STULP

Active

Private limited companyfounded 2025active for 1 yearKievitlaan 4, 9000 Gent, BelgiumKBO/BCE: BE 1024.331.480

Summary

STULP has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,131 and a net result of €17,131. Its solvency ranks better than 45% of 11,696 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

STULPActiveChecked score 96/100

Risk analysis Report Compare

Activity

Activities of building architects

NACE 71111

1 site

Size

€41,628total assets 2025

Equity: €20,131
Profit: €17,131

Turnover not published (micro format)

Financial health

96 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

Buerms,DeborahDirector

Accounts 7 days early

Why 96raises riskFounded in 2025lowers riskSector: Architectural and engineering activities; technical testing and analysis (NACE 71)Liquidity: current ratio 1.85, cash €21,287Equity €20,131 (48.4% of total assets)Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 65% of its sector peers (NACE 71, micro)

Every signal that counts is listed under Signals.

Financial strength

Strong

Solvency 73

equity 48.4% of total assets

Liquidity 74

short-term debt 51.6% · cash 51.1%

Profitability 100

return on assets 41.2%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,803 companies, NACE 71, micro)

Last 24 months 07-2026: 0.5%highest value 08-2026: 0.1%▼ -0.4 percentage points vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity ample (current ratio 1.85, above the usual 1.5; short-term debt: 51.6% and cash: 51.1% of total assets), but 51.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro): better than 46% on solvency, 62% on liquidity and 88% on profitability.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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