Stukadoor Mo
ActiveThe computed 12-month bankruptcy probability of Stukadoor Mo is 3.5% (moderate). The 2024 annual accounts show equity of €12k and a net result of €-3k. Equity is shrinking by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 36377 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
70
/ 100
Healthy▼ -4 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-13
Solvency100▲+32
Growth32▼-20
Stability94
Bankruptcy probability, 12 months
3.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 10.89 against 1.24 in 2023), and 8.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
91.9%
Return on assets
-26.5%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
61 d late
2022
155 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€12k▼ 22.4%
2023 · €15k
2022: €15k
2023: €15k
2022 → 2024
Total assets
€13k▼ 65.6%
2023 · €37k
2022: €38k
2023: €37k
2022 → 2024
Net result
€-3k
2023 · €388
2022: €12k
2023: €388
2022 → 2024
Working capital
€9k▲ 64.5%
2023 · €5k
2022: €300
2023: €5k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€15k-€15k▲ 2.6%€12k▼ 22.4%
Operating result€16k-€1k▼ 92.3%€-2k
Net result€12k-€388▼ 96.7%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €2k after €1k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €13k
Fixed assets
€3k▼ 66.5%
Current assets
€10k▼ 65.2%
Equity and liabilities €13k
Equity
€12k▼ 22.4%
Debt
€1k▼ 95.3%
The debt ratio falls from 59.2% to 8.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€5k▼
2023 · €8k
Cash flow
€4k▼
2023 · €7k
Solvency
91.9%▲
2023 · 40.8%
Current ratio
10.89▲
2023 · 1.24
Quick ratio
10.89▲
2023 · 1.24
Debt / equity
0.09▼
2023 · 1.45
ROE
-28.8%▼
2023 · 2.5%
ROA
-26.5%▼
2023 · 1.0%
Interest coverage
4.27▼
2023 · 22.67
Debt
€1k▼
2023 · €22k
Debt ≤ 1 year
€878▼
2023 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€37k€13k▼
Fixed assets21/28€10k€3k▼
Tangible fixed assets22/27€10k€3k▼
Furniture and vehicles24€10k€3k▼
Current assets29/58€27k€10k▼
Amounts receivable within one year40/41€4k€4k▲
Trade receivables40€4k-
Other amounts receivable41-€4k
Cash at bank and in hand54/58€23k€5k▼
Deferred charges and accrued income490/1€805€711▼
Equity and liabilities
Total equity and liabilities10/49€37k€13k▼
Equity10/15€15k€12k▼
Contributions10/11€3k€3k=
Reserves13€12k€12k=
Distributable reserves133€12k€12k=
Profit (loss) carried forward14€388€-3k▼
Amounts payable17/49€22k€1k▼
Amounts payable within one year42/48€22k€878▼
Trade debts44€5k€721▼
Suppliers440/4€5k€721▼
Taxes, remuneration and social security45€10k-
Taxes450/3€7k-
Remuneration and social security454/9€3k-
Other amounts payable47/48€8k€157▼
Accrued charges and deferred income492/3-€169
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€257€3k▲
Gross operating margin9900€8k€8k▼
Operating profit (loss)9901€1k€-2k▼
Financial income75/76B€122€10▼
Recurring financial income75€122€10▼
Financial charges65/66B€351€1k▲
Recurring financial charges65€351€1k▲
Profit (loss) for the period before taxes9903€1k€-3k▼
Income taxes67/77€632-
Profit (loss) for the period9904€388€-3k▼
Profit (loss) for the period to be appropriated9905€388€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€388€-3k▼
Profit (loss) brought forward from the previous period14P-€388
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-3k ▼981%
Net result drops to €-3k, the lowest in the series.
31-12
Financial
Liquidity times 9current ratio 10.89
Current ratio from 1.24 to 10.89; short-term debt falls from €22k to €878.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
02-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 155 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zandstraat(SP) 1059170 Sint-Gillis-WaasGround area
777 m²
Building footprint
105 m²
Volume, LiDAR
666 m³
Parcel 46022A0066/00V002, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Stukadoor Mo
since 20222.326.498.280
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46022A0066/00V002 | Flanders | 777 m² | 1 · 105 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,987 companies in sector 43310 we hold annual accounts for 1,737. 1,120 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2022
Fiscal year end31-12
Activities, NACEBEL
43310Plastering work
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.