490/1 | €453 | €1,892 | ▲ 318% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €30,669 | €181,132 | ▲ 491% |
| Equity10/15 | €22,727 | €101,906 | ▲ 348% |
| Contributions10/11 | €4,000 | €4,000 | = |
| Profit (loss) carried forward14 | €18,727 | €97,906 | ▲ 423% |
| Amounts payable17/49 | €7,943 | €79,226 | ▲ 897% |
| Amounts payable within one year42/48 | €7,943 | €79,226 | ▲ 897% |
| Trade debts44 | €3,261 | €51,261 | ▲ 16× |
| Suppliers440/4 | €3,261 | €51,261 | ▲ 16× |
| Taxes, remuneration and social security45 | €4,682 | €27,966 | ▲ 497% |
| Taxes450/3 | €4,682 | €27,966 | ▲ 497% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €18,727 | €79,179 | ▲ 323% |
| + Depreciation and write-downs630 | - | €2,704 | - |
| Operating cash flow (approximation) | €18,727 | €81,883 | ▲ 337% |
| Change in cash | - | €31,006 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as STURZA CONSTRUCT has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of STURZA CONSTRUCT itself is higher: 2.7% within 12 months. It rests on far more data about STURZA CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for STURZA CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- STURZA Ivan 100 shares (100%)
Capital transactions
- 18-04-2024 Incorporation · €4,000 · 100 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Algemene vergadering kan niet-statutair benoemde bestuurder te allen tijde beëindigen,met of zonder opzegtermijn en zonder opgave van…”
Articles of association, deed of 18-04-2024 (in Dutch)
Network & group
STURZA CONSTRUCT shares no director with another company.
Companies at the same address
102 other companies- ZAIAT CONSTRUCT Registered office · since 2026 1043660216
- ConstructIQ Registered office · since 2026 1043496108
- Prestige Projects Registered office · since 2026 1043495811
- Vertex Builders Registered office · since 2026 1043496207
- ARCHONIX Registered office · since 2026 1042424158
- sala enterprise Registered office · since 2026 1042423960
- KOBEL CONSTRUCTION Registered office · since 2026 1042286576
- KarunTech Registered office · since 2026 1042078126
- Viridia Construct Registered office · since 2026 1040312627
- NovaGreenWorks Registered office · since 2026 1040312726
Connections & network
1 current directorThe network starts from the directors of STURZA CONSTRUCT. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
18-04
Gazette deed
IncorporationStarting capital €4,000 · Appointment: STURZA Ivan (director) · Founder5 points ▸
- Incorporation, “STURZA CONSTRUCT” (deed in Dutch)
- Founder, STURZA Ivan (sole founder)
- Founding capital, €4,000
- General meeting, “artikel 2:6 Wetboek van vennootschappen en verenigingen, comparant” (deed in Dutch)
- Director appointment, STURZA Ivan (director)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
6 activities
- Alle verrichtingen die,algemeen genomen,op een of andere wijze verband houden met algemene bouwwerken en dit in de meest ruime zin
- Volle rechtsbekwaamheid om alle handelingen en verrichtingen te voltrekken die een rechtstreeks of onrechtstreeks verband houden met haar voorwerp of welke van die aard zouden zijn dat zij de verwezenlijking van dit voorwerp,rechtstreeks of onrechtstreeks,geheel of ten dele vergemakkelijken
- Belangen nemen door associatie,inbreng,fusie,financiele tussenkomst of op gelijk welke andere wijze,in alle vennootschappen,verenigingen of ondernemingen met een identiek,gelijklopend of samenhangend voorwerp met het hare,of die van aard kunnen zijn de ontwikkeling van haar onderneming te begunstigen of een bron van afzetten te vormen
- Functies van bestuurder of vereffenaar uitoefenen in andere vennootschappen
- Zich borg stellen of zakelijke zekerheden verlenen ten voordele van vennootschappen of particulieren,in de meest ruime zin
- Deelnemen door middel van inbreng,samensmelting of om het even op welke wijze,aan alle ondernemingen,die een gelijkaardig,aanvullend of verwant voorwerp nastreven
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1008.439.615
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23095B0028/00F002 | Flanders | 1,283 m² | 1 · 1,283 m² | 9.5 m · 2 |